Richard Payne - US Bancorp Chairman

USB Stock  USD 41.44  0.14  0.34%   

Chairman

Mr. Richard B. Payne, Jr. is Vice Chairman Wholesale Banking of U.S. Bancorp. From July 2006, when he joined U.S. Bancorp, until November 2010, Mr. Payne served as Vice Chairman, Corporationrationrate Banking, at U.S. Bancorp. Prior to joining U.S. Bancorp, he served as Executive Vice President for National City Corporation in Cleveland, with responsibility for Capital Markets, from 2001 to 2006. since 2010.
Age 67
Tenure 14 years
Address 800 Nicollet Mall, Minneapolis, MN, United States, 55402
Phone651-466-3000
Webhttps://www.usbank.com
Payne has served in this position since November 2010, when he assumed the additional responsibility for Commercial Banking at U.S. Bancorp. From July 2006, when he joined U.S. Bancorp, until November 2010, Mr. Payne served as Vice Chairman, Corporationrationrationrate Banking, at U.S. Bancorp. Prior to joining U.S. Bancorp, he served as Executive Vice President for National City Corporationration in Cleveland, with responsibility for Capital Markets, from 2001 to 2006.

US Bancorp Management Efficiency

At present, US Bancorp's Return On Tangible Assets are projected to slightly decrease based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.02, whereas Return On Capital Employed is forecasted to decline to 0.01. At present, US Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 184.4 B, whereas Non Currrent Assets Other are projected to grow to (166.8 B). US Bancorp's management efficiency ratios could be used to measure how well US Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
The company has 62.94 B in debt with debt to equity (D/E) ratio of 0.5, which is OK given its current industry classification. Debt can assist US Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, US Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like US Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for USB to invest in growth at high rates of return. When we think about US Bancorp's use of debt, we should always consider it together with cash and equity.

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Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota. US Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 70000 people. US Bancorp (USB) is traded on New York Stock Exchange in USA. It is located in 800 Nicollet Mall, Minneapolis, MN, United States, 55402 and employs 75,465 people. US Bancorp is listed under Diversified Banks category by Fama And French industry classification.

Management Performance

US Bancorp Leadership Team

Elected by the shareholders, the US Bancorp's board of directors comprises two types of representatives: US Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of USB. The board's role is to monitor US Bancorp's management team and ensure that shareholders' interests are well served. US Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, US Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Gunjan Kedia, Vice Chairman - Wealth Management & Securities Services Division
Kimberly Harris, Independent Director
Kevin Weeks, Head Bank
Eric Freedman, Chief Officer
Dorothy Bridges, Independent Director
Paul Parker, Vice Chairman, Chief Risk Officer
Souheil Badran, Senior COO
Warner Baxter, Independent Director
Joseph Hoesley, Vice Chairman - Commercial Real Estate
Olivia Kirtley, Lead Independent Director
Katherine Quinn, Executive Vice President- Strategy and Corporate Affairs
Mark Runkel, Senior Executive Vice President, Chief Transformation Officer
James Kelligrew, Vice Chairman - Corporate and Commercial Banking
Jodi Richard, Vice Chairman, Chief Risk Officer
Richard Davis, Chairman, CEO, Chairman of Executive Committee, Member of Risk Management Committee, Chairman of U.S. Bank and CEO of U.S. Bank
John Elmore, Vice Chairman - Community Banking and Branch Delivery
Jennie Carlson, Executive Vice President - Human Resources
Kent Stone, Vice Chairman - Consumer Banking Sales and Support
Karen Lynch, Independent Director
Lisa Stark, Executive Vice President Controller
Andrew Cecere, President, COO and President of US Bank and COO of US Bank
James Chosy, Executive Vice President General Counsel, Corporate Secretary
James Whang, Head Group
Srini Nallasivan, Executive Officer
Jennifer Thompson, Senior Vice President - Investor Relations
Beth McDonnell, Senior Vice President Chief Marketing Officer
Elcio Barcelos, Senior Executive Vice President Chief Human Resource Officer
P Parker, Vice Chairman and Chief Risk Officer
Troy Remington, Chief Credit Officer
Arthur Collins, Lead Independent Director
Kimberly EllisonTaylor, Independent Director
Marc Casper, Independent Director
John Stern, Senior CFO
Bo Weatherly, Managing Business
Roland Hernandez, Independent Director
Gregory Cunningham, Senior Executive Vice President Chief Diversity Officer
Kathleen Rogers, Vice Chairman, CFO, Vice Chairman of US Bank and CFO of US Bank
Shailesh Kotwal, Vice Chairman - Payment Services
Craig Schnuck, Independent Director
Leslie Godridge, Vice Chairman - Corporate and Commercial Banking
Doreen Ho, Independent Director
Jennifer CFA, Ex Analysis
Terrance Dolan, Vice Chairman - Wealth Management and Securities Services
Richard McKenney, Independent Director
Douglas Baker, Independent Director
John Wiehoff, Independent Director
Joel Johnson, Independent Director
Timothy Welsh, Vice Chairman - Consumer Banking Sales and Support
Sean OConnor, Senior Vice President Investor Relations
Richard Payne, Vice Chairman of Wholesale Banking and Vice Chairman of Wholesale Banking - US Bank
Pamela Joseph, Vice Chairman of Payment Services
Odell Owens, Independent Director
Dilip Venkatachari, Senior Officer
Yusuf Mehdi, Independent Director
Richard Erario, Head Bank
Luke Wippler, Corporate Treasurer
Stephen Philipson, Senior Finance
David OMaley, Lead Independent Director
Scott Wine, Independent Director
Dominic Venturo, Senior Executive Vice President Chief Digital Officer
Jeffry Gillern, Vice Chairman - Technology and Operations Services
David Palombi, Global Communications
Ismat Aziz, Chief Human Resource Officer, Executive Vice President
Patrick Stokes, Independent Director
Karen Wimbish, Head Products
Elizabeth Buse, Independent Director
Kai Sakstrup, Corporate, Wealth

USB Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is US Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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When determining whether US Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of US Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Us Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Us Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in US Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
For information on how to trade USB Stock refer to our How to Trade USB Stock guide.
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When running US Bancorp's price analysis, check to measure US Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy US Bancorp is operating at the current time. Most of US Bancorp's value examination focuses on studying past and present price action to predict the probability of US Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move US Bancorp's price. Additionally, you may evaluate how the addition of US Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is US Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Bancorp. If investors know USB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.14)
Dividend Share
1.93
Earnings Share
3.27
Revenue Per Share
16.68
Quarterly Revenue Growth
0.209
The market value of US Bancorp is measured differently than its book value, which is the value of USB that is recorded on the company's balance sheet. Investors also form their own opinion of US Bancorp's value that differs from its market value or its book value, called intrinsic value, which is US Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Bancorp's market value can be influenced by many factors that don't directly affect US Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.