American National Bankshares Financials

AMNBDelisted Stock  USD 47.76  0.24  0.50%   
Based on the analysis of American National's profitability, liquidity, and operating efficiency, American National Bankshares is not in a good financial situation at the present time. It has a very high likelihood of going through financial trouble in May.
With this module, you can analyze American financials for your investing period. You should be able to track the changes in American National individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
  
Understanding current and past American National Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of American National's financial statements are interrelated, with each one affecting the others. For example, an increase in American National's assets may result in an increase in income on the income statement.
The data published in American National's official financial statements usually reflect American National's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of American National. For example, before you start analyzing numbers published by American accountants, it's critical to develop an understanding of what American National's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of American National's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, American National's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in American National's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of American National Bankshares. Please utilize our Beneish M Score to check the likelihood of American National's management manipulating its earnings.

American National Stock Summary

American National competes with HMN Financial, First Northwest, Community West, First Financial, and Great Southern. American National Bankshares Inc. operates as the bank holding company for American National Bank and Trust Company that provides financial products and services. American National Bankshares Inc. was founded in 1909 and is based in Danville, Virginia. American Natl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 363 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS0277451086
CUSIP027745108
LocationVirginia; U.S.A
Business Address628 Main Street,
SectorBanks
IndustryFinancials
BenchmarkNYSE Composite
Websitewww.amnb.com
Phone434 792 5111
CurrencyUSD - US Dollar
You should never invest in American National without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of American Stock, because this is throwing your money away. Analyzing the key information contained in American National's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

American National Key Financial Ratios

Generally speaking, American National's financial ratios allow both analysts and investors to convert raw data from American National's financial statements into concise, actionable information that can be used to evaluate the performance of American National over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that American National reports annually and quarterly.

American Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining American National's current stock value. Our valuation model uses many indicators to compare American National value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across American National competition to find correlations between indicators driving American National's intrinsic value. More Info.
American National Bankshares is rated below average in return on equity category among related companies. It is rated below average in return on asset category among related companies reporting about  0.11  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for American National Bankshares is roughly  9.27 . Comparative valuation analysis is a catch-all model that can be used if you cannot value American National by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for American National's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the American National's earnings, one of the primary drivers of an investment's value.

American National Market Pulse

 Quote47.76
 Change(%)  0.50 
 Change0.24 
 Open48.0
 Low47.47
 High48.25
 Volume0
 ExchangeNASDAQ

About American National Financials

What exactly are American National Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include American National's income statement, its balance sheet, and the statement of cash flows. Potential American National investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although American National investors may use each financial statement separately, they are all related. The changes in American National's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on American National's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

Steps to analyze American National Financials for Investing

There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as American National is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of American has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.
In summary, you can determine if American National's financials are consistent with your investment objective using the following steps:
  • Review American National's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
  • Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
  • Study the cash flow inflows and outflows to understand American National's liquidity and solvency.
  • Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
  • Compare American National's financials to those of its peers to see how it stacks up and identify any potential red flags.
  • Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if American National's stock is overvalued or undervalued.
Remember, these are just guidelines and should not be the only basis for investment decisions. It is always important to analyze the leading stock market indicators., conduct additional research and seek professional advice if needed.

American National April 24, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of American National help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of American National Bankshares. We use our internally-developed statistical techniques to arrive at the intrinsic value of American National Bankshares based on widely used predictive technical indicators. In general, we focus on analyzing American Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build American National's daily price indicators and compare them against related drivers.
Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.

Other Consideration for investing in American Stock

If you are still planning to invest in American National check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the American National's history and understand the potential risks before investing.
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