Craig Best - Peoples Fin Chairman

PFIS Stock  USD 37.15  0.24  0.64%   

Chairman

Mr. Craig W. Best is President, Chief Executive Officer, Director of Peoples Financial Services Corporationration He was appointed as a director of Peoples Financial Services Corporationration and Peoples Security Bank and Trust Company in connection with the consummation of the Penseco merger in November 2013. Prior to that, he served as a director of Penseco Financial Services Corporation and Penn Security Bank and Trust Company since 2006. The Company has concluded that Mr. Best is qualified to serve as a director of the Company as a result of his leadership and prior experience in the banking industry since 2013.
Age 63
Tenure 11 years
Address 150 North Washington Avenue, Scranton, PA, United States, 18503
Phone570 346 7741
Webhttps://www.psbt.com
Best served as President and Chief Executive Officer of Penseco Financial Services Corporationration and Penn Security Bank and Trust Company from 2006 until the Penseco merger, at which time he was appointed as President and Chief Executive Officer of Peoples Financial Services Corporation and Peoples Security Bank and Trust Company. Prior to joining Penseco, Mr. Best served as Chief Operating Officer of First Commonwealth Bank, a $6.2 billion financial services institution headquartered in Indiana, Pennsylvania, from July 2000 to December 2005. During his employment with First Commonwealth Bank, Mr. Best was responsible for overseeing the day to day operations of all lines of business and administrative functions for First Commonwealth Bank. Before serving as Chief Operating Officer of First Commonwealth Bank, Mr. Best was President of NBOC, a $1.0 billion division of First Commonwealth Bank

Peoples Fin Management Efficiency

At this time, Peoples Fin's Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.01 in 2024, whereas Return On Capital Employed is likely to drop 0.00 in 2024. At this time, Peoples Fin's Total Assets are comparatively stable compared to the past year. Non Current Assets Total is likely to gain to about 3.7 B in 2024, whereas Intangible Assets are likely to drop slightly above 826.5 K in 2024. Peoples Fin's management efficiency ratios could be used to measure how well Peoples Fin manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 86.55 M in liabilities with Debt to Equity (D/E) ratio of 6.31, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Peoples Fin until it has trouble settling it off, either with new capital or with free cash flow. So, Peoples Fin's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Peoples Fin sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Peoples to invest in growth at high rates of return. When we think about Peoples Fin's use of debt, we should always consider it together with cash and equity.

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CHAIRMAN Age

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John AlexanderNorthfield Bancorp
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Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company was founded in 1905 and is headquartered in Scranton, Pennsylvania. Peoples Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 370 people. Peoples Fin (PFIS) is traded on NASDAQ Exchange in USA. It is located in 150 North Washington Avenue, Scranton, PA, United States, 18503 and employs 375 people. Peoples Fin is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Peoples Fin Leadership Team

Elected by the shareholders, the Peoples Fin's board of directors comprises two types of representatives: Peoples Fin inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Peoples. The board's role is to monitor Peoples Fin's management team and ensure that shareholders' interests are well served. Peoples Fin's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Peoples Fin's outside directors are responsible for providing unbiased perspectives on the board's policies.
Scott Seasock, CFO and Executive VP
Ian Matlack, Greater President
Craig Best, CEO and President Director, Chairman of Executive Committee and President of Peoples Security Bank and Trust Company, CEO of Peoples Security Bank and Trust Company and Director of Peoples Security Bank and Trust Company
Lynn Thiel, Executive Vice President Chief Retail Officer - South
Debra Dissinger, COO, Executive VP, Secretary and Secretary of Peoples Security Bank and Trust Company
Joseph Wright, Independent Director
Steven Weinberger, Independent Director
Thomas Cassidy, Senior Division
James Nicholas, Independent Director
Carol McMullen, Senior Manager
Marie Luciani, IR Contact Officer
Laureen Cook, Senior Officer
Robert Naismith, Independent Director
Thomas Tulaney, Chief Lending Officer and Executive VP
Michael Jake, Executive Vice President Chief Risk Officer
Susan Hubble, Executive Officer
Ronald Kukuchka, Independent Director
Neal Koplin, Executive Vice President - Lehigh Valley Division
Jeffrey Drobins, Executive Officer
Bradley Grubb, Executive Vice President - Wealth Management Division
John Anderson, CFO
Emily Perry, Independent Director
Richard Lochen, Director
John III, Executive CFO
Joseph Ferretti, Executive VP and Co-Chief Lending Officer of North
Amy Vieney, Senior Officer
Christopher Savena, Greater President
Earle Wootton, Independent Director
Timothy Kirtley, Executive Vice President and Chief Credit Officer
James Keisling, Independent Director
George Stover, Independent Director
Joseph Cesare, Independent Director
William Aubrey, Independent Chairman of the Board
Frank Kozik, Independent Director

Peoples Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Peoples Fin a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether Peoples Fin is a strong investment it is important to analyze Peoples Fin's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Peoples Fin's future performance. For an informed investment choice regarding Peoples Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Peoples Fin. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
For more information on how to buy Peoples Stock please use our How to Invest in Peoples Fin guide.
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When running Peoples Fin's price analysis, check to measure Peoples Fin's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Peoples Fin is operating at the current time. Most of Peoples Fin's value examination focuses on studying past and present price action to predict the probability of Peoples Fin's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Peoples Fin's price. Additionally, you may evaluate how the addition of Peoples Fin to your portfolios can decrease your overall portfolio volatility.
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Is Peoples Fin's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Peoples Fin. If investors know Peoples will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Peoples Fin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.59)
Dividend Share
1.64
Earnings Share
3.83
Revenue Per Share
14.114
Quarterly Revenue Growth
(0.21)
The market value of Peoples Fin is measured differently than its book value, which is the value of Peoples that is recorded on the company's balance sheet. Investors also form their own opinion of Peoples Fin's value that differs from its market value or its book value, called intrinsic value, which is Peoples Fin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Peoples Fin's market value can be influenced by many factors that don't directly affect Peoples Fin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Peoples Fin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Peoples Fin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Peoples Fin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.