Louis Hoch - Usio Co-Founder, Vice-Chairman and President and COO
Chairman
Mr. Louis A. Hoch is President, Chief Executive Officer, Vice Chairman of the Board, Chief Operating Officer of Payment Data Systems, Inc. Mr. Hoch is a valuable member of our Board as he has over twenty years of management experience, sixteen years of which were at a senior executive level in large systems development, and he is an expert in payment processing, call center operations and service bureau operations. He holds inventor status on U.S. Patent No. 7, 021, 530 . Mr. Hoch has held various key management positions with U.S. Long Distance, Billing Concepts, Inc. and Andersen Consulting since 2016.
Age | 51 |
Tenure | 8 years |
Professional Marks | MBA |
Phone | 210-249-4100 |
Web | http://www.paymentdata.com |
Usio Management Efficiency
The company has return on total asset (ROA) of (3.73) % which means that it has lost $3.73 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (34.35) %, meaning that it created substantial loss on money invested by shareholders. Usio's management efficiency ratios could be used to measure how well Usio manages its routine affairs as well as how well it operates its assets and liabilities.The company currently holds 2.75 M in liabilities with Debt to Equity (D/E) ratio of 25.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Usio Inc has a current ratio of 1.05, suggesting that it may have difficulties to pay its financial obligations when due. Debt can assist Usio until it has trouble settling it off, either with new capital or with free cash flow. So, Usio's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Usio Inc sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Usio to invest in growth at high rates of return. When we think about Usio's use of debt, we should always consider it together with cash and equity.
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Management Performance
Return On Equity | -34.35 | |||
Return On Asset | -3.73 |
Usio Inc Leadership Team
Elected by the shareholders, the Usio's board of directors comprises two types of representatives: Usio inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Usio. The board's role is to monitor Usio's management team and ensure that shareholders' interests are well served. Usio's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Usio's outside directors are responsible for providing unbiased perspectives on the board's policies.
Bradley Rollins, Independent Director | ||
John Marco, IR Contact Officer | ||
Louis Hoch, Co-Founder, Vice-Chairman and President and COO | ||
Larry Morrison, Sr. VP of Bus. Devel. | ||
Kenneth Keller, CTO and Sr. VP | ||
Kirk Taylor, Director | ||
Peter Kirby, Independent Director | ||
Steve Huffman, Independent Director | ||
Tom Jewell, Independent Director | ||
Houston Frost, Sr. VP of Corporate and Prepaid Devel. | ||
Michael Long, Co-Founder, Chairman and CEO | ||
Habib Yunus, CFO, Principal Financial Officer and Sr. VP | ||
Miguel Chapa, Director | ||
Blaise Bender, Independent Director |
Usio Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Usio a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Return On Equity | -34.35 | |||
Return On Asset | -3.73 | |||
Profit Margin | (14.74) % | |||
Operating Margin | (14.78) % | |||
Current Valuation | 52.03 M | |||
Shares Owned By Insiders | 50.18 % | |||
Shares Owned By Institutions | 1.82 % | |||
Number Of Shares Shorted | 82.03 K | |||
Price To Earning | (7.24) X | |||
Price To Book | 5.38 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Usio in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Usio's short interest history, or implied volatility extrapolated from Usio options trading.
Becoming a Better Investor with Macroaxis
Macroaxis puts the power of mathematics on your side. We analyze your portfolios and positions such as Usio Inc using complex mathematical models and algorithms, but make them easy to understand. There is no real person involved in your portfolio analysis. We perform a number of calculations to compute absolute and relative portfolio volatility, correlation between your assets, value at risk, expected return as well as over 100 different fundamental and technical indicators.Build Optimal Portfolios
Align your risk with return expectations
Check out Your Equity Center to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in unemployment. Note that the Usio Inc information on this page should be used as a complementary analysis to other Usio's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Other Consideration for investing in Usio Stock
If you are still planning to invest in Usio Inc check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Usio's history and understand the potential risks before investing.
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