German American (Germany) Today
| GAB Stock | EUR 31.00 1.20 4.03% |
Performance4 of 100
| Odds Of DistressLess than 9
|
German American is trading at 31.00 as of the 25th of April 2024. This is a 4.03 percent up since the beginning of the trading day. The stock's lowest day price was 31.0. German American has less than a 9 % chance of experiencing financial distress in the next few years but had a somewhat insignificant performance during the last 90 days. Equity ratings for German American Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 26th of March 2024 and ending today, the 25th of April 2024. Click here to learn more.
German American Bancorp, Inc. operates as the bank holding company for German American Bancorp that provides retail and commercial banking services. German American Bancorp, Inc. was founded in 1910 and is headquartered in Jasper, Indiana. GERMAN AMERICAN operates under Banks - Regional - US classification in Germany and is traded on Frankfurt Stock Exchange. The company has 29.49 M outstanding shares. More on German American Bancorp
Moving against German Stock
| 0.45 | IPOK | Heidelberger Beteiligungshold | PairCorr |
Follow Valuation Odds of Bankruptcy
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German Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. German American's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding German American or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| Business Concentration | Banks - Regional - US, Financial Services (View all Sectors) |
German American Bancorp (GAB) is traded on Frankfurt Exchange in Germany and employs 10 people. The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.1 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate German American's market, we take the total number of its shares issued and multiply it by German American's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. German American Bancorp classifies itself under Financial Services sector and is part of Banks - Regional - US industry. The entity has 29.49 M outstanding shares.
German American Bancorp has accumulated about 48.63 M in cash with 100.84 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.95.
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Ownership AllocationGerman American Bancorp has a total of 29.49 Million outstanding shares. 30% of German American Bancorp outstanding shares are owned by outside corporations. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.
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German Stock Price Odds Analysis
In reference to a normal probability distribution, the odds of German American jumping above the current price in 90 days from now is nearly 4.87%. The German American Bancorp probability density function shows the probability of German American stock to fall within a particular range of prices over 90 days. Assuming the 90 days horizon German American has a beta of 0.046. This usually indicates as returns on the market go up, German American average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding German American Bancorp will be expected to be much smaller as well. Additionally, german American Bancorp has an alpha of 0.1282, implying that it can generate a 0.13 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
Based on a normal probability distribution, the odds of German American to move above the current price in 90 days from now is nearly 4.87 (This German American Bancorp probability density function shows the probability of German Stock to fall within a particular range of prices over 90 days) .
German American Bancorp Risk Profiles
Investors will always prefer to have the highest possible return on investment while minimizing volatility. German American market risk premium is the additional return an investor will receive from holding German American long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in German American. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Although German American's alpha and beta are two of the key measurements used to evaluate German American's performance over the market, the standard measures of volatility play an important role as well.
| Mean Deviation | 1.32 | |||
| Semi Deviation | 1.42 | |||
| Standard Deviation | 1.82 | |||
| Variance | 3.3 |
German Stock Against Markets
Picking the right benchmark for German American stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in German American stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for German American is critical whether you are bullish or bearish towards German American Bancorp at a given time. Please also check how German American's historical prices are related to one of the top price index indicators.
Be your own money manager
Our tools can tell you how much better you can do entering a position in German American without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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German American Corporate Management
Elected by the shareholders, the German American's board of directors comprises two types of representatives: German American inside directors who are chosen from within the company, and outside directors, selected externally and held independent of German. The board's role is to monitor German American's management team and ensure that shareholders' interests are well served. German American's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, German American's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jane Balsmeyer | VP Marketing | Profile | |
| Terri Eckerle | Ex VP | Profile | |
| Ann Brown | VP Capital | Profile | |
| Keith Leinenbach | Ex Officer | Profile | |
| Neil Dauby | CEO Pres | Profile | |
| Vicki Schuler | Controller, VP | Profile | |
| Bradley Rust | Sr COO | Profile |
How to buy German Stock?
Before investing in German American, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in German American. To buy German American stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of German American. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase German American stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located German American Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased German American Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as German American Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy German Stock please use our How to Invest in German American guide.
Already Invested in German American Bancorp?
The danger of trading German American Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of German American is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than German American. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile German American Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether German American Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of German American's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of German American Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on German American Bancorp Stock: Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Complementary Tools for German Stock analysis
When running German American's price analysis, check to measure German American's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy German American is operating at the current time. Most of German American's value examination focuses on studying past and present price action to predict the probability of German American's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move German American's price. Additionally, you may evaluate how the addition of German American to your portfolios can decrease your overall portfolio volatility.
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