Louis Hoch - Usio Co-Founder, Vice-Chairman and President and COO

Chairman

Mr. Louis A. Hoch is President, Chief Executive Officer, Vice Chairman of the Board, Chief Operating Officer of Payment Data Systems, Inc. Mr. Hoch is a valuable member of our Board as he has over twenty years of management experience, sixteen years of which were at a senior executive level in large systems development, and he is an expert in payment processing, call center operations and service bureau operations. He holds inventor status on U.S. Patent No. 7, 021, 530 . Mr. Hoch has held various key management positions with U.S. Long Distance, Billing Concepts, Inc. and Andersen Consulting since 2016.
Age 51
Tenure 8 years
Professional MarksMBA
Phone210-249-4100
Webhttp://www.paymentdata.com
Hoch holds a BBA in Computer Information Systems and an MBA in International Business Management, both from Our Lady of the Lake University Business School.

Usio Management Efficiency

The company has return on total asset (ROA) of (3.73) % which means that it has lost $3.73 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (34.35) %, meaning that it created substantial loss on money invested by shareholders. Usio's management efficiency ratios could be used to measure how well Usio manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 2.75 M in liabilities with Debt to Equity (D/E) ratio of 25.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Usio Inc has a current ratio of 1.05, suggesting that it may have difficulties to pay its financial obligations when due. Debt can assist Usio until it has trouble settling it off, either with new capital or with free cash flow. So, Usio's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Usio Inc sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Usio to invest in growth at high rates of return. When we think about Usio's use of debt, we should always consider it together with cash and equity.

Similar Executives

Found 12 records

CHAIRMAN Age

Anthony PetrelloNabors Industries
69
Linda HeathcottAKITA Drilling
52
David WilliamsNoble Plc
59
Troy MeierSuperior Drilling Products
63
Linda SouthernHeathcottAKITA Drilling
54
Daniel McNeaseIndependence Contract Drilling
68
Thomas BatesIndependence Contract Drilling
69
G MeierSuperior Drilling Products
55
Julie RobertsonNoble Plc
63
Ronald SouthernAKITA Drilling
84
Gideon TadmorDelek Drilling
51
James TischDiamond Offshore Drilling
66
Payment Data Systems, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. Payment Data Systems, Inc. was founded in 1998 and is headquartered in San Antonio, Texas. Payment Data operates under Software - Infrastructure classification in USA and is traded on Nasdaq Capital Markets. It employs 43 people. Usio Inc (PYDS) is traded on NASDAQ Exchange in USA and employs 43 people.

Management Performance

Usio Inc Leadership Team

Elected by the shareholders, the Usio's board of directors comprises two types of representatives: Usio inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Usio. The board's role is to monitor Usio's management team and ensure that shareholders' interests are well served. Usio's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Usio's outside directors are responsible for providing unbiased perspectives on the board's policies.
Bradley Rollins, Independent Director
John Marco, IR Contact Officer
Louis Hoch, Co-Founder, Vice-Chairman and President and COO
Larry Morrison, Sr. VP of Bus. Devel.
Kenneth Keller, CTO and Sr. VP
Kirk Taylor, Director
Peter Kirby, Independent Director
Steve Huffman, Independent Director
Tom Jewell, Independent Director
Houston Frost, Sr. VP of Corporate and Prepaid Devel.
Michael Long, Co-Founder, Chairman and CEO
Habib Yunus, CFO, Principal Financial Officer and Sr. VP
Miguel Chapa, Director
Blaise Bender, Independent Director

Usio Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Usio a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Usio in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Usio's short interest history, or implied volatility extrapolated from Usio options trading.

Becoming a Better Investor with Macroaxis

Macroaxis puts the power of mathematics on your side. We analyze your portfolios and positions such as Usio Inc using complex mathematical models and algorithms, but make them easy to understand. There is no real person involved in your portfolio analysis. We perform a number of calculations to compute absolute and relative portfolio volatility, correlation between your assets, value at risk, expected return as well as over 100 different fundamental and technical indicators.

Build Optimal Portfolios

Align your risk with return expectations

Fix your portfolio
By capturing your risk tolerance and investment horizon Macroaxis technology of instant portfolio optimization will compute exactly how much risk is acceptable for your desired return expectations
Check out Your Equity Center to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in unemployment.
Note that the Usio Inc information on this page should be used as a complementary analysis to other Usio's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..

Other Consideration for investing in Usio Stock

If you are still planning to invest in Usio Inc check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Usio's history and understand the potential risks before investing.
Pattern Recognition
Use different Pattern Recognition models to time the market across multiple global exchanges
Portfolio Comparator
Compare the composition, asset allocations and performance of any two portfolios in your account
Portfolio File Import
Quickly import all of your third-party portfolios from your local drive in csv format
Price Ceiling Movement
Calculate and plot Price Ceiling Movement for different equity instruments
Transaction History
View history of all your transactions and understand their impact on performance
Commodity Channel
Use Commodity Channel Index to analyze current equity momentum
Sectors
List of equity sectors categorizing publicly traded companies based on their primary business activities
Balance Of Power
Check stock momentum by analyzing Balance Of Power indicator and other technical ratios
Content Syndication
Quickly integrate customizable finance content to your own investment portal
Headlines Timeline
Stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity
Portfolio Diagnostics
Use generated alerts and portfolio events aggregator to diagnose current holdings
Equity Valuation
Check real value of public entities based on technical and fundamental data
Companies Directory
Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals