Darrell Whitaker - World Acceptance Independent Director

WRLD Stock  USD 132.33  1.47  1.12%   

Director

Mr. Darrell E. Whitaker is Independent Director of World Acceptance Corp since 2008.
Age 59
Tenure 16 years
Professional MarksCPA
Address 104 South Main Street, Greenville, SC, United States, 29601
Phone864 298 9800
Webhttps://www.loansbyworld.com
Whitaker was the President and Chief Operating Officer of IMI Resort Holdings, Inc. since 2004. Before joining IMI, Mr. Whitaker served as the Chief Operating Officer and Vice President of Finance and Corporationrationrationrate Secretary of The Cliffs Communities, Inc., a developer of high end resort communities. He joined The Cliffs Communities, Inc. in July 1998 as Chief Financial Officer, a position he held until becoming Chief Operating Officer in August 2001. In addition, he has held executive management positions with other publicly traded companies, such as Ryan’s Family Steak House, Inc., Baby Superstores, Inc., and Food Lion, Inc. He holds a BS Degree in Business Administration from the University of South Carolina Upstate and was voted the most outstanding alumnus from the school of business in 1994. In addition, Mr

Darrell Whitaker Latest Insider Activity

Tracking and analyzing the buying and selling activities of Darrell Whitaker against World Acceptance stock is an integral part of due diligence when investing in World Acceptance. Darrell Whitaker insider activity provides valuable insight into whether World Acceptance is net buyers or sellers over its current business cycle. Note, World Acceptance insiders must abide by specific rules, including filing SEC forms every time they buy or sell World Acceptance'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

World Acceptance Management Efficiency

The company has return on total asset (ROA) of 0.0727 % which means that it generated a profit of $0.0727 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1746 %, meaning that it created $0.1746 on every $100 dollars invested by stockholders. World Acceptance's management efficiency ratios could be used to measure how well World Acceptance manages its routine affairs as well as how well it operates its assets and liabilities. As of April 18, 2024, Return On Tangible Assets is expected to decline to 0.02. In addition to that, Return On Capital Employed is expected to decline to 0.06. At present, World Acceptance's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Net Tangible Assets is expected to grow to about 432.5 M, whereas Non Currrent Assets Other are projected to grow to (45.6 B).
The company currently holds 679 M in liabilities with Debt to Equity (D/E) ratio of 2.34, implying the company greatly relies on financing operations through barrowing. World Acceptance has a current ratio of 17.9, suggesting that it is liquid enough and is able to pay its financial obligations when due. Debt can assist World Acceptance until it has trouble settling it off, either with new capital or with free cash flow. So, World Acceptance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like World Acceptance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for World to invest in growth at high rates of return. When we think about World Acceptance's use of debt, we should always consider it together with cash and equity.

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World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina. World Acceptance operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 3121 people. World Acceptance (WRLD) is traded on NASDAQ Exchange in USA. It is located in 104 South Main Street, Greenville, SC, United States, 29601 and employs 22 people. World Acceptance is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

World Acceptance Leadership Team

Elected by the shareholders, the World Acceptance's board of directors comprises two types of representatives: World Acceptance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of World. The board's role is to monitor World Acceptance's management team and ensure that shareholders' interests are well served. World Acceptance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, World Acceptance's outside directors are responsible for providing unbiased perspectives on the board's policies.
Scott Vassalluzzo, Independent Director
Tara Bullock, Senior Vice President General Counsel, Secretary
John Calmes, CFO, Sr. VP and Treasurer
Jeff Tinney, Senior Vice President - Western Division
Ravin Prashad, President CEO, Director
Victoria Hammond, Senior Marketing
Alice Caulder, Senior Resources
Erik Brown, Senior Vice President Central Division
Ken Bramlett, Lead Independent Director
Darrell Whitaker, Independent Director
Charles Way, Independent Director
Jackie Willyard, Senior Vice President - South Eastern Division
Janet Matricciani, CEO and Director
Jason Childers, Senior Solutions
Ricardo Saldana, VP Operations
Daniel Dyer, Senior Vice President - Central Division
Francisco Pozo, Sr. VP of Mexico
James Gilreath, Independent Director
James Wanserski, Interim President and CEO
Chad Prashad, President CEO, Director
Luke Umstetter, General VP
Scott McIntyre, Principal Accounting Officer

World Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is World Acceptance a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

World Acceptance Investors Sentiment

The influence of World Acceptance's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in World. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to World Acceptance's public news can be used to forecast risks associated with an investment in World. The trend in average sentiment can be used to explain how an investor holding World can time the market purely based on public headlines and social activities around World Acceptance. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
World Acceptance's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for World Acceptance's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average World Acceptance's news discussions. The higher the estimated score, the more favorable is the investor's outlook on World Acceptance.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards World Acceptance in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, World Acceptance's short interest history, or implied volatility extrapolated from World Acceptance options trading.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether World Acceptance is a strong investment it is important to analyze World Acceptance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact World Acceptance's future performance. For an informed investment choice regarding World Stock, refer to the following important reports:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in World Acceptance. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For information on how to trade World Stock refer to our How to Trade World Stock guide.
You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.

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When running World Acceptance's price analysis, check to measure World Acceptance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy World Acceptance is operating at the current time. Most of World Acceptance's value examination focuses on studying past and present price action to predict the probability of World Acceptance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move World Acceptance's price. Additionally, you may evaluate how the addition of World Acceptance to your portfolios can decrease your overall portfolio volatility.
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Is World Acceptance's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of World Acceptance. If investors know World will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about World Acceptance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.869
Earnings Share
11.36
Revenue Per Share
100.58
Quarterly Revenue Growth
(0.06)
Return On Assets
0.0727
The market value of World Acceptance is measured differently than its book value, which is the value of World that is recorded on the company's balance sheet. Investors also form their own opinion of World Acceptance's value that differs from its market value or its book value, called intrinsic value, which is World Acceptance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because World Acceptance's market value can be influenced by many factors that don't directly affect World Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between World Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if World Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, World Acceptance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.