Jianpu Technology Financials

JT Stock  USD 0.78  0.03  4.00%   
Based on the key measurements obtained from Jianpu Technology's financial statements, Jianpu Technology is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in April. At this time, Jianpu Technology's Non Current Assets Total are comparatively stable compared to the past year. Non Currrent Assets Other is likely to gain to about 72.6 M in 2024, despite the fact that Retained Earnings are likely to grow to (1.2 B). Key indicators impacting Jianpu Technology's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Current Ratio2.571.99
Significantly Up
Slightly volatile
The financial analysis of Jianpu Technology is a critical element in measuring its lifeblood. The essential information of the day-to-day investment outlook for Jianpu Technology includes many different criteria found on its balance sheet. For example, investors should never minimize Jianpu Technology's ability to pay suppliers or employees on time, making sure interest payments are not accumulating or correctly timing where and how to re-invest extra cash. Any individual investor needs to monitor Jianpu Technology's cash flow, debt, and profitability to effectively and accurately make more informed decisions on whether to invest in Jianpu Technology.

Cash And Equivalents

296.29 Million

With this module, you can analyze Jianpu financials for your investing period. You should be able to track the changes in Jianpu Technology individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
  
Understanding current and past Jianpu Technology Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Jianpu Technology's financial statements are interrelated, with each one affecting the others. For example, an increase in Jianpu Technology's assets may result in an increase in income on the income statement.
Evaluating Jianpu Technology's financials involves analyzing a range of financial metrics and ratios to gain insights into the company's financial health and performance. However, considering all of Jianpu Technology's profitability, liquidity ratios, and efficiency indicators at the same time could be an enormous task, and our Financial Distress score can provide you with a snapshot of the Jianpu Technology's relative financial performance

Chance Of Distress

Over 79

 
100  
 
Zero
High
Jianpu Technology has more than 79 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for Jianpu Technology stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity.
Please note, Jianpu Technology's odds of distress score SHOULD NOT be confused with the real chance of Jianpu Technology filing for bankruptcy protection for chapters 7, 11, 12, or 13. We define Financial Distress as an operational condition where an entity such as Jianpu is having difficulty meeting its current financial obligations towards its creditors or delivering on the expectations of its investors. Macroaxis derives these conditions daily from public financial statements and analysis of stock prices reacting to market conditions or economic downturns, including short-term and long-term historical volatility. Other factors considered include Jianpu Technology's liquidity analysis, revenue patterns, R&D expenses, and commitments, as well as public headlines and social sentiment.
More Info
The data published in Jianpu Technology's official financial statements usually reflect Jianpu Technology's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Jianpu Technology. For example, before you start analyzing numbers published by Jianpu accountants, it's critical to develop an understanding of what Jianpu Technology's liquidity, profitability, and earnings quality are in the context of the Consumer Finance space in which it operates.
Please note, the presentation of Jianpu Technology's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Jianpu Technology's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Jianpu Technology's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Jianpu Technology. Please utilize our Beneish M Score to check the likelihood of Jianpu Technology's management manipulating its earnings.

Jianpu Technology Company Summary

Jianpu Technology competes with Visa, Diamond Hill, Distoken Acquisition, AllianceBernstein, and Associated Capital. Jianpu Technology Inc. operates a platform that provides online discovery and recommendation services for financial products in the Peoples Republic of China. Jianpu Technology Inc. was founded in 2011 and is headquartered in Beijing, China. Jianpu Technology operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 708 people.
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS47738D3098
Business AddressTimes Cyber Building,
SectorConsumer Finance
IndustryFinancials
BenchmarkNYSE Composite
Websitewww.jianpu.ai
Phone86 10 8262 5755
CurrencyUSD - US Dollar
You should never invest in Jianpu Technology without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Jianpu Stock, because this is throwing your money away. Analyzing the key information contained in Jianpu Technology's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Jianpu Technology Key Financial Ratios

Generally speaking, Jianpu Technology's financial ratios allow both analysts and investors to convert raw data from Jianpu Technology's financial statements into concise, actionable information that can be used to evaluate the performance of Jianpu Technology over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Jianpu Technology reports annually and quarterly.

Jianpu Technology Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket. The other reason investors look at the income statement is to determine what Jianpu Technology's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Minority Interest28.3M8.0M4.3M9.9M162K153.9K
Tax Provision(18.0M)(1.3M)(582K)(918K)(324K)(307.8K)
Net Interest Income5.1M(2.3M)(4.2M)(3.7M)(3.4M)(3.2M)
Interest Income5.1M2.3M4.2M3.7M3.4M3.3M

Jianpu Technology Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Jianpu Technology. It measures of how well Jianpu is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Jianpu Technology brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Jianpu had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Jianpu Technology has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201920202021202220232024 (projected)
Change To Inventory(4.6M)145.3M31.5M51.3M59.0M34.9M
Investments38.9M7.7M36.5M(39.9M)(45.9M)(48.2M)
Capital Expenditures18.8M41.8M16.4M4.1M1.8M0.0
Change To Netincome135.2M192.5M19.2M(36.9M)(42.5M)(40.3M)

Jianpu Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Jianpu Technology's current stock value. Our valuation model uses many indicators to compare Jianpu Technology value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Jianpu Technology competition to find correlations between indicators driving Jianpu Technology's intrinsic value. More Info.
Jianpu Technology is rated below average in ebitda category among related companies. It is rated below average in price to earning category among related companies . At this time, Jianpu Technology's EBITDA is comparatively stable compared to the past year.. Comparative valuation analysis is a catch-all model that can be used if you cannot value Jianpu Technology by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Jianpu Technology's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Jianpu Technology's earnings, one of the primary drivers of an investment's value.

Jianpu Technology Market Pulse

 Quote0.78
 Change(%)  4.00 
 Change0.03 
 Open0.75
 Low0.72
 High0.81
 Volume0
 ExchangeNYSE

About Jianpu Technology Financials

What exactly are Jianpu Technology Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Jianpu Technology's income statement, its balance sheet, and the statement of cash flows. Potential Jianpu Technology investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Jianpu Technology investors may use each financial statement separately, they are all related. The changes in Jianpu Technology's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Jianpu Technology's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

Steps to analyze Jianpu Technology Financials for Investing

There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Jianpu Technology is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Jianpu has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.
In summary, you can determine if Jianpu Technology's financials are consistent with your investment objective using the following steps:
  • Review Jianpu Technology's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
  • Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
  • Study the cash flow inflows and outflows to understand Jianpu Technology's liquidity and solvency.
  • Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
  • Compare Jianpu Technology's financials to those of its peers to see how it stacks up and identify any potential red flags.
  • Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if Jianpu Technology's stock is overvalued or undervalued.
Remember, these are just guidelines and should not be the only basis for investment decisions. It is always important to analyze the leading stock market indicators., conduct additional research and seek professional advice if needed.
Today, most investors in Jianpu Technology Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Jianpu Technology's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Jianpu Technology growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.0552

At this time, Jianpu Technology's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

Jianpu Technology March 18, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Jianpu Technology help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Jianpu Technology. We use our internally-developed statistical techniques to arrive at the intrinsic value of Jianpu Technology based on widely used predictive technical indicators. In general, we focus on analyzing Jianpu Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Jianpu Technology's daily price indicators and compare them against related drivers.
When determining whether Jianpu Technology is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Jianpu Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Jianpu Technology Stock. Highlighted below are key reports to facilitate an investment decision about Jianpu Technology Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios. Also, note that the market value of any Company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.
You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.

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Is Jianpu Technology's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Jianpu Technology. If investors know Jianpu will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Jianpu Technology listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
(0.31)
Revenue Per Share
50.821
Quarterly Revenue Growth
(0.05)
Return On Assets
(0.05)
Return On Equity
(0.11)
The market value of Jianpu Technology is measured differently than its book value, which is the value of Jianpu that is recorded on the company's balance sheet. Investors also form their own opinion of Jianpu Technology's value that differs from its market value or its book value, called intrinsic value, which is Jianpu Technology's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Jianpu Technology's market value can be influenced by many factors that don't directly affect Jianpu Technology's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Jianpu Technology's value and its price as these two are different measures arrived at by different means. Investors typically determine if Jianpu Technology is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Jianpu Technology's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.