John Perry - Merchants Bancorp Independent Director

MBIN Stock  USD 39.15  0.71  1.85%   

Director

Mr. John W. Perry is Lead Independent Director of the company. he served as Independent Director of the Company. Since December 2004, Mr. Perry was Senior Vice President and Trust Officer of Terre Haute Savings Bank, Terre Haute, Indiana. From 1974 to 2000 Mr. Perry served in various capacities in community banking at First Financial Corporationrationration, Terre Haute, Indiana, and its subsidiary Terre Haute First National Bank, now known as First Financial Bank, National Association, including as Cashier, Trust Officer, Chief Financial Officer, and Board Secretary. From 2001 to 2004 Mr. Perry served as the First Vice President and Trust Officer for Union Federal Bank of Indianapolis. In addition, since 2014 Mr. Perry has also been a director of THSB Investment Company. Mr. Perry also served on the Accounting Committee of the American Bankers Association from 1988 to 1992 and is currently the Chairman of the Congregation Finance Committee for Sisters of Providence since 2017.
Age 73
Tenure 7 years
Professional MarksMBA
Address 410 Monon Boulevard, Carmel, IN, United States, 46032
Phone317 569 7420
Webhttps://www.merchantsbancorp.com
Perry is holds a BS and MBA from Indiana State University and is a graduate of the Stonier Graduate School of Banking at Rutgers University.

Merchants Bancorp Management Efficiency

The company has return on total asset (ROA) of 0.0189 % which means that it generated a profit of $0.0189 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1767 %, meaning that it created $0.1767 on every $100 dollars invested by stockholders. Merchants Bancorp's management efficiency ratios could be used to measure how well Merchants Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. As of the 19th of April 2024, Return On Capital Employed is likely to grow to 0.23, while Return On Tangible Assets are likely to drop 0.01. At this time, Merchants Bancorp's Asset Turnover is very stable compared to the past year.
The company currently holds 975.38 M in liabilities with Debt to Equity (D/E) ratio of 11.3, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Merchants Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Merchants Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Merchants Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Merchants to invest in growth at high rates of return. When we think about Merchants Bancorp's use of debt, we should always consider it together with cash and equity.

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Merchants Bancorp operates as the diversified bank holding company in the United States. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana. Merchants Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 481 people. Merchants Bancorp (MBIN) is traded on NASDAQ Exchange in USA. It is located in 410 Monon Boulevard, Carmel, IN, United States, 46032 and employs 618 people. Merchants Bancorp is listed under Thrifts & Mortgage Finance category by Fama And French industry classification.

Management Performance

Merchants Bancorp Leadership Team

Elected by the shareholders, the Merchants Bancorp's board of directors comprises two types of representatives: Merchants Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Merchants. The board's role is to monitor Merchants Bancorp's management team and ensure that shareholders' interests are well served. Merchants Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Merchants Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
John Macke, CFO of Merchants and Merchants Bank
Michael Dunlap, President COO, Director
Susan Kucer, Indianapolis Market President of Merchants Bank
Michael MBA, President Corp
Scott Evans, Director, Lynn Market President and Co-COO of Merchants Bank
Tami Durle, Manager Reporting
Terry Oznick, Senior Vice President General Counsel
Andrew Juster, Independent Director
Bill Buchanan, Senior Vice President and Chief Accounting Officer of Merchants and Merchants Bank
Randall Rogers, Vice Chairman of the Board
Michael CMB, Cofounder Chairman
Richard Belser, Senior Vice President and Senior Credit Officer of Merchants Bank
John Perry, Independent Director
Anne Sellers, Independent Director
David Shane, Independent Director
Vickie Vandivier, Executive Officer
Kevin Langford, Senior Vice President and Chief Administrative Officer of Merchants Bank
Michael Dury, Executive Vice President and COO of P/RMIC
Sue Gilroy, Independent Director
Michael Petrie, Chairman of the Board, CEO
Martin Schroeter, President Lending
Jeffery Scott, President Lending
Jerry Koors, President of Merchants Mortgage
Patrick OBrien, Independent Director

Merchants Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Merchants Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Merchants Bancorp Investors Sentiment

The influence of Merchants Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Merchants. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Merchants Bancorp's public news can be used to forecast risks associated with an investment in Merchants. The trend in average sentiment can be used to explain how an investor holding Merchants can time the market purely based on public headlines and social activities around Merchants Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Merchants Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Merchants Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Merchants Bancorp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Merchants Bancorp.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Merchants Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Merchants Bancorp's short interest history, or implied volatility extrapolated from Merchants Bancorp options trading.

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When determining whether Merchants Bancorp is a strong investment it is important to analyze Merchants Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Merchants Bancorp's future performance. For an informed investment choice regarding Merchants Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Merchants Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in Merchants Stock, please use our How to Invest in Merchants Bancorp guide.
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Is Merchants Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Merchants Bancorp. If investors know Merchants will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Merchants Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.423
Dividend Share
0.32
Earnings Share
5.64
Revenue Per Share
12.088
Quarterly Revenue Growth
0.358
The market value of Merchants Bancorp is measured differently than its book value, which is the value of Merchants that is recorded on the company's balance sheet. Investors also form their own opinion of Merchants Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Merchants Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Merchants Bancorp's market value can be influenced by many factors that don't directly affect Merchants Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Merchants Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Merchants Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Merchants Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.