Philip Utter - FNBH Bancorp Independent Director
Director
Mr. Philip C. Utter is an Independent Chairman of the Board of FNBH Bancorp Inc. since October 21, 2010. He is President of Specialty Contract Carriers, Inc., a trucking company, since 1988, and President of Specialty Contract Brokerage, Inc., a freight brokerage company, since 1995. Mr. Utter was appointed to the Board of Directors of the Company in November 2009 and appointed as Chairman of the Company Board of Directors in October 2010 since 2010.
| Age | 54 |
| Tenure | 14 years |
| Phone | 517 546 3150 |
| Web | http://www.fnbh.com |
FNBH Bancorp Management Efficiency
The company has return on total asset (ROA) of 1.16 % which means that it generated a profit of $1.16 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 10.76 %, meaning that it created $10.76 on every $100 dollars invested by stockholders. FNBH Bancorp's management efficiency ratios could be used to measure how well FNBH Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 10.76 | |||
| Return On Asset | 1.16 |
FNBH Bancorp Leadership Team
Elected by the shareholders, the FNBH Bancorp's board of directors comprises two types of representatives: FNBH Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of FNBH. The board's role is to monitor FNBH Bancorp's management team and ensure that shareholders' interests are well served. FNBH Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, FNBH Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Mark Huber, CFO, Principal Accounting Officer, Sr. VP, CFO of First National Bank, Principal Accounting Officer of First National Bank and Sr. VP of First National Bank | ||
| Timothy Corrigan, Independent Director | ||
| Rick James, Sr. VP of Enterprise Risk Management | ||
| Gerald Moyer, Sr. VP, Sr. Lender, Commercial Loan Officer, Sr. VP of First National Bank and Commercial Loan Officer of First National Bank | ||
| Daniel Wollschlager, Chief Credit Officer and Sr. VP | ||
| Ronald Long, CEO and President Director, CEO of First National Bank and President of First National Bank and Director of First National Bank | ||
| Philip Utter, Independent Director | ||
| Stanley Dickson, Independent Vice Chairman of the Board | ||
| Michael Yost, Independent Director |
FNBH Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right otc bb equity is not an easy task. Is FNBH Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 10.76 | |||
| Return On Asset | 1.16 | |||
| Profit Margin | 27.85 % | |||
| Operating Margin | 36.56 % | |||
| Current Valuation | 114.58 M | |||
| Shares Outstanding | 27.77 M | |||
| Price To Earning | 16.86 X | |||
| Price To Book | 1.80 X | |||
| Price To Sales | 3.08 X | |||
| Revenue | 25.28 M |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards FNBH Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, FNBH Bancorp's short interest history, or implied volatility extrapolated from FNBH Bancorp options trading.
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Other Consideration for investing in FNBH OTC BB Equity
If you are still planning to invest in FNBH Bancorp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the FNBH Bancorp's history and understand the potential risks before investing.
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