First Financial Company Leadership
| FFIN Stock | USD 28.80 0.15 0.52% |
First Financial's insiders are aggressively buying. The analysis of insiders' sentiment of trading First Financial Bankshares stock suggests that virtually all insiders are extremely bullish at this time. First Financial employs about 1.4 K people. The company is managed by 41 executives with a total tenure of roughly 307 years, averaging almost 7.0 years of service per executive, having 34.15 employees per reported executive.
| Scott Dueser Chairman Chairman, CEO and President and Chairman of Executive Committee |
| Kirk Thaxton Chairman Chairman and Presidentident and CEO, First Financial Trust & Asset Management Company |
First Financial's Insider Buying Vs Selling
100
Selling | Buying |
Latest Trades
| 2024-02-07 | Robert Clark Nickles Jr | Acquired 584 @ 30.47 | View | ||
| 2023-11-16 | Michelle S Hickox | Acquired 600 @ 26.25 | View | ||
| 2023-11-03 | Robert Clark Nickles Jr | Acquired 674 @ 26.22 | View | ||
| 2023-10-25 | April Kaye Bullock Anthony | Acquired 5000 @ 22.9 | View | ||
| 2023-08-23 | Michael B Denny | Acquired 763 @ 28.78 | View | ||
| 2023-08-21 | Johnny Trotter | Acquired 2500 @ 29.04 | View | ||
| 2023-07-27 | Robert Clark Nickles Jr | Acquired 540 @ 32.57 | View | ||
| 2023-05-09 | Robert Clark Nickles Jr | Acquired 18387 @ 26.19 | View | ||
| 2023-05-01 | Johnny Trotter | Acquired 4000 @ 29.05 | View | ||
| 2023-04-28 | Michelle S Hickox | Acquired 1700 @ 29.45 | View | ||
| 2023-04-27 | Michael B Denny | Acquired 3500 @ 28.5 | View |
Monitoring First Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
First |
First Financial's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with First Financial's future performance. Based on our forecasts, it is anticipated that First will maintain a workforce of about 1400 employees by May 2024.First Financial's latest congressional trading
Congressional trading in companies like First Financial Bank, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in First Financial by those in governmental positions are based on the same information available to the general public.
| 2019-06-24 | Representative Donna Shalala | Disposed Under $15K | Verify |
First Financial Management Team Effectiveness
The company has return on total asset (ROA) of 0.0153 % which means that it generated a profit of $0.0153 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1439 %, meaning that it created $0.1439 on every $100 dollars invested by stockholders. First Financial's management efficiency ratios could be used to measure how well First Financial manages its routine affairs as well as how well it operates its assets and liabilities. As of the 19th of April 2024, Return On Equity is likely to grow to 0.15, while Return On Tangible Assets are likely to drop 0.01. At this time, First Financial's Asset Turnover is very stable compared to the past year.First Financial Quarterly Income Before Tax |
|
First Financial Workforce Comparison
First Financial Bankshares is one of the top stocks in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 1,982. First Financial totals roughly 1,400 in number of employees claiming about 71% of equities under Financials industry.
First Financial Profit Margins
The company has Profit Margin (PM) of 0.41 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.52 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.52.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Net Profit Margin | 0.26 | 0.3136 |
|
| |||||
| Operating Profit Margin | 0.73 | 0.3834 |
|
| |||||
| Pretax Profit Margin | 0.35 | 0.3834 |
|
| |||||
| Return On Assets | 0.0128 | 0.0152 |
|
| |||||
| Return On Equity | 0.15 | 0.1327 |
|
|
First Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, First Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2024-03-01 | 1.0 | 12 | 12 | 39,902 | 44,596 |
| 2023-12-01 | 0.8 | 12 | 15 | 19,314 | 33,312 |
| 2023-09-01 | 1.7647 | 30 | 17 | 111,418 | 14,108 |
| 2023-03-01 | 3.0 | 21 | 7 | 62,521 | 78,142 |
| 2022-12-01 | 0.4706 | 8 | 17 | 16,981 | 4,962 |
| 2022-09-01 | 2.2308 | 29 | 13 | 115,964 | 11,316 |
| 2022-06-01 | 11.0 | 22 | 2 | 62,233 | 2,152 |
| 2022-03-01 | 1.6667 | 20 | 12 | 71,873 | 53,522 |
| 2021-12-01 | 0.625 | 10 | 16 | 43,324 | 71,986 |
| 2021-09-01 | 7.0 | 35 | 5 | 91,232 | 9,997 |
| 2021-06-01 | 1.7778 | 16 | 9 | 48,605 | 119,080 |
| 2021-03-01 | 0.8889 | 8 | 9 | 54,189 | 88,976 |
| 2020-12-01 | 1.1875 | 19 | 16 | 36,147 | 36,904 |
| 2020-06-01 | 2.875 | 23 | 8 | 57,409 | 124,906 |
| 2020-03-01 | 3.5 | 28 | 8 | 176,992 | 60,750 |
| 2019-12-01 | 0.7419 | 23 | 31 | 155,926 | 790,477 |
| 2019-09-01 | 2.0 | 2 | 1 | 849.00 | 800.00 |
| 2019-06-01 | 6.8 | 34 | 5 | 120,572 | 17,000 |
| 2019-03-01 | 1.4444 | 13 | 9 | 31,825 | 26,650 |
| 2018-12-01 | 0.9231 | 12 | 13 | 14,778 | 12,458 |
| 2018-06-01 | 2.0 | 18 | 9 | 27,070 | 33,242 |
| 2018-03-01 | 2.25 | 9 | 4 | 29,799 | 22,173 |
| 2017-12-01 | 0.9286 | 13 | 14 | 15,241 | 54,868 |
| 2017-09-01 | 1.6667 | 5 | 3 | 5,483 | 15,000 |
| 2017-06-01 | 3.875 | 31 | 8 | 148,268 | 27,684 |
| 2017-03-01 | 1.7143 | 12 | 7 | 14,787 | 59,762 |
| 2016-12-01 | 2.2 | 11 | 5 | 347,680 | 44,663 |
| 2016-03-01 | 2.3333 | 14 | 6 | 29,125 | 16,200 |
| 2015-12-01 | 1.8571 | 13 | 7 | 131,727 | 75,577 |
| 2015-09-01 | 5.3333 | 16 | 3 | 25,970 | 14,200 |
| 2015-06-01 | 2.0 | 8 | 4 | 19,640 | 18,749 |
| 2015-03-01 | 1.0 | 5 | 5 | 12,700 | 12,700 |
| 2014-12-01 | 6.0 | 6 | 1 | 5,785 | 2,000 |
| 2014-06-01 | 0.375 | 3 | 8 | 3,239 | 112,000 |
| 2014-03-01 | 1.8333 | 22 | 12 | 30,145 | 61,406 |
| 2013-12-01 | 1.1429 | 8 | 7 | 39,000 | 13,000 |
| 2013-09-01 | 1.0 | 7 | 7 | 5,500 | 67,904 |
| 2013-06-01 | 2.0 | 2 | 1 | 1,218 | 0.00 |
| 2013-03-01 | 14.0 | 14 | 1 | 31,599 | 3,000 |
| 2012-12-01 | 1.0 | 5 | 5 | 135,577 | 47,600 |
| 2012-09-01 | 0.3333 | 1 | 3 | 442.00 | 592.00 |
| 2012-06-01 | 4.3333 | 13 | 3 | 13,368 | 700.00 |
| 2012-03-01 | 1.6667 | 5 | 3 | 4,400 | 1,749 |
| 2011-12-01 | 15.0 | 15 | 1 | 87,308 | 0.00 |
| 2011-09-01 | 9.5 | 19 | 2 | 36,200 | 150.00 |
| 2011-06-01 | 1.0 | 3 | 3 | 1,500 | 8,000 |
| 2011-03-01 | 2.125 | 17 | 8 | 11,393 | 11,134 |
| 2010-12-01 | 2.3333 | 7 | 3 | 6,800 | 40,500 |
| 2010-09-01 | 3.0 | 3 | 1 | 3,332 | 1,332 |
| 2010-06-01 | 6.5 | 13 | 2 | 3,985 | 200.00 |
| 2010-03-01 | 1.3333 | 8 | 6 | 4,797 | 9,121 |
| 2009-12-01 | 2.0 | 6 | 3 | 1,907 | 7,138 |
| 2009-09-01 | 1.2 | 6 | 5 | 4,705 | 15,566 |
| 2009-06-01 | 5.5 | 11 | 2 | 17,812 | 667.00 |
| 2009-03-01 | 2.0 | 8 | 4 | 3,045 | 7,416 |
| 2008-12-01 | 1.25 | 5 | 4 | 827.00 | 7,607 |
| 2008-09-01 | 1.0 | 6 | 6 | 171,394 | 11,942 |
| 2008-06-01 | 1.25 | 5 | 4 | 3,133 | 12,199 |
| 2008-03-01 | 5.0 | 10 | 2 | 14,008 | 581.00 |
| 2007-09-01 | 1.0 | 5 | 5 | 4,822 | 30,525 |
| 2007-06-01 | 4.0 | 12 | 3 | 28,303 | 2,333 |
| 2007-03-01 | 2.8 | 14 | 5 | 34,802 | 10,217 |
| 2006-12-01 | 3.0 | 3 | 1 | 292.00 | 200.00 |
| 2006-06-01 | 1.625 | 13 | 8 | 6,203 | 5,370 |
| 2006-03-01 | 9.0 | 9 | 1 | 24,652 | 266.00 |
| 2005-12-01 | 1.5 | 3 | 2 | 1,543 | 1,043 |
| 2005-09-01 | 2.5 | 5 | 2 | 5,787 | 2,322 |
| 2005-06-01 | 2.75 | 11 | 4 | 22,784 | 1,167 |
| 2005-03-01 | 3.5 | 7 | 2 | 14,378 | 380.00 |
| 2004-12-01 | 1.0 | 2 | 2 | 3,099 | 3,099 |
| 2004-06-01 | 1.6667 | 5 | 3 | 5,828 | 2,328 |
| 2004-03-01 | 5.0 | 5 | 1 | 2,094 | 100.00 |
| 2003-12-01 | 1.0 | 1 | 1 | 756.00 | 756.00 |
| 2003-09-01 | 0.4 | 2 | 5 | 3,000 | 11,387 |
First Financial Notable Stakeholders
A First Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as First Financial often face trade-offs trying to please all of them. First Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting First Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Scott Dueser | Chairman, CEO and President and Chairman of Executive Committee | Profile | |
| Kirk Thaxton | Chairman and Presidentident and CEO, First Financial Trust & Asset Management Company | Profile | |
| Michael Wilson | Executive Vice President CIO | Profile | |
| Ronald Butler | Executive Vice President Chief Administrative Officer | Profile | |
| Randall Roewe | Executive Vice President Chief Risk Officer | Profile | |
| Bruce Hildebrand | CFO, Executive Vice President | Profile | |
| JKyle McVey | Vice President Assistant CFO | Profile | |
| J McVey | Vice President Assistant CFO | Profile | |
| Michelle Hickox | CFO, EVP | Profile | |
| Thomas Limerick | CIO and Executive VP | Profile | |
| Gary Gragg | Executive VP of Loans | Profile | |
| Mike Denny | Director | Profile | |
| Tim Lancaster | Independent Director | Profile | |
| Ivan Lancaster | Independent Director | Profile | |
| Robert Nickles | Director | Profile | |
| Steven Beal | Independent Director | Profile | |
| Kade Matthews | Independent Director | Profile | |
| Johnny Trotter | Independent Director | Profile | |
| Michael Denny | Director | Profile | |
| Ross Smith | Independent Director | Profile | |
| David Copeland | Independent Director | Profile | |
| April Anthony | Independent Director | Profile | |
| Murray Edwards | Independent Director | Profile | |
| Ronald Giddiens | Independent Director | Profile | |
| Tucker Bridwell | Lead Independent Director | Profile | |
| John Ruzicka | Executive Officer | Profile | |
| Lawrence Kentz | Chief Officer | Profile | |
| Kyle McVey | Accounting Officer - Investor Relations | Profile | |
| Timothy Longhofer | Executive Officer | Profile | |
| Ronald II | Executive Officer | Profile | |
| CPA CPA | Ex Officer | Profile | |
| Bob Goodner | Senior Compliance | Profile | |
| Josh CPL | Senior Resources | Profile | |
| Chris Cook | Ex Marketing | Profile | |
| Kyle CPA | Executive Officer | Profile | |
| Patricia Schulz | Ex HR | Profile | |
| Mike Parker | Executive Officer | Profile | |
| Tommy Barrow | VP Lending | Profile | |
| James Gordon | CFO, VP | Profile | |
| Megan Dobbs | Executive Advertising | Profile | |
| Courtney Jordan | Senior Education | Profile |
About First Financial Management Performance
The success or failure of an entity such as First Financial Bank often depends on how effective the management is. First Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of First management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the First management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | 0.03 | 0.03 | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.13 | 0.15 |
The data published in First Financial's official financial statements usually reflect First Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of First Financial Bank. For example, before you start analyzing numbers published by First accountants, it's critical to develop an understanding of what First Financial's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of First Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in First Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of First Financial Bankshares. Please utilize our Beneish M Score to check the likelihood of First Financial's management manipulating its earnings.
First Financial Workforce Analysis
Traditionally, organizations such as First Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare First Financial within its industry.First Financial Manpower Efficiency
Return on First Financial Manpower
| Revenue Per Employee | 453.2K | |
| Revenue Per Executive | 15.5M | |
| Net Income Per Employee | 142.1K | |
| Net Income Per Executive | 4.9M |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bankshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in First Stock, please use our How to Invest in First Financial guide.You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Complementary Tools for First Stock analysis
When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.
| Portfolio Holdings Check your current holdings and cash postion to detemine if your portfolio needs rebalancing | |
| My Watchlist Analysis Analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like | |
| Fundamental Analysis View fundamental data based on most recent published financial statements | |
| Bonds Directory Find actively traded corporate debentures issued by US companies | |
| Portfolio Comparator Compare the composition, asset allocations and performance of any two portfolios in your account | |
| Equity Forecasting Use basic forecasting models to generate price predictions and determine price momentum | |
| Money Managers Screen money managers from public funds and ETFs managed around the world | |
| AI Investment Finder Use AI to screen and filter profitable investment opportunities | |
| Idea Analyzer Analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas |
Is First Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.22) | Dividend Share 0.71 | Earnings Share 1.39 | Revenue Per Share 3.372 | Quarterly Revenue Growth (0.07) |
The market value of First Financial Bank is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.