Hmn Financial Stock Performance
HMNF Stock | USD 19.50 0.10 0.51% |
The company retains a Market Volatility (i.e., Beta) of 0.5, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, HMN Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding HMN Financial is expected to be smaller as well. HMN Financial has an expected return of -0.2%. Please make sure to check out HMN Financial maximum drawdown, as well as the relationship between the daily balance of power and price action indicator , to decide if HMN Financial performance from the past will be repeated at future time.
Risk-Adjusted Performance
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Over the last 90 days HMN Financial has generated negative risk-adjusted returns adding no value to investors with long positions. Despite unsteady performance in the last few months, the Stock's basic indicators remain nearly stable which may send shares a bit higher in May 2024. The current disturbance may also be a sign of long-run up-swing for the company stockholders. ...more
Actual Historical Performance (%)
One Day Return 0.1 | Five Day Return 0.46 | Year To Date Return (16.06) | Ten Year Return 73.91 | All Time Return 128.44 |
Forward Dividend Yield 0.0163 | Payout Ratio 0.2352 | Last Split Factor 3:2 | Forward Dividend Rate 0.32 | Dividend Date 2024-03-06 |
1 | Earnings call Horace Mann projects core earnings growth in 2023 By Investing.com - Investing.com UK | 02/08/2024 |
2 | HMN Financial exotic insider transaction detected | 02/14/2024 |
3 | Acquisition by Hans Zietlow of 211 shares of HMN Financial subject to Rule 16b-3 | 02/16/2024 |
4 | Horace Mann Educators Co. Shares Sold by Commonwealth of Pennsylvania Public School Empls ... - AmericanBankingNEWS | 02/23/2024 |
HMN Financial dividend paid on 6th of March 2024 | 03/06/2024 |
6 | How the price action is used to our Advantage - Stock Traders Daily.com | 03/13/2024 |
7 | Horace Mann Educators Downgraded to Hold at StockNews.com - MarketBeat | 04/05/2024 |
8 | Discretionary transaction by Bradley Krehbiel of tradable shares of HMN Financial subject to Rule 16b-3 | 04/15/2024 |
9 | Can Horace Mann Educators Corporation Improve Its Returns - Yahoo Finance | 04/17/2024 |
10 | HMN Financial First Quarter 2024 Earnings EPS US0.30 | 04/22/2024 |
Begin Period Cash Flow | 36.3 M |
HMN |
HMN Financial Relative Risk vs. Return Landscape
If you would invest 2,227 in HMN Financial on January 26, 2024 and sell it today you would lose (277.00) from holding HMN Financial or give up 12.44% of portfolio value over 90 days. HMN Financial is currently does not generate positive expected returns and assumes 1.5322% risk (volatility on return distribution) over the 90 days horizon. In different words, 13% of stocks are less volatile than HMN, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
Risk |
HMN Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for HMN Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as HMN Financial, and traders can use it to determine the average amount a HMN Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1322
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Negative Returns | HMNF |
Estimated Market Risk
1.53 actual daily | 13 87% of assets are more volatile |
Expected Return
-0.2 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
-0.13 actual daily | 0 Most of other assets perform better |
Based on monthly moving average HMN Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of HMN Financial by adding HMN Financial to a well-diversified portfolio.
HMN Financial Fundamentals Growth
HMN Stock prices reflect investors' perceptions of the future prospects and financial health of HMN Financial, and HMN Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on HMN Stock performance.
Return On Equity | 0.0544 | ||||
Return On Asset | 0.0051 | ||||
Profit Margin | 0.15 % | ||||
Operating Margin | 0.19 % | ||||
Current Valuation | 35.88 M | ||||
Shares Outstanding | 4.46 M | ||||
Price To Earning | 12.92 X | ||||
Price To Book | 0.82 X | ||||
Price To Sales | 2.31 X | ||||
Revenue | 43.48 M | ||||
Gross Profit | 40.07 M | ||||
EBITDA | 8.55 M | ||||
Net Income | 6 M | ||||
Cash And Equivalents | 18.64 M | ||||
Cash Per Share | 4.31 X | ||||
Total Debt | 13.51 M | ||||
Debt To Equity | 8.24 % | ||||
Book Value Per Share | 24.77 X | ||||
Cash Flow From Operations | 7.68 M | ||||
Earnings Per Share | 1.30 X | ||||
Market Capitalization | 87.47 M | ||||
Total Asset | 1.11 B | ||||
Retained Earnings | 142.28 M | ||||
About HMN Financial Performance
To evaluate HMN Financial Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when HMN Financial generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare HMN Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand HMN Financial market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents HMN's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.Last Reported | Projected for Next Year | ||
Days Of Inventory On Hand | 0.00 | 0.00 | |
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | 0.01 | 0.01 | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.06 | 0.04 |
Things to note about HMN Financial performance evaluation
Checking the ongoing alerts about HMN Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for HMN Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.HMN Financial generated a negative expected return over the last 90 days | |
About 60.0% of the company shares are owned by institutional investors | |
On 6th of March 2024 HMN Financial paid $ 0.08 per share dividend to its current shareholders | |
Latest headline from simplywall.st: HMN Financial First Quarter 2024 Earnings EPS US0.30 |
- Analyzing HMN Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether HMN Financial's stock is overvalued or undervalued compared to its peers.
- Examining HMN Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating HMN Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of HMN Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of HMN Financial's stock. These opinions can provide insight into HMN Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HMN Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. For more detail on how to invest in HMN Stock please use our How to Invest in HMN Financial guide.You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
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When running HMN Financial's price analysis, check to measure HMN Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HMN Financial is operating at the current time. Most of HMN Financial's value examination focuses on studying past and present price action to predict the probability of HMN Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HMN Financial's price. Additionally, you may evaluate how the addition of HMN Financial to your portfolios can decrease your overall portfolio volatility.
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Is HMN Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HMN Financial. If investors know HMN will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HMN Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.19) | Dividend Share 0.32 | Earnings Share 1.3 | Revenue Per Share 8.62 | Quarterly Revenue Growth (0.06) |
The market value of HMN Financial is measured differently than its book value, which is the value of HMN that is recorded on the company's balance sheet. Investors also form their own opinion of HMN Financial's value that differs from its market value or its book value, called intrinsic value, which is HMN Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HMN Financial's market value can be influenced by many factors that don't directly affect HMN Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HMN Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if HMN Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HMN Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.