Joe Heinrich - FBL Financial Director
Director
Mr. Joe D. Heinrich is Director of FBL Financial Group, Inc. Mr. Heinrich was elected Vice President of the Iowa Farm Bureau Federation in 2011 and to its board of directors in 2004. He is a director of Farm Bureau Property Casualty and Western Ag. Mr. Heinrich and his family farm with his nephew. Together, they have a diversified operation including corn, soybeans, oats and hay, plus a beef cowcalf herd and a dairy operation. since 2013.
| Age | 57 |
| Tenure | 11 years |
| Phone | 515 225-5400 |
| Web | www.fblfinancial.com |
FBL Financial Management Efficiency
The company has Return on Asset of 0.47 % which means that on every $100 spent on assets, it made $0.47 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 4.55 %, implying that it generated $4.55 on every 100 dollars invested. FBL Financial's management efficiency ratios could be used to measure how well FBL Financial manages its routine affairs as well as how well it operates its assets and liabilities.The company has 109.09 M in debt with debt to equity (D/E) ratio of 0.06, which may show that the company is not taking advantage of profits from borrowing. FBL Financial Group has a current ratio of 0.68, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Debt can assist FBL Financial until it has trouble settling it off, either with new capital or with free cash flow. So, FBL Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like FBL Financial Group sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for FBL to invest in growth at high rates of return. When we think about FBL Financial's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Equity | 4.55 | |||
| Return On Asset | 0.47 |
FBL Financial Group Leadership Team
Elected by the shareholders, the FBL Financial's board of directors comprises two types of representatives: FBL Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of FBL. The board's role is to monitor FBL Financial's management team and ensure that shareholders' interests are well served. FBL Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, FBL Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| James Holte, Director | ||
| Jerry Chicoine, Vice Chairman of the Board, Lead Independent Director | ||
| David McNeill, General Counsel, Secretary | ||
| Raymond Wasilewski, COO - Life Companies | ||
| D Stice, Chief Marketing Officer | ||
| James Brannen, Chief Executive Officer, Director | ||
| Kevin Paap, Director | ||
| Daniel Koster, Vice President - Marketing & Agency Services | ||
| Richard Felts, Director | ||
| Nicholas Gerhart, Chief Administrative Officer | ||
| Daniel Pitcher, Chief Operating Officer - Property Casualty Companies | ||
| Paul Juffer, Independent Director | ||
| Duane Johnson, Secretary | ||
| Kelli Eddy, Chief Operating Officer - Life Companies | ||
| Lori Geadelmann, General Counsel | ||
| Donald Seibel, Chief Financial Officer, Treasurer | ||
| Johnny Hobbs, Director | ||
| Scott VanderWal, Director | ||
| Roger Brooks, Independent Director | ||
| Craig Hill, Chairman, Chairman of Executive Committee, Chairman of Class B Nominating Committee and President of The Iowa Farm Bureau Federation | ||
| Kathleen Stange, IR Contact Officer | ||
| Casey Decker, Chief Information Officer | ||
| Kevin Rogers, Director | ||
| Ronald Mead, Vice President - Sales & Distribution | ||
| Daniel Greteman, CIO | ||
| Jay Seiboldt, Chief Operating Officer - Property Casualty Companies | ||
| Bryan Searle, Director | ||
| Jeffrey Whitehead, Chief Investment Officer | ||
| Paul Larson, Vice Chairman, Lead Independent Director | ||
| Joe Heinrich, Director | ||
| Charles Happel, Chief Investment Officer | ||
| Anthony Aldridge, Chief Accounting Officer | ||
| Scott Stice, Chief Marketing Officer |
FBL Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is FBL Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 4.55 | |||
| Return On Asset | 0.47 | |||
| Profit Margin | 9.90 % | |||
| Operating Margin | 14.92 % | |||
| Current Valuation | 1.53 B | |||
| Shares Outstanding | 24.39 M | |||
| Shares Owned By Insiders | 60.77 % | |||
| Shares Owned By Institutions | 29.75 % | |||
| Number Of Shares Shorted | 337.12 K | |||
| Price To Earning | 20.74 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards FBL Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, FBL Financial's short interest history, or implied volatility extrapolated from FBL Financial options trading.
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Try AI Portfolio ArchitectCheck out Investing Opportunities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. Note that the FBL Financial Group information on this page should be used as a complementary analysis to other FBL Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Other Consideration for investing in FBL Stock
If you are still planning to invest in FBL Financial Group check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the FBL Financial's history and understand the potential risks before investing.
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