Roy Guthrie - Synchrony Financial Independent Director

SYF Stock  USD 42.86  0.71  1.68%   

Director

Mr. Roy A. Guthrie is Independent Director of the Company. Mr. Guthrie joined our Board and the board of directors of the Bank in connection with our initial public offering in July 2014 . From October 2017 to September 2018, Mr. Guthrie served as CEO of Renovate America Inc., a privatelyowned financial services company. From July 2005 to January 2012, Mr. Guthrie served as Executive Vice President, and from July 2005 to May 2011 as CFO of Discover Financial Services, Inc., a direct banking and payments company. From September 2000 to July 2004, he served as President and CEO of various businesses of Citigroup Inc., including CitiFinancial International from 2000 to 2004 and CitiCapital from 2000 to 2001. From April 1978 to September 2000, Mr. Guthrie served in various roles of increasing responsibility at Associates First Capital Corporationrationration. Mr. Guthrie serves on the boards of directors of Nationstar Mortgage Holdings, Inc., an originator and servicer of real estate mortgage loans OneMain Holdings, Inc., a financial services company and Renovate America Inc. He previously served on the boards of directors of LifeLock, Inc. and Garrison Capital Inc. During his tenure with Discover Financial Services, Inc., he also served on the board of directors of Discover Bank since 2014.
Age 66
Tenure 10 years
Professional MarksMBA
Address 777 Long Ridge Road, Stamford, CT, United States, 06902
Phone203 585 2400
Webhttps://www.synchrony.com
Guthrie received a B.A. in Economics from Hanover College and an M.B.A. from Drake University.

Roy Guthrie Latest Insider Activity

Tracking and analyzing the buying and selling activities of Roy Guthrie against Synchrony Financial stock is an integral part of due diligence when investing in Synchrony Financial. Roy Guthrie insider activity provides valuable insight into whether Synchrony Financial is net buyers or sellers over its current business cycle. Note, Synchrony Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell Synchrony Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Synchrony Financial Management Efficiency

The company has Return on Asset of 0.0202 % which means that on every $100 spent on assets, it made $0.0202 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1672 %, implying that it generated $0.1672 on every 100 dollars invested. Synchrony Financial's management efficiency ratios could be used to measure how well Synchrony Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Synchrony Financial's Return On Equity is most likely to slightly decrease in the upcoming years. At this time, Synchrony Financial's Net Tangible Assets are most likely to increase significantly in the upcoming years. The Synchrony Financial's current Return On Tangible Assets is estimated to increase to 0.03, while Non Current Assets Total are projected to decrease to roughly 1.7 B.
The company has 15.98 B in debt with debt to equity (D/E) ratio of 5.66, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Debt can assist Synchrony Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Synchrony Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Synchrony Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Synchrony to invest in growth at high rates of return. When we think about Synchrony Financial's use of debt, we should always consider it together with cash and equity.

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Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut. Synchrony Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 18000 people. Synchrony Financial (SYF) is traded on New York Stock Exchange in USA. It is located in 777 Long Ridge Road, Stamford, CT, United States, 06902 and employs 20,000 people. Synchrony Financial is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

Synchrony Financial Leadership Team

Elected by the shareholders, the Synchrony Financial's board of directors comprises two types of representatives: Synchrony Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Synchrony. The board's role is to monitor Synchrony Financial's management team and ensure that shareholders' interests are well served. Synchrony Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Synchrony Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
David Fasoli, Executive Vice President and CEO—CareCredit
DJ Casto, Executive Officer
Roy Guthrie, Independent Director
Arthur Coviello, Independent Director
Jonathan Esq, Executive Officer
Fernando Aguirre, Independent Director
Kamila Chytil, Director
Mike Bopp, Executive Vice President Chief Growth Officer
Ellen Zane, Independent Director
Richard Hartnack, Non-Executive Independent Chairman of the Board
Jeffrey Naylor, Lead Independent Director
Neeraj Mehta, Executive Vice President, Chief Executive Officer of Payment Solutions and Chief Commercial Officer
Glenn Marino, Chief Commercial Officer, Executive VP and CEO of Payment Solutions
Margaret Keane, Chief Executive Officer, Director
David Melito, Senior Vice President Chief Accounting Officer, Controller
Alberto Casellas, Executive Vice President, Chief Executive Officer - Health and Wellness
Trish Mosconi, Chief EVP
Paget Alves, Independent Director
Paul Whynott, Executive Vice President Chief Risk Officer
Michael Bopp, Executive Officer
Bart Schaller, Executive Vice President, Chief Executive Officer - Digital
Laurel Richie, Independent Director
Brian Wenzel, Chief Financial Officer, Executive Vice President
Curtis Howse, Executive Vice President, Chief Executive Officer - Payment Solutions, Chief Commercial Officer
Brian Doubles, CFO, Executive VP, Treasurer and Chairman of Asset and Liability Management Committee
William Graylin, Independent Director
Kathryn Miller, Senior Relations
P Parker, Independent Director
Carol Juel, Executive Vice President Chief Technology and Operating Officer
Brian Sr, Executive CFO
Henry Greig, Chief Risk Officer, Executive VP and Chairman of Enterprise Risk Management Committee
Thomas Quindlen, Executive Vice President, Chief Executive Officer - Diversified and Value and Lifestyle
Jonathan Mothner, Executive Vice President General Counsel, Secretary
Olympia Snowe, Independent Director

Synchrony Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Synchrony Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.

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When running Synchrony Financial's price analysis, check to measure Synchrony Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synchrony Financial is operating at the current time. Most of Synchrony Financial's value examination focuses on studying past and present price action to predict the probability of Synchrony Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Synchrony Financial's price. Additionally, you may evaluate how the addition of Synchrony Financial to your portfolios can decrease your overall portfolio volatility.
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Is Synchrony Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Dividend Share
0.96
Earnings Share
5.19
Revenue Per Share
18.191
Quarterly Revenue Growth
(0.02)
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.