Jerry Hostetter - ST Bancorp Director

STBA Stock  USD 29.39  0.19  0.65%   

Director

Mr. Jerry Delmar Hostetter is Independent Director of the Company. Mr. Hostetter has served as a partner at Prestige Investment Group, a small private equity company, since its founding in 2012. Prior to that, Mr. Hostetter was the vice president of fund development and legislative affairs of Ephrata Community Hospital from 2008 through 2011. Mr. Hostetter previously served on the board of Integrity from 2011 until it was acquired by ST in March 2015. Mr. Hostetters experience in the Pennsylvania business community and knowledge gained from his service as a director of Integrity qualify him to serve on the ST Board. since 2016.
Age 56
Tenure 8 years
Address 800 Philadelphia Street, Indiana, PA, United States, 15701
Phone800 325 2265
Webhttps://www.stbancorp.com
Hostetter previously served on the board of Integrity Bancshares, Inc. from 2011 until it was acquired by S&T in March 2015. We believe that Mr. Hostetter’s experience in the Pennsylvania business community and knowledge gained from his service as a director of Integrity Bancshares, Inc. qualify him to serve on the S&T Board.

ST Bancorp Management Efficiency

The company has return on total asset (ROA) of 0.0155 % which means that it generated a profit of $0.0155 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1173 %, meaning that it created $0.1173 on every $100 dollars invested by stockholders. ST Bancorp's management efficiency ratios could be used to measure how well ST Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, ST Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 9.8 B, whereas Total Current Assets are forecasted to decline to about 227.1 M.
The company currently holds 552.34 M in liabilities with Debt to Equity (D/E) ratio of 6.98, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist ST Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, ST Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like ST Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for STBA to invest in growth at high rates of return. When we think about ST Bancorp's use of debt, we should always consider it together with cash and equity.

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ST Bancorp, Inc. operates as the bank holding company for ST Bank that provides retail and commercial banking products and services. ST Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania. ST Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1160 people. ST Bancorp (STBA) is traded on NASDAQ Exchange in USA. It is located in 800 Philadelphia Street, Indiana, PA, United States, 15701 and employs 1,244 people. ST Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

ST Bancorp Leadership Team

Elected by the shareholders, the ST Bancorp's board of directors comprises two types of representatives: ST Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of STBA. The board's role is to monitor ST Bancorp's management team and ensure that shareholders' interests are well served. ST Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, ST Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Deidre Wilson, Senior Officer
Malcolm Polley, Executive Vice President Chief Investment Officer of the company and S & T Bank
George Basara, Executive Vice President of Human Resources, General Counsel
William Gatti, Director
Jerry Hostetter, Director
Todd Brice, CEO and President Director, CEO of SandT Bank and President of SandT Bank and Director of SandT Bank
Rebecca Stapleton, Executive Vice President - Human Resources and Employee Communications
John Delaney, Independent Director
Michael Donnelly, Independent Director
William Poole, Executive Vice President and Business Development Officer
Patrick Haberfield, Chief Credit Officer and Sr. Executive VP
Ernest Draganza, Senior Executive Vice President Chief Risk Officer, Secretary
Thomas Sposito, Senior Executive Vice President and Market Executive
David Ruddock, COO and Sr. Executive VP
Christina Cassotis, Director
Fred Morelli, Independent Director
Stephen Drahnak, Executive Vice President Commercial Loan Officer
Steven Weingarten, Director
Rachel Smydo, General VP
Frank Jones, Independent Director
Frank Palermo, Independent Director
Richard Fiscus, Executive VP, Retail Banking Division Manager and Market Executive
Krista Martini, Vice Marketing
Mark Kochvar, CFO, Sr. Executive VP, CFO of The SandT Bank and Sr. Executive VP of The SandT Bank
Lewis Adkins, Director
LaDawn Yesho, Executive Vice President Chief Audit Executive
Christopher McComish, CEO Director
David Richards, Executive Vice President State College Region
Robert Kane, Independent director
Jeffrey Grube, Independent Director
Melanie Lazzari, Senior Vice President Controller
James Miller, Director
Charles Urtin, Independent Chairman of the Board
David Antolik, Chief Lending Officer, Sr. Executive VP, Chief Lending Officer of S and T Bank and Sr. Executive VP of S and T Bank
Christine Toretti, Independent Vice Chairman of the Board
Susan Nicholson, Executive Officer
James Mill, Chief VP
James Gibson, Director
Michael Golden, Executive COO
David Krieger, Independent Director

STBA Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is ST Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether ST Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ST Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of St Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on St Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.
Note that the ST Bancorp information on this page should be used as a complementary analysis to other ST Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.

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When running ST Bancorp's price analysis, check to measure ST Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ST Bancorp is operating at the current time. Most of ST Bancorp's value examination focuses on studying past and present price action to predict the probability of ST Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ST Bancorp's price. Additionally, you may evaluate how the addition of ST Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is ST Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ST Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.06)
Dividend Share
1.3
Earnings Share
3.74
Revenue Per Share
10.125
Quarterly Revenue Growth
0.007
The market value of ST Bancorp is measured differently than its book value, which is the value of STBA that is recorded on the company's balance sheet. Investors also form their own opinion of ST Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ST Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ST Bancorp's market value can be influenced by many factors that don't directly affect ST Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.