Francisco Garcia - Banco Santander CEO

SAN Stock  EUR 4.54  0.12  2.71%   

CEO

Francisco Garcia is CEO of Banesto, Executive Vice President Head of Retail Banking Division of Banco Santander since 2018.
Age 52
Tenure 6 years
Phone(34) 91 257 12 82
Webwww.santander.com

Banco Santander Management Efficiency

Banco Santander's management efficiency ratios could be used to measure how well Banco Santander manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 280.34 B in total debt with debt to equity ratio (D/E) of 2.53, implying the company greatly relies on financing operations through barrowing. Debt can assist Banco Santander until it has trouble settling it off, either with new capital or with free cash flow. So, Banco Santander's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Banco Santander sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Banco to invest in growth at high rates of return. When we think about Banco Santander's use of debt, we should always consider it together with cash and equity.

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Banco Santander, S.A., together with its subsidiaries, provides various retail and commercial banking products and services to individuals, small and medium-sized enterprises, and large companies worldwide. Banco Santander, S.A. was founded in 1856 and is headquartered in Madrid, Spain. BANCO SANTANDER operates under BanksDiversified classification in Spain and is traded on Madrid SE C.A.T.S.. It employs 190751 people. Banco Santander (SAN) is traded on Madrid Exchange in Spain and employs 206,462 people.

Management Performance

Banco Santander Leadership Team

Elected by the shareholders, the Banco Santander's board of directors comprises two types of representatives: Banco Santander inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Banco. The board's role is to monitor Banco Santander's management team and ensure that shareholders' interests are well served. Banco Santander's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Banco Santander's outside directors are responsible for providing unbiased perspectives on the board's policies.
Antonio Monteiro, Group Head of Technology and Operations
Juan Luciani, Executive Vice President of the United States Unit
Sergio Rial, Executive Director
Gerry Byrne, Head of Poland Unit
Marcos Gavica, Head of Mexico Unit
Peter Jackson, Head of Innovation
Enrique Cristofani, Head of Argentina Unit
Victor Madrid, Global Head of Wealth Management & Insurance
Guillermo Romero, Non-Executive Independent Director
Juan Guitard, Executive Vice President of Internal Auditing
Magda Valderrama, Executive Vice President of Santander Consumer Finance
Bruce CarnegieBrown, Vice Chairman of the Board and Lead Independent Non-Executive Director
Andreu Plaza, COO, CTO
Jose Badia, Executive Vice President of Santander UK
Luis Garcia, Managing Director of Private Banking and Asset Management and Insurance
Ramon Marquez, Non-Executive Independent Director
Jose Alvarez, Executive Vice President of Financial Management and Investor Relations
Pam Walkden, Non-Executive Independent Director
Juan Mir, Independent Director
Henrique Castro, Non-Executive Independent Director
R Chavez, Non-Executive Independent Director
Jesus Lotina, Executive Vice President of Americas Unit
Sol Comadran, Non-Executive Independent Director
Luis Bobadilla, Non-Executive Director
Francisco Garcia, CEO of Banesto, Executive Vice President Head of Retail Banking Division
Jaime Renovales, Group Head of General Secretariat and Human Resources, Secretary
Jose Martinez, Executive Vice President of Risk
Sergio Gamez, Director of Investor and Shareholders Relations
Homaira Akbari, Non-Executive Independent Director
Alvaro Souza, Non-Executive Independent Director
Jose GilGallardo, Group Head of Strategy And Corporate Development And Of Consumer Finance (Santander Consumer Finance)
Enrique Candelas, Executive Vice President of Retail Banking Network in Spain
Belen Garcia, Non-Executive Independent Director
Enrique Alvarez, Head of Strategy Corporate Development and New Businesses Development in Santander UK
Carlos Gonzalez, Non-Executive Independent Director
Jose Perou, Director of Santander Global Corporate Banking
Remigio Surribas, Managing Director of Asset Recovery and Restructuring
Matias Inciarte, Executive Vice President of Risk, Second Vice Chairman of the Board, Executive Director
Angel Congosto, Head of the Retail and Commercial Banking Division
Jose GarciaCantera, EVP Officer
Antonio Simoes, Regional Head of Europe
Marjolein HellemondtGerdingh, Group EVP
Sergio Martnez, Global Relations
Jose Gallardo, Head of Corporate development
Ulrich Leuschner, Head of Germany Unit
Jennifer Scardino, Head of Global Communications, Group Deputy Head of Communications, Corporate Marketing and Research
Mateusz Morawiecki, Head of Poland Unit
Rami Hurtado, Country Head of Santander Spain
Dirk Marzluf, Group Head of Technology and Operations
Ramiro Mato, Independent Director
Juan Vigo, Executive Vice President of Communication, Corporate Marketing and Research
Ana OShea, Executive Chairman of the Board
Esther Colomer, Non-Executive Independent Director
Claudio Hinojosa, Head of Chile Unit
Jose Razola, Chief Financial Accounting and Control Officer
Ignacio Vaca, Executive Vice President General Secretary, Non-Member Secretary of the Board
Javier OShea, Non-Executive Director
Jose Cantera, Executive Vice President of Global Wholesale Banking
Angel Bengoa, Non-Executive Independent Director
Rodrigo Gordillo, Executive Vice Chairman of the Board
Jose Cerro, Executive Vice President of Santander Universidades
Andreu Lopez, COO, CTO
Gina Azcarraga, Non-Executive Independent Director
Juan Marin, Executive Vice President of Internal Auditing
Jose Bendegem, Executive Vice President of Technology and Operations
Rami Aboukhair, Country Head of Santander Spain
Ramiro GarciaAnsorena, Non-Executive Independent Director
Juan Lopez, Chief Strategic Alliances in Asset Management and Insurance Officer
Jacques Ripoll, Executive Vice President of Global Wholesale Banking
Monica Gallego, Group head of Supervisory and Regulatory Relations
Isabel Biscarolasaga, Non-Executive Independent Director
Lindsey Argalas, Head of Santander Digital
Marjolien HellemondtGerdingh, Group Chief Compliance Officer
Javier Trinchant, Goup Head of Costs
Belen Romana, Independent Director
Keiran Foad, Director of Risks Unit
Cesar Gomez, Executive Vice President General Secretary

Banco Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Banco Santander a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

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Please note, there is a significant difference between Banco Santander's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banco Santander is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banco Santander's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.