Byline Bancorp Valuation
| BY Stock | USD 21.43 0.13 0.61% |
At this time, the firm appears to be overvalued. Byline Bancorp shows a prevailing Real Value of $17.22 per share. The current price of the firm is $21.43. Our model approximates the value of Byline Bancorp from analyzing the firm fundamentals such as Current Valuation of 1.24 B, profit margin of 0.31 %, and Return On Equity of 0.12 as well as examining its technical indicators and probability of bankruptcy. In general, most investors favor acquiring undervalued instruments and dropping overvalued instruments since, at some point, asset prices and their ongoing real values will blend. Key fundamental drivers impacting Byline Bancorp's valuation include:
Price Book 0.9049 | Enterprise Value 1.2 B | Price Sales 2.5362 | Forward PE 8.0128 | Trailing PE 7.9139 |
Overvalued
Today
Please note that Byline Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of Byline Bancorp is based on 3 months time horizon. Increasing Byline Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Byline Bancorp is useful when determining the fair value of the Byline stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Byline Bancorp. Since Byline Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Byline Stock. However, Byline Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 21.43 | Real 17.22 | Target 24.8 | Hype 21.3 | Naive 21.05 |
The real value of Byline Stock, also known as its intrinsic value, is the underlying worth of Byline Bancorp Company, which is reflected in its stock price. It is based on Byline Bancorp's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Byline Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Byline Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Byline Bancorp helps investors to forecast how Byline stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Byline Bancorp more accurately as focusing exclusively on Byline Bancorp's fundamentals will not take into account other important factors: Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Byline Bancorp's intrinsic value based on its ongoing forecasts of Byline Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Byline Bancorp's closest peers. When choosing an evaluation method for Byline Bancorp, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.
Byline Bancorp Investments |
|
Byline Valuation Trend
Knowing Byline Bancorp's actual value is paramount for traders to make sound investment determinations. Byline Bancorp's real value is not only important for the investor to make better decisions but also for a more accurate overall view of Byline Bancorp's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both Byline Bancorp's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.
Byline Market Cap
Byline Bancorp is rated second in market capitalization category among related companies. Market capitalization of Financials industry is currently estimated at about 7.98 Billion. Byline Bancorp retains roughly 931.87 Million in market capitalization claiming about 12% of equities under Financials industry.Byline Bancorp Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining Byline Bancorp's current stock value. Our valuation model uses many indicators to compare Byline Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Byline Bancorp competition to find correlations between indicators driving Byline Bancorp's intrinsic value. More Info.Byline Bancorp is rated below average in price to earning category among related companies. It is rated below average in price to book category among related companies fabricating about 0.06 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for Byline Bancorp is roughly 16.85 . Price To Book Ratio is likely to rise to 1.35 in 2024. Comparative valuation analysis is a catch-all model that can be used if you cannot value Byline Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Byline Bancorp's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Byline Bancorp's earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Byline Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Byline Bancorp and how it compares across the competition.
About Byline Bancorp Valuation
The stock valuation mechanism determines the current worth of Byline Bancorp on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Byline Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Byline Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Byline Bancorp's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Byline Bancorp's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Byline Bancorp. We calculate exposure to Byline Bancorp's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Byline Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 479.5 M | 272.8 M | |
| Pretax Profit Margin | 0.27 | 0.17 | |
| Operating Profit Margin | 0.28 | 0.22 | |
| Net Profit Margin | 0.20 | 0.17 | |
| Gross Profit Margin | 0.81 | 0.72 |
8 Steps to conduct Byline Bancorp's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Byline Bancorp's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Byline Bancorp's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Byline Bancorp's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Byline Bancorp's revenue streams: Identify Byline Bancorp's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Byline Bancorp's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Byline Bancorp's growth potential: Evaluate Byline Bancorp's management, business model, and growth potential.
- Determine Byline Bancorp's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Byline Bancorp's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of Byline Bancorp represents a small ownership stake in the entity. As a stockholder of Byline, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Byline Bancorp Dividends Analysis For Valuation
At this time, Byline Bancorp's Dividend Payout Ratio is fairly stable compared to the past year. Dividend Paid And Capex Coverage Ratio is likely to rise to 13.42 in 2024, whereas Dividends Paid is likely to drop slightly above 10 M in 2024. . At this time, Byline Bancorp's Retained Earnings are fairly stable compared to the past year. Price Earnings To Growth Ratio is likely to rise to 0.68 in 2024, whereas Earning Assets are likely to drop slightly above 1.3 B in 2024.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 14.6 M | 10 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Payout Ratio | 0.14 | 0.18 | |
| Dividend Paid And Capex Coverage Ratio | 12.78 | 13.42 |
There are various types of dividends Byline Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Byline shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Byline Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Byline pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Byline Bancorp by the value of the dividends paid out.
Byline Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Byline Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 40.4 M | |
| Quarterly Earnings Growth Y O Y | 0.13 | |
| Forward Price Earnings | 8.0128 |
Byline Bancorp Current Valuation Indicators
Valuation refers to the process of determining the present value of Byline Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Byline we look at many different elements of the entity such as Byline's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. Byline Bancorp's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Byline Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Byline Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Byline Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Byline Bancorp's worth.When determining whether Byline Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Byline Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Byline Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Byline Bancorp Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Byline Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing. For more information on how to buy Byline Stock please use our How to Invest in Byline Bancorp guide.You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Complementary Tools for Byline Stock analysis
When running Byline Bancorp's price analysis, check to measure Byline Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Byline Bancorp is operating at the current time. Most of Byline Bancorp's value examination focuses on studying past and present price action to predict the probability of Byline Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Byline Bancorp's price. Additionally, you may evaluate how the addition of Byline Bancorp to your portfolios can decrease your overall portfolio volatility.
| Stocks Directory Find actively traded stocks across global markets | |
| Idea Analyzer Analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas | |
| Stock Screener Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook. | |
| Portfolio Volatility Check portfolio volatility and analyze historical return density to properly model market risk | |
| Pair Correlation Compare performance and examine fundamental relationship between any two equity instruments | |
| Commodity Directory Find actively traded commodities issued by global exchanges | |
| Sync Your Broker Sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors. | |
| Portfolio Comparator Compare the composition, asset allocations and performance of any two portfolios in your account | |
| Instant Ratings Determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Alpha Finder Use alpha and beta coefficients to find investment opportunities after accounting for the risk | |
| CEOs Directory Screen CEOs from public companies around the world | |
| Piotroski F Score Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals |
Is Byline Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Byline Bancorp. If investors know Byline will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Byline Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.13 | Dividend Share 0.36 | Earnings Share 2.67 | Revenue Per Share 8.822 | Quarterly Revenue Growth 0.164 |
The market value of Byline Bancorp is measured differently than its book value, which is the value of Byline that is recorded on the company's balance sheet. Investors also form their own opinion of Byline Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Byline Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Byline Bancorp's market value can be influenced by many factors that don't directly affect Byline Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Byline Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Byline Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Byline Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.