Stephen Hunckler - State Auto Vice President Chief Claims Officer

President

Mr. Stephen P. Hunckler is Senior Vice President, Chief AdministrationServices Officer of State Auto Financial Corporation since 2015.
Age 55
Tenure 9 years
Phone614 464-5000
Webwww.stateauto.com
Hunckler joined State Auto as chief claims officer in 2009 after serving as executive vice president and chief claims officer at Balboa Insurance in Irvine, Calif. All but six of his more than 33 years in of professional experience was in P&C claims with senior management roles at CNA, Travelers, AIG and Zurich American. Hunckler holds a bachelor degree from Colorado State University.

State Auto Management Efficiency

The company has return on total asset (ROA) of 1.84 % which means that it generated a profit of $1.84 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 7.55 %, meaning that it created $7.55 on every $100 dollars invested by stockholders. State Auto's management efficiency ratios could be used to measure how well State Auto manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 122.1 M in liabilities with Debt to Equity (D/E) ratio of 0.13, which may suggest the company is not taking enough advantage from borrowing. State Auto Financial has a current ratio of 0.08, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist State Auto until it has trouble settling it off, either with new capital or with free cash flow. So, State Auto's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like State Auto Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for State to invest in growth at high rates of return. When we think about State Auto's use of debt, we should always consider it together with cash and equity.

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State Auto Financial Corporation, through its subsidiaries, engages in writing personal and business insurance products in the United States. State Auto Financial Corporation operates as a subsidiary of State Automobile Mutual Insurance Company, Inc. State Auto operates under InsuranceProperty Casualty classification in the United States and is traded on NASDAQ Exchange. It employs 2025 people. State Auto Financial (STFC) is traded on NASDAQ Exchange in USA and employs 2,025 people.

Management Performance

State Auto Financial Leadership Team

Elected by the shareholders, the State Auto's board of directors comprises two types of representatives: State Auto inside directors who are chosen from within the company, and outside directors, selected externally and held independent of State. The board's role is to monitor State Auto's management team and ensure that shareholders' interests are well served. State Auto's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, State Auto's outside directors are responsible for providing unbiased perspectives on the board's policies.
Scott Jones, Chief Investment Officer and VP
Greg Tacchetti, Senior Vice President Chief Information and Strategy Officer
Thomas Markert, Independent Director
Elaine Roberts, Independent Director
Robert Restrepo, Chairman, CEO and President Member of Investment and Fin. Committee, Chairman of State Automobile Mutual Insurance Company, CEO of State Automobile Mutual Insurance Company and President of State Automobile Mutual Insurance
Setareh Pouraghabagher, Director
Michael LaRocco, Chairman, CEO and President and Member of Investment and Fin. Committee
Lorraine Siegworth, Senior Vice President Chief Strategy & Organization Effectiveness Officer
John Petrucci, Senior Vice President-Customer Service
Matthew Pollak, Chief Accounting Officer, VP and Treasurer
Paul Stachura, Senior Vice President Chief Claims and Loss Control Officer
Jessica Buss, Vice President - Specialty Lines
Tara Shull, Finance Director
Sharon Roberts, Independent Director
Cynthia Powell, Senior Vice President Chief Risk Officer
David DAntoni, Independent Director
Michael Fiorile, Independent Director
Clyde Fitch, Chief Sales Officer and Sr. VP
Alexander Trevor, Independent Director
Robert Baker, Independent Director
Jason Berkey, Senior Vice President - Personal lines
Lyle Rhodebeck, Senior Vice President-Director of Operations
Kim Garland, Senior Vice President - Standard Lines
Gregory Tacchetti, Senior Vice President Chief Information and Strategy Officer
Eileen Mallesch, Independent Director
David Meuse, Independent Director
Matthew Mrozek, Vice President and Chief Actuarial Officer
Melissa Centers, Senior Vice President General Counsel, Secretary
Steven English, CFO and Sr. VP
Elise Spriggs, Senior Vice President-External Relations
Stephen Hunckler, Vice President Chief Claims Officer
Kym Hubbard, Director

State Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is State Auto a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
Note that the State Auto Financial information on this page should be used as a complementary analysis to other State Auto's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .

Other Consideration for investing in State Stock

If you are still planning to invest in State Auto Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the State Auto's history and understand the potential risks before investing.
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