Luis Valdes - Principal Financial President - Principal International Segment

PFG Stock  USD 81.51  0.16  0.20%   

President

Mr. Luis Valdes is President Principal International Segment of Principal Financial Group, Inc. He was the head of the Principal International segment of our operations since 2012, was President, Principal International of the Company and Principal Life since 2011. Prior to his current position, he was Senior Vice President and President PFG Latin America of the Company and Principal Life since 2010 and was Vice President Principal International of Principal Life from 2000 until 2010. since 2012.
Age 66
Tenure 12 years
Address 711 High Street, Des Moines, IA, United States, 50392
Phone515 247 5111
Webhttps://www.principal.com

Principal Financial Management Efficiency

The Principal Financial's current Return On Equity is estimated to increase to 0.1, while Return On Tangible Assets are projected to decrease to 0. At this time, Principal Financial's Fixed Asset Turnover is most likely to slightly decrease in the upcoming years. The Principal Financial's current Asset Turnover is estimated to increase to 0.07, while Other Assets are projected to decrease to roughly 167.1 B. Principal Financial's management efficiency ratios could be used to measure how well Principal Financial manages its routine affairs as well as how well it operates its assets and liabilities.
The company has 3.99 B in debt with debt to equity (D/E) ratio of 0.42, which is OK given its current industry classification. Principal Financial has a current ratio of 1.26, demonstrating that it may have difficulties to pay its financial commitments when the payables are due. Debt can assist Principal Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Principal Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Principal Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Principal to invest in growth at high rates of return. When we think about Principal Financial's use of debt, we should always consider it together with cash and equity.

Similar Executives

Showing other executives

PRESIDENT Age

Pamela LucinaNorthern Trust
N/A
Steven FradkinNorthern Trust
62
Michael PetersonSEI Investments
56
Lester OwensBank of New
61
John KlinckState Street Corp
50
Jeffrey CarpState Street Corp
62
Gunjan KediaState Street Corp
44
John LehnerState Street Corp
53
William MorrisonNorthern Trust
66
Monique HerenaBank of New
47
Andrew KuritzkesState Street Corp
59
Biff BowmanNorthern Trust
54
Paul KlauderSEI Investments
50
Richard BruecknerBank of New
64
Kathryn HorganState Street Corp
54
Kevin McCarthyBank of New
52
Joseph SweeneyAmeriprise Financial
63
Craig TyleFranklin Resources
61
Andrew EricksonState Street Corp
54
Akash ShahBank of New
37
Wilson LeechNorthern Trust
56
Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. Principal Financial Group, Inc. was founded in 1879 and is based in Des Moines, Iowa. Principal Financial operates under Asset Management classification in the United States and is traded on NASDAQ Exchange. It employs 18600 people. Principal Financial Group (PFG) is traded on NASDAQ Exchange in USA. It is located in 711 High Street, Des Moines, IA, United States, 50392 and employs 19,800 people. Principal Financial is listed under Life & Health Insurance category by Fama And French industry classification.

Management Performance

Principal Financial Leadership Team

Elected by the shareholders, the Principal Financial's board of directors comprises two types of representatives: Principal Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Principal. The board's role is to monitor Principal Financial's management team and ensure that shareholders' interests are well served. Principal Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Principal Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Timothy Dunbar, Chief Investment Officer and Executive VP
Sandra Helton, Independent Director
Nathan Schelhaas, Senior Segment
Daniel Gelatt, Independent Director
Scott Mills, Director
Jerry Patterson, Senior Vice President - Retirement and Income Solutions
MAAA FSA, Executive Officer
Nora Everett, President - Retirement and Income Solutions
Teresa Hassara, Senior Solutions
Kamal Bhatia, Principal Management
Betsy Bernard, Independent Director
Gregory Burrows, Senior Vice President - Retirement and Income Solutions
Noreen Fierro, Senior Officer
Renee Schaaf, Senior vice president and chief operating officer – Principal International
Diane Nordin, Director
Vivek Agrawal, Chief VP
Christopher Littlefield, President Solutions
Larry Zimpleman, Executive Chairman, Chairman of The Principal Life, Director of Principal Life and Chairman of Executive Committee
Michael Dan, Independent Director
Amy Friedrich, President of U.S. Insurance Solutions
Natalie Lamarque, General EVP
Leanne Valentine, Senior Vice President Deputy General Counsel
Gary Scholten, Executive Vice President CIO
Joycelyn CarterMiller, Independent Director
Jon Couture, Executive Officer
Karen Shaff, Executive Vice President General Counsel
James McCaughan, CEO of Principal Global Investors and President of Principal Global Investors and President of Global Asset Management
Jocelyn CarterMiller, Independent Director
Joel Pitz, Senior Controller
JD CFA, Chief Management
Daniel Houston, CEO and President and Director
John Egan, Vice President - Investor Relations
Mark Lagomarcino, Senior Vice President Deputy General Counsel
Christopher Payne, Senior Relations
Gregory Elming, Senior Vice President Chief Risk Officer
Dennis Ferro, Independent Director
Ellen Shumway, Senior Management
Deanna StrableSoethout, Corporate Executive - President U.S. Insurance Solutions
Bethany Wood, Executive Officer
Julia Lawler, Chief Risk Officer
Luis Valdes, President - Principal International Segment
Humphrey Lee, VP Relations
Pablo Sprenger, Executive America
Gary Costley, Independent Director
Patrick Halter, CEO - Principal Global Investors
Nick Cecere, Senior vice president – U.S. Insurance Solutions Distribution
Ned Burmeister, COO, Senior Vice President
Timothy Hill, Senior Management
Elizabeth Tallett, Presiding Independent Director
Terrance Lillis, CFO, Chief Accounting Officer and Executive VP
Roger Hochschild, Director
Ralph Eucher, Executive Vice President
Blair Pickerell, Director
Kathleen Kay, Executive Officer

Principal Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Principal Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Becoming a Better Investor with Macroaxis

Macroaxis puts the power of mathematics on your side. We analyze your portfolios and positions such as Principal Financial using complex mathematical models and algorithms, but make them easy to understand. There is no real person involved in your portfolio analysis. We perform a number of calculations to compute absolute and relative portfolio volatility, correlation between your assets, value at risk, expected return as well as over 100 different fundamental and technical indicators.

Build Optimal Portfolios

Align your risk with return expectations

Fix your portfolio
By capturing your risk tolerance and investment horizon Macroaxis technology of instant portfolio optimization will compute exactly how much risk is acceptable for your desired return expectations
When determining whether Principal Financial is a strong investment it is important to analyze Principal Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Principal Financial's future performance. For an informed investment choice regarding Principal Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Principal Financial Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
Note that the Principal Financial information on this page should be used as a complementary analysis to other Principal Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.

Complementary Tools for Principal Stock analysis

When running Principal Financial's price analysis, check to measure Principal Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Principal Financial is operating at the current time. Most of Principal Financial's value examination focuses on studying past and present price action to predict the probability of Principal Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Principal Financial's price. Additionally, you may evaluate how the addition of Principal Financial to your portfolios can decrease your overall portfolio volatility.
AI Portfolio Architect
Use AI to generate optimal portfolios and find profitable investment opportunities
Money Flow Index
Determine momentum by analyzing Money Flow Index and other technical indicators
Portfolio Suggestion
Get suggestions outside of your existing asset allocation including your own model portfolios
Investing Opportunities
Build portfolios using our predefined set of ideas and optimize them against your investing preferences
Global Correlations
Find global opportunities by holding instruments from different markets
Crypto Correlations
Use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins
Bonds Directory
Find actively traded corporate debentures issued by US companies
Is Principal Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Principal Financial. If investors know Principal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Principal Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
2.6
Earnings Share
2.55
Revenue Per Share
56.634
Quarterly Revenue Growth
(0.15)
The market value of Principal Financial is measured differently than its book value, which is the value of Principal that is recorded on the company's balance sheet. Investors also form their own opinion of Principal Financial's value that differs from its market value or its book value, called intrinsic value, which is Principal Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Principal Financial's market value can be influenced by many factors that don't directly affect Principal Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Principal Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Principal Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Principal Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.