Greene County Bancorp Stock Today

GCBC Stock  USD 27.26  0.43  1.55%   

Performance

2 of 100

 
Weak
 
Strong
Weak

Odds Of Distress

Less than 8

 
High
 
Low
Low
Greene County is trading at 27.26 as of the 17th of April 2024, a -1.55 percent decrease since the beginning of the trading day. The stock's open price was 27.69. Greene County has only a 8 % chance of going through financial distress over the next few years but had a somewhat weak performance during the last 90 days. Equity ratings for Greene County Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 22nd of July 2023 and ending today, the 17th of April 2024. Click here to learn more.
Business Domain
Banks
IPO Date
31st of December 1998
Category
Financial Services
Classification
Financials
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC. Greene County operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 17.03 M outstanding shares of which 50.52 K shares are currently shorted by private and institutional investors with about 5.66 trading days to cover. More on Greene County Bancorp

Moving against Greene Stock

  0.52VBFC Village BankPairCorr

Greene Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Greene County's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Greene County or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEODonald Gibson
Business ConcentrationThrifts & Mortgage Finance, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Thrifts & Mortgage Finance, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering Greene County report their recommendations after researching Greene County's financial statements, talking to executives and customers, or listening in on Greene County's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Greene County Bancorp. The Greene consensus assessment is calculated by taking the average forecast from all of the analysts covering Greene County.
Financial Strength
Based on the key measurements obtained from Greene County's financial statements, Greene County Bancorp is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in May. Financial strength of Greene County Bancorp is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00750.0103
Way Down
Pretty Stable
Asset Turnover0.0420.0313
Significantly Up
Very volatile
Total Current Liabilities2.6 B2.4 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total54.1 M56.9 M
Notably Down
Slightly volatile
Total Assets3.3 B3.1 B
Sufficiently Up
Slightly volatile
Total Current Assets597 M568.6 M
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities33.9 M32.3 M
Sufficiently Up
Slightly volatile
Greene County's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Greene County's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Greene County's financial leverage. It provides some insight into what part of Greene County's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Greene County's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Greene County deploys its capital and how much of that capital is borrowed.
Liquidity
Greene County cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 49.49 M in liabilities with Debt to Equity (D/E) ratio of 10.69, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Greene County until it has trouble settling it off, either with new capital or with free cash flow. So, Greene County's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Greene County Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Greene to invest in growth at high rates of return. When we think about Greene County's use of debt, we should always consider it together with cash and equity.

Free Cash Flow

32.09 Million
Greene County Bancorp (GCBC) is traded on NASDAQ Exchange in USA. It is located in 302 Main Street, Catskill, NY, United States, 12414 and employs 195 people. Greene County is listed under Thrifts & Mortgage Finance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 471.47 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Greene County's market, we take the total number of its shares issued and multiply it by Greene County's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Greene County Bancorp conducts business under Thrifts & Mortgage Finance sector and is part of Financials industry. The entity has 17.03 M outstanding shares of which 50.52 K shares are currently shorted by private and institutional investors with about 5.66 trading days to cover. Greene County Bancorp currently holds about 70.78 M in cash with 28.11 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 8.31.
Check Greene County Probability Of Bankruptcy
Ownership Allocation
Greene County Bancorp has a total of 17.03 Million outstanding shares. Greene County secures significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Greene Ownership Details

Greene Stock Price Odds Analysis

What are Greene County's target price odds to finish over the current price? Based on a normal probability distribution, the odds of Greene County jumping above the current price in 90 days from now is about 43.03%. The Greene County Bancorp probability density function shows the probability of Greene County stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 1.8282. This usually indicates as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Greene County will likely underperform. Additionally, greene County Bancorp has an alpha of 0.0405, implying that it can generate a 0.0405 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
  Odds Below 27.26HorizonTargetOdds Above 27.26
56.86%90 days
 27.26 
43.03%
Based on a normal probability distribution, the odds of Greene County to move above the current price in 90 days from now is about 43.03 (This Greene County Bancorp probability density function shows the probability of Greene Stock to fall within a particular range of prices over 90 days) .

Greene Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Greene County that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Greene County's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Greene County's value.
InstituionRecorded OnShares
Bank Of New York Mellon Corp2023-12-31
24.2 K
Morgan Stanley - Brokerage Accounts2023-12-31
21.7 K
Charles Schwab Investment Management Inc2023-12-31
19.3 K
Swiss National Bank2023-12-31
15 K
Denali Advisors Llc2023-12-31
13.6 K
Citadel Advisors Llc2023-09-30
13 K
Barclays Plc2023-12-31
11.1 K
Rhumbline Advisers2023-12-31
9.2 K
Ubs Group Ag2023-12-31
8.7 K
Fmr Inc2023-12-31
682.1 K
Blackrock Inc2023-12-31
411.4 K
View Greene County Diagnostics

Greene County Historical Income Statement

Greene County Bancorp Income Statement is one of the three primary financial statements used for reporting Greene's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Greene County Bancorp revenue and expense. Greene County Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At present, Greene County's Selling General Administrative is projected to increase significantly based on the last few years of reporting. The current year's Total Revenue is expected to grow to about 88.6 M, whereas Depreciation And Amortization is forecasted to decline to about 708.4 K. View More Fundamentals

Greene Stock Against Markets

Picking the right benchmark for Greene County stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Greene County stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Greene County is critical whether you are bullish or bearish towards Greene County Bancorp at a given time. Please also check how Greene County's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Greene County without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Greene County Corporate Directors

Greene County corporate directors refer to members of a Greene County board of directors. The board of directors generally takes responsibility for the Greene County's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Greene County's board members must vote for the resolution. The Greene County board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Paul SlutzkyIndependent DirectorProfile
Charles SchaeferDirectorProfile
David JenkinsIndependent DirectorProfile
Peter HoganDirectorProfile

How to buy Greene Stock?

Before investing in Greene County, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Greene County. To buy Greene County stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Greene County. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Greene County stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Greene County Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Greene County Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Greene County Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Greene Stock please use our How to Invest in Greene County guide.

Already Invested in Greene County Bancorp?

The danger of trading Greene County Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Greene County is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Greene County. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Greene County Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Greene County Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Greene County's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Greene County Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Greene County Bancorp Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Greene County Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Greene County Bancorp information on this page should be used as a complementary analysis to other Greene County's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.

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When running Greene County's price analysis, check to measure Greene County's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Greene County is operating at the current time. Most of Greene County's value examination focuses on studying past and present price action to predict the probability of Greene County's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Greene County's price. Additionally, you may evaluate how the addition of Greene County to your portfolios can decrease your overall portfolio volatility.
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Is Greene County's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Greene County. If investors know Greene will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Greene County listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Dividend Share
0.31
Earnings Share
1.58
Revenue Per Share
4.018
Quarterly Revenue Growth
(0.15)
The market value of Greene County Bancorp is measured differently than its book value, which is the value of Greene that is recorded on the company's balance sheet. Investors also form their own opinion of Greene County's value that differs from its market value or its book value, called intrinsic value, which is Greene County's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Greene County's market value can be influenced by many factors that don't directly affect Greene County's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Greene County's value and its price as these two are different measures arrived at by different means. Investors typically determine if Greene County is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Greene County's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.