Thomas Swidarski - Evertec Independent Director

EVTC Stock  USD 38.83  0.19  0.49%   

Director

Mr. Thomas W. Swidarski is an Independent Director of Evertec, Inc, effective December 17, 2014. His career spans over 35 years in the financial services and payments industries. He currently serves as Chairman and CEO of Bancsource Inc., a privately held technology firm that focuses on US financial institutions. From 2006 to 2013, Mr. Swidarski was Chief Executive Officer and President of Diebold, Inc., a 3 billion global leader in providing integrated selfservice transaction and security systems to the financial, commercial and retail markets in 100 countries. Prior to becoming CEO and President, Mr. Swidarski was Chief Operating Officer and President of Diebold, and served in various other senior strategic development and marketing capacities at Diebold since joining the company in 1996. Before joining Diebold, he worked in the banking industry for 16 years, ultimately serving as Vice President of alternative delivery systems for AmeriTrust Bank and Chief Marketing Officer of PNC Bank. Mr. Swidarski currently serves on the board of another publicly company, Altra Industrial Motion Corporationration . Altra Industrial is a leading global designer and manufacturer of quality power transmission and motion control products used in a variety of industrial applications. He is also a nonexecutive chairman of Asurint One Source Technology, LLC, a privately held company in the background verification field. Mr. Swidarski is involved in many nonprofit organizations and is a trustee for the University of Dayton. since 2014.
Age 61
Tenure 10 years
Address Cupey Center Building, San Juan, PR, United States, 00926
Phone787 759 9999
Webhttps://www.evertecinc.com
Swidarski currently serves on the boards of two publiclytraded companies, Altra Industrial Motion Corporation and Energy Focus, Inc., as well as two privately held companies. Altra Industrial is a leading global design and manufacturer of quality power transmission and motion control products used in a variety of industrial applications. Energy Focus is both a leading provider of energy efficient LED lighting products and a developer of energy efficient lighting technology.

Thomas Swidarski Latest Insider Activity

Tracking and analyzing the buying and selling activities of Thomas Swidarski against Evertec stock is an integral part of due diligence when investing in Evertec. Thomas Swidarski insider activity provides valuable insight into whether Evertec is net buyers or sellers over its current business cycle. Note, Evertec insiders must abide by specific rules, including filing SEC forms every time they buy or sell Evertec'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Evertec Management Efficiency

The company has return on total asset (ROA) of 0.0533 % which means that it generated a profit of $0.0533 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1439 %, meaning that it created $0.1439 on every $100 dollars invested by stockholders. Evertec's management efficiency ratios could be used to measure how well Evertec manages its routine affairs as well as how well it operates its assets and liabilities. At present, Evertec's Return On Capital Employed is projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.07, whereas Return On Equity is forecasted to decline to 0.13. At present, Evertec's Other Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 581.3 M, whereas Total Assets are forecasted to decline to about 1.2 B.
The company currently holds 986.41 M in liabilities with Debt to Equity (D/E) ratio of 0.93, which is about average as compared to similar companies. Evertec has a current ratio of 2.88, suggesting that it is liquid enough and is able to pay its financial obligations when due. Debt can assist Evertec until it has trouble settling it off, either with new capital or with free cash flow. So, Evertec's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Evertec sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Evertec to invest in growth at high rates of return. When we think about Evertec's use of debt, we should always consider it together with cash and equity.

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EVERTEC, Inc. engages in transaction processing business in Latin America and the Caribbean. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico. Evertec operates under SoftwareInfrastructure classification in the United States and is traded on New York Stock Exchange. It employs 2500 people. Evertec (EVTC) is traded on New York Stock Exchange in USA. It is located in Cupey Center Building, San Juan, PR, United States, 00926 and employs 5,000 people. Evertec is listed under Transaction & Payment Processing Services category by Fama And French industry classification.

Management Performance

Evertec Leadership Team

Elected by the shareholders, the Evertec's board of directors comprises two types of representatives: Evertec inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Evertec. The board's role is to monitor Evertec's management team and ensure that shareholders' interests are well served. Evertec's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Evertec's outside directors are responsible for providing unbiased perspectives on the board's policies.
Alberto Gaffney, Chief Development
Guillermo Rospigliosi, Executive Vice President and Chief Product & Innovation Officer
Kay Sharpton, Investor Relation
Luis RodrguezGonzlez, Chief Sec
Rodrigo Castillo, Executive Vice President and Chief Commercial Officer for Latin America
Aldo PolakGelber, Independent Director
Aldo Polak, Independent Director
Teresita Rosado, Independent Director
Luis Rodriguez, General Counsel, Executive Vice President - Legal, Compliance and Corporate Development, and Corporate Secretary
Tere Loubriel, Independent Director
Kelly Barrett, Independent Director
Diego Viglianco, Chief Operating Officer, Executive Vice President
Alexandra LopezSoler, Executive Vice President Chief Marketing and Communications Officer
Mariana Goldvarg, President - Latin America
Miguel Carrin, Executive Officer
Karla CruzJusino, Chief VP
Ivan Pagan, Independent Director
Paola Surillo, Executive Rico
Morgan Schuessler, President, Chief Executive Officer, Director
Alan Schumacher, Independent Director
Alan Cohen, Executive Vice President - Communications and Marketing
Peter Smith, CFO, Executive VP and Treasurer
Paola Perez, Executive Vice President, Chief Administrative Officer
Carlos Ramirez, Executive Vice President - Head of Business Solutions
Philip Steurer, Executive Vice President, Chief Operating Officer
Miguel Vizcarrondo, Executive Vice President - Payment Services Puerto Rico and Caribbean, Business Solutions and Merchant Acquiring
Jorge Junquera, Independent Director
Olga Botero, Independent Director
Joaquin CastrilloSalgado, Treasurer VP
Thomas Swidarski, Independent Director
Alexandra LpezSoler, Executive Officer
Teresita Loubriel, Independent Director
Nestor Rivera, Director
Frank DAngelo, Independent Chairman of the Board
Brian Smith, Independent Director
Joaquin Castrillo, Chief Financial Officer, Executive Vice President, Treasurer
Eduardo Camargo, CIO and Executive VP

Evertec Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Evertec a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Evertec Investors Sentiment

The influence of Evertec's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Evertec. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Evertec's public news can be used to forecast risks associated with an investment in Evertec. The trend in average sentiment can be used to explain how an investor holding Evertec can time the market purely based on public headlines and social activities around Evertec. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Evertec's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Evertec's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Evertec's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Evertec.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Evertec in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Evertec's short interest history, or implied volatility extrapolated from Evertec options trading.

Pair Trading with Evertec

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Evertec position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Evertec will appreciate offsetting losses from the drop in the long position's value.

Moving against Evertec Stock

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The ability to find closely correlated positions to Evertec could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Evertec when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Evertec - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Evertec to buy it.
The correlation of Evertec is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Evertec moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Evertec moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Evertec can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Evertec offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Evertec's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Evertec Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Evertec Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Evertec. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.
For information on how to trade Evertec Stock refer to our How to Trade Evertec Stock guide.
You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.

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Is Evertec's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Evertec. If investors know Evertec will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Evertec listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.61)
Dividend Share
0.2
Earnings Share
1.21
Revenue Per Share
10.699
Quarterly Revenue Growth
0.203
The market value of Evertec is measured differently than its book value, which is the value of Evertec that is recorded on the company's balance sheet. Investors also form their own opinion of Evertec's value that differs from its market value or its book value, called intrinsic value, which is Evertec's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Evertec's market value can be influenced by many factors that don't directly affect Evertec's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Evertec's value and its price as these two are different measures arrived at by different means. Investors typically determine if Evertec is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Evertec's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.