Dennis Rose - Premier Financial EVP
EVP
Mr. Dennis E. Rose, Jr. is Executive Vice President and Director Strategy Management of the Company. Prior to his current role, Mr. Rose served as Executive Vice President, Head of Business Banking since 2013 and Executive Vice President, Chief Operations Officer since 2001. Mr. Rose joined First Federal in 1996 and served as Corporationrationrate Controller until 2001. since 2017.
| Age | 49 |
| Tenure | 7 years |
| Phone | 419 782-5015 |
| Web | www.fdef.com |
Premier Financial Management Efficiency
The company has return on total asset (ROA) of 0.32 % which means that it generated a profit of $0.32 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 2.35 %, meaning that it created $2.35 on every $100 dollars invested by stockholders. Premier Financial's management efficiency ratios could be used to measure how well Premier Financial manages its routine affairs as well as how well it operates its assets and liabilities.The company currently holds 544.37 M in liabilities with Debt to Equity (D/E) ratio of 0.13, which may suggest the company is not taking enough advantage from borrowing. Debt can assist Premier Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Premier Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Premier Financial Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Premier to invest in growth at high rates of return. When we think about Premier Financial's use of debt, we should always consider it together with cash and equity.
Premier Financial Corp. operates as the holding company for Premier Bank and First Insurance Group that provides community banking and financial services. Premier Financial Corp. was incorporated in 1995 and is headquartered in Defiance, Ohio. First Defiance operates under Savings Loans classification in the United States and is traded on NASDAQ. It employs 699 people. Premier Financial Corp (FDEF) is traded on NASDAQ Exchange in USA and employs 699 people. Management Performance
| Return On Equity | 2.35 | |||
| Return On Asset | 0.32 |
Premier Financial Corp Leadership Team
Elected by the shareholders, the Premier Financial's board of directors comprises two types of representatives: Premier Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Premier. The board's role is to monitor Premier Financial's management team and ensure that shareholders' interests are well served. Premier Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Premier Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Douglas Burgei, Independent Director | ||
| Samuel Strausbaugh, Director, Chairman of Compensation Committee, Member of Executive Committee, Member of Audit Committee, Member of Risk Committee, Member of Community Advisory Board - First Federal Bank, Director of First Insurance and Investments and Director of First Federal Bank | ||
| Barbara Mitzel, Independent Director | ||
| Terri Bettinger, Independent Director | ||
| William Small, Director | ||
| Marybeth Shunck, President of First Federal’s Northern Market Area | ||
| Dennis Rose, Chief Operations Officer, Executive VP and Executive VP of Bus. Banking at First Federal Bank | ||
| Donald Hileman, CEO and President Director, Chairman of Investment Committee, Member of Risk Committee, Member of First Insurance Group Board, CEO of First Federal Bank and President of First Federal Bank | ||
| Amy Hackenberg, Executive Vice President; President of the Southern Market Area of First Federal | ||
| Thomas Herman, Independent Director | ||
| Jean Hubbard, Independent Director | ||
| James Williams, President of Western Market Area | ||
| Stephen Boomer, Lead Independent Director | ||
| Peter Diehl, Independent Director | ||
| Gregory Allen, Executive VP of Community Banking and President of Southern Market Area - First Federal Bank | ||
| Sharon Davis, Executive Vice President Director of Human Resources | ||
| Timothy Harris, President of the Eastern Market Area of First Federal Bank | ||
| Mark Robison, Independent Director | ||
| Kevin Thompson, CFO and Executive VP | ||
| John Reisner, Chief Risk Officer, Executive VP and Legal Counsel | ||
| Charles Niehaus, Director | ||
| Robert Beach, Director | ||
| John Bookmyer, Independent Director | ||
| Thomas Reineke, Independent Director | ||
| Michael Mulford, Executive Vice President - Credit Administration |
Premier Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Premier Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 2.35 | |||
| Return On Asset | 0.32 | |||
| Profit Margin | 11.07 % | |||
| Operating Margin | 27.09 % | |||
| Current Valuation | 1.01 B | |||
| Shares Outstanding | 37.29 M | |||
| Shares Owned By Insiders | 1.40 % | |||
| Shares Owned By Institutions | 29.81 % | |||
| Number Of Shares Shorted | 329.37 K | |||
| Price To Earning | 26.84 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Premier Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Premier Financial's short interest history, or implied volatility extrapolated from Premier Financial options trading.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Investing Opportunities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in income. Note that the Premier Financial Corp information on this page should be used as a complementary analysis to other Premier Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Other Consideration for investing in Premier Stock
If you are still planning to invest in Premier Financial Corp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Premier Financial's history and understand the potential risks before investing.
| Bond Analysis Evaluate and analyze corporate bonds as a potential investment for your portfolios. | |
| Portfolio Rebalancing Analyze risk-adjusted returns against different time horizons to find asset-allocation targets | |
| Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities | |
| FinTech Suite Use AI to screen and filter profitable investment opportunities | |
| Pair Correlation Compare performance and examine fundamental relationship between any two equity instruments |