Toni TownesWhitley - PNC Financial Independent Director

PNC Stock  USD 147.25  0.71  0.48%   

Director

Ms. Toni TownesWhitley is Independent Director of the company. TownesWhitley is president, U.S. regulated industries at Microsoft Corporationration, a technology company that enables digital transformation for the era of an intelligent cloud and an intelligent edge. In this role, she leads Microsoft U.S. sales strategy for driving digital transformation across customers and partners within the public sector and regulated industries. TownesWhitley, who received a Bachelor of Arts degree in Economics from Princeton University, is an advisor to the Women Center ofNorthern Virginiaand a past president of Women in Technology. She was appointed to the Technology Subcommittee of the Risk Committee. since 2019.
Age 57
Tenure 5 years
Address The Tower at PNC Plaza, Pittsburgh, PA, United States, 15222-2401
Phone888 762 2265
Webhttps://www.pnc.com

PNC Financial Management Efficiency

The company has Return on Asset of 0.0101 % which means that on every $100 spent on assets, it made $0.0101 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1165 %, implying that it generated $0.1165 on every 100 dollars invested. PNC Financial's management efficiency ratios could be used to measure how well PNC Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, PNC Financial's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Intangibles To Total Assets is expected to grow to 0.04, whereas Non Current Assets Total are forecasted to decline to about 10.4 B.
The company has 72.74 B in debt with debt to equity (D/E) ratio of 0.73, which is OK given its current industry classification. Debt can assist PNC Financial until it has trouble settling it off, either with new capital or with free cash flow. So, PNC Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like PNC Financial Services sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for PNC to invest in growth at high rates of return. When we think about PNC Financial's use of debt, we should always consider it together with cash and equity.

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The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania. PNC Bank operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 59616 people. PNC Financial Services (PNC) is traded on New York Stock Exchange in USA. It is located in The Tower at PNC Plaza, Pittsburgh, PA, United States, 15222-2401 and employs 54,813 people. PNC Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

PNC Financial Services Leadership Team

Elected by the shareholders, the PNC Financial's board of directors comprises two types of representatives: PNC Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of PNC. The board's role is to monitor PNC Financial's management team and ensure that shareholders' interests are well served. PNC Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, PNC Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Donald Heberle, Head Management
Andrew Feldstein, Lead Independent Director
Kay James, Independent Director
Joseph Rockey, Executive Vice President Chief Risk Officer
Linda Medler, Independent Director
Richard Harshman, Independent Director
Anthony Massaro, Independent Director
Richard Bynum, Executive Vice President, Chief Corporate Responsibility Officer
Orlando Esposito, Executive Vice President
William III, Executive COO
Lorene Steffes, Independent Director
Daniel Hesse, Independent Director
Michael Little, Senior President
Bryan Salesky, Independent Director
Donald Shepard, Independent Director
Steven Wyk, Executive Vice President, Head - Technology and Innovation
Dennis Magulick, Senior Banking
Gregory Kozich, Senior Vice President Controller
Richard Kelson, Independent Director
Stacy Juchno, Executive Vice President General Auditor
Carole Brown, Executive Vice President, Head of Asset Management Group
Ganesh Krishnan, Executive Vice President, Enterprise Chief Information Officer
Charles Bunch, Independent Director
Kathleen DAppolonia, Senior Inclusion
Neil Hall, Executive Vice President
Vicki Henn, Chief Human Resource Officer, Executive Vice President
Joseph Alvarado, Independent Director
Michael Lyons, Executive Vice President, Head of Corporate and Institutional Banking, Head - Asset Management Group
William Callihan, Senior Vice President Director of Investor Relations
Gregory Wasson, Director
Marjorie Cheshire, Independent Director
Bryan Gill, Executive Vice President Director of Investor Relations
Scott Kowalski, Head Michigan
Deborah Guild, Executive Vice President, Chief Information Security Officer, Head of Enterprise Technology
Robert Niblock, Independent Director
David Bentzinger, Senior President
Gregory Jordan, Executive Vice President, Chief Administrative Officer, General Counsel, Head of Regulatory and Government Affairs
Amanda Rosseter, Chief Communications Officer
David Cohen, Independent Director
Jenn Garbach, Chief Officer
Louis Cestello, Head Pennsylvania
Michael Ward, Independent Director
Kieran Fallon, Executive Vice President Chief Risk Officer
Michael Hannon, Executive Vice President Chief Credit Officer
Dennis Strigl, Independent Director
Gregory Esq, General EVP
William Demchak, Chairman, CEO and President Member of Executive Committee and Member of Risk Committee
Jane Pepper, Independent Director
Karen Larrimer, Executive Vice President, Chief Customer Officer, Head - Retail Banking
Paul Chellgren, Independent Director
Joseph Guyaux, Sr. Vice Chairman, CEO of PNC Mortgage and President of PNC Mortgage
Augustine Faucher, Senior Economist
Thomas Usher, Lead Independent Director
Debra Cafaro, Independent Director
William Parsley, Executive Vice President Chief Investment Officer, Treasurer
Toni TownesWhitley, Independent Director
Martin Pfinsgraff, Independent Director
Robert Reilly, Chief Financial Officer, Executive Vice President
Wayne Hunley, Executive C
E Parsley, Chief Operating Officer, Executive Vice President

PNC Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is PNC Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether PNC Financial Services offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PNC Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pnc Financial Services Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pnc Financial Services Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PNC Financial Services. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.

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When running PNC Financial's price analysis, check to measure PNC Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PNC Financial is operating at the current time. Most of PNC Financial's value examination focuses on studying past and present price action to predict the probability of PNC Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PNC Financial's price. Additionally, you may evaluate how the addition of PNC Financial to your portfolios can decrease your overall portfolio volatility.
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Is PNC Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PNC Financial. If investors know PNC will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PNC Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.46)
Dividend Share
6.1
Earnings Share
12.79
Revenue Per Share
51.741
Quarterly Revenue Growth
(0.04)
The market value of PNC Financial Services is measured differently than its book value, which is the value of PNC that is recorded on the company's balance sheet. Investors also form their own opinion of PNC Financial's value that differs from its market value or its book value, called intrinsic value, which is PNC Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PNC Financial's market value can be influenced by many factors that don't directly affect PNC Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PNC Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if PNC Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PNC Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.