John Roche - Hanover Insurance President
| THG Stock | USD 132.62 0.90 0.67% |
President
Mr. John C. Roche is President, Chief Executive Officer, Director of the Company. Mr. Roche became President and Chief Executive Officer in November 2017. Prior to that, he served as Executive Vice President and President, Hanover Agency Markets since February 2017. Until February 2017, Mr. Roche was Executive Vice President, President Business Insurance since 2013 and head of Field Operations since November 2014. Prior to that he served as Senior Vice President, President Business Insurance from 2009 to 2013 and has held the following other positions since joining the Company in 2006 Vice President, Field Operations and Vice President, Underwriting and Product Management, Commercial Lines. From 1994 to 2006, Mr. Roche served in a variety of leadership positions at St. Paul Travelers Companies, Inc., last serving as Vice President, Commercial Accounts. Previously, Mr. Roche served in a variety of underwriting and management positions at Firemans Fund Insurance Company and Atlantic Mutual Insurance Company. We believe Mr. Roches qualifications to serve on our Board include his more than two decades of experience in the property and casualty insurance industry, his management experience leading significant business units both at the Company and at St. Paul Travelers and his detailed understanding of the Company and its business. since 2017.
| Age | 60 |
| Tenure | 7 years |
| Address | 440 Lincoln Street, Worcester, MA, United States, 01653 |
| Phone | 508 855 1000 |
| Web | https://www.hanover.com |
John Roche Latest Insider Activity
Tracking and analyzing the buying and selling activities of John Roche against Hanover Insurance stock is an integral part of due diligence when investing in Hanover Insurance. John Roche insider activity provides valuable insight into whether Hanover Insurance is net buyers or sellers over its current business cycle. Note, Hanover Insurance insiders must abide by specific rules, including filing SEC forms every time they buy or sell Hanover Insurance'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
John Roche over two months ago Disposition of 22305 shares by John Roche of Hanover Insurance at 54.61 subject to Rule 16b-3 |
Hanover Insurance Management Efficiency
The current Return On Tangible Assets is estimated to decrease to 0. The current Return On Capital Employed is estimated to decrease to 0.0003. At this time, Hanover Insurance's Non Currrent Assets Other are most likely to increase significantly in the upcoming years. The Hanover Insurance's current Intangible Assets is estimated to increase to about 243.4 M, while Other Assets are projected to decrease to roughly 8.8 B. Hanover Insurance's management efficiency ratios could be used to measure how well Hanover Insurance manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.014 | |||
| Return On Asset | 0.0033 |
Hanover Insurance Leadership Team
Elected by the shareholders, the Hanover Insurance's board of directors comprises two types of representatives: Hanover Insurance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Hanover. The board's role is to monitor Hanover Insurance's management team and ensure that shareholders' interests are well served. Hanover Insurance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Hanover Insurance's outside directors are responsible for providing unbiased perspectives on the board's policies.
| John Fowle, CEO - Chaucer Syndicates, Ltd. | ||
| Joseph Zubretsky, President CEO, Director | ||
| P Condron, Independent Chairman of the Board | ||
| Harriett Taggart, Independent Director | ||
| Cynthia Egan, Independent Vice Chairman of the Board | ||
| Jeffrey Farber, Chief Financial Officer, Executive Vice President, Senior Finance Officer | ||
| Kendall Huber, Executive VP, General Counsel and Assistant Secretary | ||
| Andrew Robinson, Executive VP of Corporate Devel. and President of Specialty Insurance | ||
| Jennifer Luisa, VP Officer | ||
| Mark Keim, Executive Vice President Corporate Development and Strategy | ||
| Theodore Bunting, Independent Director | ||
| Warren Barnes, Senior Vice President and Corporate Controller and Principal Accounting Officer | ||
| Christine BilottiPeterson, Chief Human Resource Officer, Senior Vice President | ||
| Lindsay Greenfield, Senior Officer | ||
| Mark Berthiaume, Executive Vice President, Chief Technology Innovation Officer | ||
| Denise Lowsley, Chief Human Resource Officer, Executive Vice President | ||
| Mina Rona, President Sciences | ||
| Kathleen Lane, Independent Director | ||
| Oksana Lukasheva, IR Contact Officer | ||
| Johan Slabbert, CEO of Chaucer | ||
| Jane Carlin, Independent Director | ||
| J Huber, Executive Vice President General Counsel, Assistant Secretary | ||
| Richard Booth, Director | ||
| Kevin Bradicich, Independent Director | ||
| Bryan Salvatore, Executive Vice President and Presidentident - Specialty | ||
| Karen Francis, Director | ||
| Sarah Medina, President - Professional Liability | ||
| Scott Grieco, Chief Product and Underwriting officer | ||
| Michael Angelini, Independent Chairman of the Board | ||
| Martin Hughes, Independent Director | ||
| John Roche, Senior Vice President and Presidentident - Business Insurance | ||
| Ann Tripp, Executive Vice President, Chief Investment Officer, Treasurer and President, Opus Investment Management, Inc. | ||
| Matthew Mitchell, President - Hanover's middle market business | ||
| James Kelley, President - Hanover Specialty Industrial Property | ||
| Richard Lavey, Senior Vice President Chief Marketing and Distribution Officer | ||
| Kathleen DeCastro, Chief Human Resource Officer, Executive Vice President | ||
| Gayle Falvey, VP COO | ||
| Mark Welzenbach, Executive Vice President, Chief Claims Officer | ||
| Carrick Bligh, Vice President - Commercial Surety | ||
| Frederick Eppinger, CEO and President and Director | ||
| Wendell Knox, Independent Director | ||
| Willard Lee, Senior Vice President, Chief Technology Innovation Officer, Chief Information Officer | ||
| Daniel Henry, Independent Director | ||
| Kevin Condron, Independent Director | ||
| J Condrin, Independent Director | ||
| Dennis Kerrigan, Executive Vice President General Counsel, Assistant Secretary | ||
| Robert Stuchbery, President of International Operations and CEO of Chaucer | ||
| Eugene Bullis, Interim CFO | ||
| Joseph Ramrath, Independent Director | ||
| Neal Finnegan, Independent Director | ||
| Frank Baron, President of Alternative Markets | ||
| Michael Price, Independent Director |
Hanover Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Hanover Insurance a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.014 | |||
| Return On Asset | 0.0033 | |||
| Profit Margin | 0.01 % | |||
| Operating Margin | 0.10 % | |||
| Current Valuation | 5.24 B | |||
| Shares Outstanding | 35.93 M | |||
| Shares Owned By Insiders | 0.87 % | |||
| Shares Owned By Institutions | 87.62 % | |||
| Number Of Shares Shorted | 360.09 K | |||
| Price To Earning | 18.15 X |
Hanover Insurance Investors Sentiment
The influence of Hanover Insurance's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Hanover. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Hanover Insurance's public news can be used to forecast risks associated with an investment in Hanover. The trend in average sentiment can be used to explain how an investor holding Hanover can time the market purely based on public headlines and social activities around The Hanover Insurance. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Hanover Insurance's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Hanover Insurance's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Hanover Insurance's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Hanover Insurance.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Hanover Insurance in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Hanover Insurance's short interest history, or implied volatility extrapolated from Hanover Insurance options trading.
Currently Active Assets on Macroaxis
When determining whether Hanover Insurance is a strong investment it is important to analyze Hanover Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Hanover Insurance's future performance. For an informed investment choice regarding Hanover Stock, refer to the following important reports:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Hanover Insurance. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in rate. Note that the Hanover Insurance information on this page should be used as a complementary analysis to other Hanover Insurance's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Complementary Tools for Hanover Stock analysis
When running Hanover Insurance's price analysis, check to measure Hanover Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hanover Insurance is operating at the current time. Most of Hanover Insurance's value examination focuses on studying past and present price action to predict the probability of Hanover Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hanover Insurance's price. Additionally, you may evaluate how the addition of Hanover Insurance to your portfolios can decrease your overall portfolio volatility.
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Is Hanover Insurance's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hanover Insurance. If investors know Hanover will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hanover Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 16.105 | Dividend Share 3.28 | Earnings Share 0.93 | Revenue Per Share 167.885 | Quarterly Revenue Growth 0.034 |
The market value of Hanover Insurance is measured differently than its book value, which is the value of Hanover that is recorded on the company's balance sheet. Investors also form their own opinion of Hanover Insurance's value that differs from its market value or its book value, called intrinsic value, which is Hanover Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hanover Insurance's market value can be influenced by many factors that don't directly affect Hanover Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hanover Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanover Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hanover Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.