Daniel Henning - ESSA Bancorp Independent Director

ESSA Stock  USD 16.32  0.32  2.00%   

Director

Mr. Daniel J. Henning is an Independent Director of ESSA Bancorp, Inc. Mr. Henning is a builderreal estate developer and was the OwnerPresident of A.C. Henning Enterprises, Inc., a general contractor of custom built homes, multifamily townhouses and light commercial construction and renovation since 1982. Mr. Henning previously served on several public authorities in Monroe County. Mr. Henning was a director of the Company since its inception and a director of ESSA Bank Trust since 1995. Mr. Henning experience in the local real estate market and his experience as a local business owner led to his appointment to the Board of Directors in 1995.
Age 63
Address 200 Palmer Street, Stroudsburg, PA, United States, 18360-0160
Phone570 421 0531
Webhttps://www.essabank.com
Henning is a builder/real estate developer and was the Owner/President of A.C. Henning Enterprises, Inc., a general contractor of custom built homes, multifamily townhouses and light commercial construction and renovation since 1982. Mr. Henning serves on several public authorities in Monroe County. Mr. Henning was a director of the Company since its inception and a director of ESSA Bank & Trust since 1995. Mr. Henning’s experience in the local real estate market and his experience as a local business owner led to his appointment to the Board of Directors in 1995.

ESSA Bancorp Management Efficiency

At present, ESSA Bancorp's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.03. At present, ESSA Bancorp's Total Current Assets are projected to decrease significantly based on the last few years of reporting. The current year's Earning Assets is expected to grow to about 311.7 M, whereas Total Assets are forecasted to decline to about 1.5 B. ESSA Bancorp's management efficiency ratios could be used to measure how well ESSA Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 374.65 M in liabilities with Debt to Equity (D/E) ratio of 9.05, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist ESSA Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, ESSA Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like ESSA Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for ESSA to invest in growth at high rates of return. When we think about ESSA Bancorp's use of debt, we should always consider it together with cash and equity.

Similar Executives

Showing other executives

DIRECTOR Age

Craig CurtisFirst Northwest Bancorp
54
Roger SchrimpOak Valley Bancorp
71
Robin ParsonCullman Bancorp
57
Donald BartonOak Valley Bancorp
56
Scott LawrenceHome Federal Bancorp
71
Gary FaullFirst Financial Northwest
69
Lloyd EisenmanFirst Northwest Bancorp
74
David HerndonHome Federal Bancorp
79
Eric OnnenCommunity West Bancshares
56
Kevin PadrickFirst Financial Northwest
58
James SimsCommunity West Bancshares
78
Thomas TrawickHome Federal Bancorp
48
Michael JonesOak Valley Bancorp
68
Michael BueHMN Financial
72
Mickey LaydenFirst Community
N/A
Judith CochraneFS Bancorp
67
Danny TitusOak Valley Bancorp
68
Jean BloisCommunity West Bancshares
86
Alan WoodCullman Bancorp
43
Kathryn ErnstbergerFirst Capital
52
Chimin ChaoFirst Community
59
ESSA Bancorp, Inc. operates as a bank holding company for ESSA Bank Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company was founded in 1916 and is headquartered in Stroudsburg, Pennsylvania. Essa Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 234 people. ESSA Bancorp (ESSA) is traded on NASDAQ Exchange in USA. It is located in 200 Palmer Street, Stroudsburg, PA, United States, 18360-0160 and employs 232 people. ESSA Bancorp is listed under Thrifts & Mortgage Finance category by Fama And French industry classification.

Management Performance

ESSA Bancorp Leadership Team

Elected by the shareholders, the ESSA Bancorp's board of directors comprises two types of representatives: ESSA Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of ESSA. The board's role is to monitor ESSA Bancorp's management team and ensure that shareholders' interests are well served. ESSA Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, ESSA Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
John Schoonover, Independent Director
William Douglass, Independent Director
Frederick Kutteroff, Independent Director
Charles Hangen, COO, Senior Vice President
William Viechnicki, Independent Director
Peter Gray, Senior COO
Daniel Henning, Independent Director
Stephanie Lefferson, Corporate Relations
Diane Reimer, Sr. VP of Admin. and Operations Division and Sr. VP of Admin. and Operations Division - Essa Bank and Trust
Philip Hosbach, Director
Suzie Farley, IR Contact Officer
Gail Bryant, Sr. VP of Retail Services Division and Sr. VP of Retail Services Division - Essa Bank and Trust
Elizabeth Weekes, Independent Director
Gary Olson, CEO and President Director, CEO of ESSA Bank and Trust and President of ESSA Bank and Trust and Director of ESSA Bank and Trust
Joseph Durkin, Independent Director
Thomas Grayuski, VP of Human Resource Services Division and VP of Human Resource Services Division - Essa Bank and Trust
Christine Gordon, Independent Director
John Burrus, Non-Executive Independent Chairman of the Board
Allan Muto, CFO, Executive VP, CFO of Essa Bank and Trust and Executive VP of Essa Bank and Trust
Steven Patterson, Senior Vice President Chief Lending Officer
Brian Regan, Independent Director
James Fareri, General Counsel
Robert Selitto, Senior Controller
Robert Selig, Independent Director
Timothy Fallon, Director

ESSA Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is ESSA Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards ESSA Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, ESSA Bancorp's short interest history, or implied volatility extrapolated from ESSA Bancorp options trading.

Pair Trading with ESSA Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if ESSA Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in ESSA Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving together with ESSA Stock

  0.78AX Axos Financial Earnings Call This WeekPairCorr
  0.83BY Byline Bancorp Earnings Call This WeekPairCorr

Moving against ESSA Stock

  0.69TECTP Tectonic FinancialPairCorr
  0.63CFG-PD Citizens FinancialPairCorr
  0.62NU Nu Holdings Financial Report 20th of May 2024 PairCorr
  0.56DB Deutsche Bank AG Earnings Call TomorrowPairCorr
  0.53KB KB Financial Group Earnings Call TomorrowPairCorr
The ability to find closely correlated positions to ESSA Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace ESSA Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back ESSA Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling ESSA Bancorp to buy it.
The correlation of ESSA Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as ESSA Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if ESSA Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for ESSA Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether ESSA Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ESSA Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Essa Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Essa Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in ESSA Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
For information on how to trade ESSA Stock refer to our How to Trade ESSA Stock guide.
You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.

Complementary Tools for ESSA Stock analysis

When running ESSA Bancorp's price analysis, check to measure ESSA Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ESSA Bancorp is operating at the current time. Most of ESSA Bancorp's value examination focuses on studying past and present price action to predict the probability of ESSA Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ESSA Bancorp's price. Additionally, you may evaluate how the addition of ESSA Bancorp to your portfolios can decrease your overall portfolio volatility.
Idea Optimizer
Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio
Share Portfolio
Track or share privately all of your investments from the convenience of any device
Alpha Finder
Use alpha and beta coefficients to find investment opportunities after accounting for the risk
Competition Analyzer
Analyze and compare many basic indicators for a group of related or unrelated entities
Piotroski F Score
Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals
AI Investment Finder
Use AI to screen and filter profitable investment opportunities
Portfolio Comparator
Compare the composition, asset allocations and performance of any two portfolios in your account
Is ESSA Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ESSA Bancorp. If investors know ESSA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ESSA Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.10)
Dividend Share
0.6
Earnings Share
1.86
Revenue Per Share
7.061
Quarterly Revenue Growth
(0.01)
The market value of ESSA Bancorp is measured differently than its book value, which is the value of ESSA that is recorded on the company's balance sheet. Investors also form their own opinion of ESSA Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ESSA Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ESSA Bancorp's market value can be influenced by many factors that don't directly affect ESSA Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ESSA Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ESSA Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ESSA Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.