Embassy Bancorp OTC Stock Top Management

EMYB Stock  USD 13.75  0.05  0.36%   
Embassy Bancorp employs about 106 people. The company is managed by 18 executives with a total tenure of roughly 132 years, averaging almost 7.0 years of service per executive, having 5.89 employees per reported executive. Analysis of Embassy Bancorp's management performance can provide insight into the company performance.
David Lobach  Chairman
Chairman, CEO and President Chairman of Embassy Bank, CEO of Embassy Bank and President of Embassy Bank
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Embassy Bancorp. Also, note that the market value of any otc stock could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.

Embassy Bancorp Management Team Effectiveness

The company has return on total asset (ROA) of 0.0106 % which means that it generated a profit of $0.0106 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1733 %, meaning that it created $0.1733 on every $100 dollars invested by stockholders. Embassy Bancorp's management efficiency ratios could be used to measure how well Embassy Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.

Embassy Bancorp Workforce Comparison

Embassy Bancorp is one of the top stocks in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 138,048. Embassy Bancorp adds roughly 106 in number of employees claiming only tiny portion of equities under Financials industry.
The company has Profit Margin (PM) of 0.36 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.48 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.48.

Embassy Bancorp Benchmark Summation

Operator
The output start index for this execution was zero with a total number of output elements of sixty-one. Embassy Bancorp Price Series Summation is a cross summation of Embassy Bancorp price series and its benchmark/peer.

Embassy Bancorp Notable Stakeholders

An Embassy Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Embassy Bancorp often face trade-offs trying to please all of them. Embassy Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Embassy Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
David LobachChairman, CEO and President Chairman of Embassy Bank, CEO of Embassy Bank and President of Embassy BankProfile
Judith HunsickerCFO, COO, Sr. Executive VP, Secretary, CFO of Embassy Bank, COO of Embassy Bank and Sr. Executive VP of Embassy BankProfile
James BartholomewExecutive VP, Executive VP of Embassy Bank and Sr. Lending Officer of Embassy BankProfile
John YurconicIndependent DirectorProfile
John EnglessonIndependent DirectorProfile
John PittmanIndependent DirectorProfile
Frank BankoDirectorProfile
John BrewIndependent DirectorProfile
Geoffrey BoyerIndependent DirectorProfile
Bernard LesavoyDirectorProfile
Patti SmithDirectorProfile
Tracy BarkerVP OfficerProfile
Mark CascianoVP InitiativesProfile
Diane CunninghamBranch LendingProfile
Lynne NeelController, VPProfile
David ArnerVP SecurityProfile
Scott KarwackiVP AnalysisProfile
Desty BonsteinVP BankingProfile

About Embassy Bancorp Management Performance

The success or failure of an entity such as Embassy Bancorp often depends on how effective the management is. Embassy Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Embassy management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Embassy management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides traditional banking and related financial services to individual, business, and government customers in Pennsylvania. Embassy Bancorp, Inc. was founded in 2001 and is headquartered in Bethlehem, Pennsylvania. Embassy Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 106 people.
The data published in Embassy Bancorp's official financial statements usually reflect Embassy Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Embassy Bancorp. For example, before you start analyzing numbers published by Embassy accountants, it's critical to develop an understanding of what Embassy Bancorp's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of Embassy Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Embassy Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Embassy Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Embassy Bancorp. Please utilize our Beneish M Score to check the likelihood of Embassy Bancorp's management manipulating its earnings.

Embassy Bancorp Workforce Analysis

Traditionally, organizations such as Embassy Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Embassy Bancorp within its industry.

Embassy Bancorp Manpower Efficiency

Return on Embassy Bancorp Manpower

Revenue Per Employee424.3K
Revenue Per Executive2.5M
Net Income Per Employee158.4K
Net Income Per Executive932.6K
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Embassy Bancorp. Also, note that the market value of any otc stock could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.

Complementary Tools for Embassy OTC Stock analysis

When running Embassy Bancorp's price analysis, check to measure Embassy Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Embassy Bancorp is operating at the current time. Most of Embassy Bancorp's value examination focuses on studying past and present price action to predict the probability of Embassy Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Embassy Bancorp's price. Additionally, you may evaluate how the addition of Embassy Bancorp to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Embassy Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Embassy Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Embassy Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.