Hmn Financial Stock Today
| HMNF Stock | USD 19.50 0.10 0.51% |
Performance0 of 100
| Odds Of DistressLess than 6
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HMN Financial is trading at 19.50 as of the 25th of April 2024. This is a -0.51 percent down since the beginning of the trading day. The stock's lowest day price was 19.5. HMN Financial has only a 6 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. Equity ratings for HMN Financial are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 6th of May 2022 and ending today, the 25th of April 2024. Click here to learn more.
Business Domain Banks | IPO Date 13th of May 1994 | Category Financial Services | Classification Financials |
HMN Financial, Inc. operates as a bank holding company for Home Federal Savings Bank that provides various retail banking products and services. HMN Financial, Inc. was founded in 1934 and is headquartered in Rochester, Minnesota. Hmn Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 4.46 M outstanding shares of which 4.7 K shares are currently shorted by private and institutional investors with about 1.76 trading days to cover. More on HMN Financial
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HMN Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. HMN Financial's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding HMN Financial or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| CEO | Bradley Krehbiel | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Thrifts & Mortgage Finance, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Thrifts & Mortgage Finance, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Financial Strength Based on the analysis of HMN Financial's profitability, liquidity, and operating efficiency, HMN Financial may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. Financial strength of HMN Financial is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
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HMN Financial's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to HMN Financial's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand HMN Financial's financial leverage. It provides some insight into what part of HMN Financial's total assets is financed by creditors.
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HMN Financial (HMNF) is traded on NASDAQ Exchange in USA. It is located in 1016 Civic Center Drive Northwest, Rochester, MN, United States, 55901 and employs 159 people. HMN Financial is listed under Thrifts & Mortgage Finance category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 87.02 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate HMN Financial's market, we take the total number of its shares issued and multiply it by HMN Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. HMN Financial conducts business under Thrifts & Mortgage Finance sector and is part of Financials industry. The entity has 4.46 M outstanding shares of which 4.7 K shares are currently shorted by private and institutional investors with about 1.76 trading days to cover.
HMN Financial currently holds about 18.64 M in cash with 7.68 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.31.
Check HMN Financial Probability Of Bankruptcy
Ownership AllocationThe market capitalization of HMN Financial is currently $87.02 Million. Over half of HMN Financial's outstanding shares are owned by outside corporations. These outside corporations are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Therefore, these institutions are subject to different rules and regulations than regular investors in HMN Financial. Please watch out for any change in the institutional holdings of HMN Financial as this could mean something significant has changed or is about to change at the company. Please note that no matter how profitable the entity is or how many assets it hold, if the real value is less than what market suggests, you will most likely generate negative returns and should consider selling it at some future point.
Check HMN Ownership Details
HMN Stock Price Odds Analysis
In reference to a normal probability distribution, the odds of HMN Financial jumping above the current price in 90 days from now is about 90.07%. The HMN Financial probability density function shows the probability of HMN Financial stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days HMN Financial has a beta of 0.5142. This usually indicates as returns on the market go up, HMN Financial average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding HMN Financial will be expected to be much smaller as well. Additionally, hMN Financial has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
Based on a normal probability distribution, the odds of HMN Financial to move above the current price in 90 days from now is about 90.07 (This HMN Financial probability density function shows the probability of HMN Stock to fall within a particular range of prices over 90 days) .
HMN Stock Institutional Holders
Institutional Holdings refers to the ownership stake in HMN Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of HMN Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing HMN Financial's value.| Instituion | Recorded On | Shares | |
| Geode Capital Management, Llc | 2023-12-31 | 43.5 K | |
| Pinnacle Holdings, Llc | 2023-12-31 | 39.2 K | |
| Blackrock Inc | 2023-12-31 | 37.2 K | |
| Bhz Capital Management, Lp. | 2023-12-31 | 31.4 K | |
| Empowered Funds, Llc | 2023-12-31 | 26.3 K | |
| Otter Creek Advisors, Llc | 2023-12-31 | 25 K | |
| Northern Trust Corp | 2023-12-31 | 11.9 K | |
| State Street Corporation | 2023-12-31 | 9.3 K | |
| Acadian Asset Management Llc | 2023-12-31 | 1.4 K | |
| Alliancebernstein L.p. | 2023-12-31 | 439.7 K | |
| M3f, Inc. | 2023-12-31 | 331.1 K |
HMN Financial Historical Income Statement
HMN Financial Income Statement is one of the three primary financial statements used for reporting HMN's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of HMN Financial revenue and expense. HMN Financial Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, HMN Financial's Total Other Income Expense Net is most likely to increase significantly in the upcoming years. The HMN Financial's current Net Income From Continuing Ops is estimated to increase to about 8.1 M, while Selling General Administrative is projected to decrease to roughly 3.1 M. View More FundamentalsHMN Stock Against Markets
Picking the right benchmark for HMN Financial stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in HMN Financial stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for HMN Financial is critical whether you are bullish or bearish towards HMN Financial at a given time. Please also check how HMN Financial's historical prices are related to one of the top price index indicators.
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Our tools can tell you how much better you can do entering a position in HMN Financial without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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HMN Financial Corporate Directors
HMN Financial corporate directors refer to members of a HMN Financial board of directors. The board of directors generally takes responsibility for the HMN Financial's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of HMN Financial's board members must vote for the resolution. The HMN Financial board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.| Bernard Nigon | Independent Director | Profile | |
| Hans Zietlow | Independent Director | Profile | |
| Patricia Simmons | Director | Profile | |
| Michael Bue | Independent Director | Profile |
How to buy HMN Stock?
Before investing in HMN Financial, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in HMN Financial. To buy HMN Financial stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of HMN Financial. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase HMN Financial stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located HMN Financial stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased HMN Financial stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as HMN Financial, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy HMN Stock please use our How to Invest in HMN Financial guide.
Already Invested in HMN Financial?
The danger of trading HMN Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of HMN Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than HMN Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile HMN Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether HMN Financial is a strong investment it is important to analyze HMN Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact HMN Financial's future performance. For an informed investment choice regarding HMN Stock, refer to the following important reports: Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HMN Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. For more detail on how to invest in HMN Stock please use our How to Invest in HMN Financial guide.You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Complementary Tools for HMN Stock analysis
When running HMN Financial's price analysis, check to measure HMN Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HMN Financial is operating at the current time. Most of HMN Financial's value examination focuses on studying past and present price action to predict the probability of HMN Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HMN Financial's price. Additionally, you may evaluate how the addition of HMN Financial to your portfolios can decrease your overall portfolio volatility.
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Is HMN Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HMN Financial. If investors know HMN will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HMN Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.19) | Dividend Share 0.32 | Earnings Share 1.3 | Revenue Per Share 8.62 | Quarterly Revenue Growth (0.06) |
The market value of HMN Financial is measured differently than its book value, which is the value of HMN that is recorded on the company's balance sheet. Investors also form their own opinion of HMN Financial's value that differs from its market value or its book value, called intrinsic value, which is HMN Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HMN Financial's market value can be influenced by many factors that don't directly affect HMN Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HMN Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if HMN Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HMN Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.