SLM Corp Company Leadership
| SLM Stock | USD 22.10 0.17 0.78% |
SLM Corp's insiders are aggressively selling. The analysis of insider sentiment suggests that most SLM Corp insiders are, at present, panicking. SLM Corp employs about 1.7 K people. The company is managed by 31 executives with a total tenure of roughly 179 years, averaging almost 5.0 years of service per executive, having 56.13 employees per reported executive.
| Raymond Quinlan Chairman Executive Chairman of the Board, CEO |
| Steven McGarry President CFO, Executive Vice President |
SLM Corp's Insider Buying Vs Selling
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Selling | Buying |
Latest Trades
| 2024-02-29 | Jonathan Boyles | Disposed 94078 @ 20.72 | View | ||
| 2024-01-30 | Donna F Vieira | Disposed 12308 @ 20.27 | View | ||
| 2023-07-31 | Nicolas Jafarieh | Disposed 7500 @ 16.12 | View |
Monitoring SLM Corp's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
SLM |
SLM Corp's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with SLM Corp's future performance. Based on our forecasts, it is anticipated that SLM will maintain a workforce of about 6710 employees by May 2024.SLM Corp Management Team Effectiveness
The company has Return on Asset of 0.0201 % which means that on every $100 spent on assets, it made $0.0201 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.3223 %, implying that it generated $0.3223 on every 100 dollars invested. SLM Corp's management efficiency ratios could be used to measure how well SLM Corp manages its routine affairs as well as how well it operates its assets and liabilities. At this time, SLM Corp's Return On Tangible Assets are very stable compared to the past year. As of the 25th of April 2024, Return On Assets is likely to grow to 0.02, while Return On Capital Employed is likely to drop 0.05. At this time, SLM Corp's Asset Turnover is very stable compared to the past year.As of the 25th of April 2024, Net Income Applicable To Common Shares is likely to grow to about 663.1 M, while Common Stock Shares Outstanding is likely to drop about 222.4 M.
SLM Corp Workforce Comparison
SLM Corp is rated below average in number of employees category among related companies. The total workforce of Financials industry is at this time estimated at about 80,234. SLM Corp holds roughly 1,740 in number of employees claiming about 2.17% of equities under Financials industry.
SLM Corp Profit Margins
The company has Net Profit Margin of 0.4 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.53 %, which entails that for every 100 dollars of revenue, it generated $0.53 of operating income.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Net Profit Margin | 0.39 | 0.3213 |
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| Operating Profit Margin | 0.73 | 0.7736 |
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| Pretax Profit Margin | 0.57 | 0.4302 |
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| Return On Assets | 0.0209 | 0.0199 |
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| Return On Equity | 0.32 | 0.3091 |
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SLM Corp Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific SLM Corp insiders, such as employees or executives, is commonly permitted as long as it does not rely on SLM Corp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, SLM Corp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2024-03-01 | 0.4667 | 14 | 30 | 482,524 | 304,666 |
| 2023-09-01 | 1.0 | 3 | 3 | 5,262 | 7,500 |
| 2023-06-01 | 3.25 | 13 | 4 | 86,590 | 191,221 |
| 2023-03-01 | 0.5556 | 15 | 27 | 1,005,928 | 301,237 |
| 2022-06-01 | 7.0 | 14 | 2 | 84,174 | 194,317 |
| 2022-03-01 | 0.5556 | 15 | 27 | 380,440 | 152,604 |
| 2021-12-01 | 5.0 | 5 | 1 | 4,575 | 299.00 |
| 2021-09-01 | 6.0 | 6 | 1 | 5,868 | 6,500 |
| 2021-06-01 | 6.0 | 12 | 2 | 55,598 | 191,077 |
| 2021-03-01 | 0.6071 | 17 | 28 | 1,056,816 | 86,677 |
| 2020-12-01 | 0.3571 | 5 | 14 | 80,800 | 168,760 |
| 2020-03-01 | 0.2963 | 16 | 54 | 437,553 | 260,960 |
| 2019-06-01 | 10.0 | 10 | 1 | 107,990 | 10,799 |
| 2019-03-01 | 0.3455 | 19 | 55 | 696,959 | 560,983 |
| 2018-06-01 | 1.8571 | 13 | 7 | 97,592 | 167,744 |
| 2018-03-01 | 0.3 | 18 | 60 | 810,113 | 1,097,994 |
| 2017-12-01 | 0.25 | 3 | 12 | 211,346 | 992,708 |
| 2017-06-01 | 1.375 | 11 | 8 | 81,103 | 209,365 |
| 2017-03-01 | 0.3137 | 16 | 51 | 575,981 | 488,111 |
| 2016-12-01 | 0.6923 | 9 | 13 | 191,250 | 350,301 |
| 2016-06-01 | 2.1667 | 13 | 6 | 125,879 | 31,263 |
| 2016-03-01 | 0.4545 | 15 | 33 | 1,072,963 | 272,969 |
| 2015-12-01 | 15.0 | 15 | 1 | 68,339 | 17,024 |
| 2015-09-01 | 0.6667 | 2 | 3 | 1,976 | 2,800 |
| 2015-06-01 | 2.2 | 11 | 5 | 54,850 | 30,685 |
| 2015-03-01 | 0.4615 | 12 | 26 | 652,026 | 120,293 |
| 2014-06-01 | 4.5238 | 95 | 21 | 4,564,917 | 929,625 |
| 2014-03-01 | 0.6429 | 9 | 14 | 418,317 | 97,840 |
| 2013-09-01 | 1.0 | 1 | 1 | 20,128 | 2,500 |
| 2013-06-01 | 0.2105 | 4 | 19 | 53,966 | 298,652 |
| 2013-03-01 | 1.4194 | 44 | 31 | 2,212,940 | 289,042 |
| 2012-12-01 | 0.2857 | 2 | 7 | 36,900 | 86,300 |
| 2012-06-01 | 0.75 | 3 | 4 | 27,140 | 60,425 |
| 2012-03-01 | 2.8261 | 65 | 23 | 3,147,726 | 201,704 |
| 2011-12-01 | 3.0 | 3 | 1 | 103,900 | 20,000 |
| 2011-06-01 | 0.16 | 4 | 25 | 52,000 | 227,770 |
| 2011-03-01 | 4.0909 | 45 | 11 | 1,554,026 | 201,619 |
| 2010-12-01 | 0.2857 | 2 | 7 | 26,115 | 161,200 |
| 2010-06-01 | 1.2222 | 11 | 9 | 97,892 | 141,000 |
| 2010-03-01 | 5.0667 | 76 | 15 | 2,935,365 | 32,304 |
| 2009-12-01 | 2.0 | 2 | 1 | 7,740 | 6,000 |
| 2009-03-01 | 1.1875 | 19 | 16 | 2,416,815 | 327,245 |
| 2008-12-01 | 0.6667 | 4 | 6 | 28,400 | 147,727 |
| 2008-09-01 | 3.0 | 6 | 2 | 48,000 | 283,651 |
| 2008-06-01 | 30.0 | 60 | 2 | 1,052,180 | 308,868 |
| 2008-03-01 | 0.6957 | 16 | 23 | 3,594,800 | 55,103 |
| 2007-12-01 | 0.0087 | 3 | 346 | 4,509,954 | 1,380,496 |
| 2007-09-01 | 0.6429 | 9 | 14 | 2,268,872 | 3,552,253 |
| 2007-06-01 | 0.2308 | 6 | 26 | 124,682 | 228,255 |
| 2007-03-01 | 0.8043 | 37 | 46 | 756,240 | 603,174 |
| 2006-12-01 | 0.625 | 30 | 48 | 467,565 | 531,125 |
| 2006-09-01 | 0.5 | 3 | 6 | 20,431 | 56,478 |
| 2006-06-01 | 0.1429 | 2 | 14 | 50,500 | 163,700 |
| 2006-03-01 | 0.4508 | 55 | 122 | 2,218,083 | 1,543,185 |
| 2005-12-01 | 0.25 | 2 | 8 | 139,200 | 253,992 |
| 2005-09-01 | 0.1795 | 7 | 39 | 421,247 | 742,823 |
| 2005-06-01 | 0.2222 | 2 | 9 | 390,000 | 114,596 |
| 2005-03-01 | 2.2273 | 49 | 22 | 1,744,703 | 421,024 |
| 2004-12-01 | 0.4754 | 29 | 61 | 422,391 | 1,024,537 |
| 2004-09-01 | 1.8571 | 26 | 14 | 295,799 | 584,924 |
| 2004-06-01 | 1.0455 | 23 | 22 | 251,210 | 272,997 |
| 2004-03-01 | 0.8 | 72 | 90 | 2,441,426 | 2,749,086 |
| 2003-12-01 | 0.92 | 23 | 25 | 54,384 | 109,701 |
| 2003-09-01 | 0.9643 | 27 | 28 | 650,907 | 964,516 |
| 2003-06-01 | 1.7778 | 16 | 9 | 98,046 | 229,109 |
SLM Corp Notable Stakeholders
A SLM Corp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as SLM Corp often face trade-offs trying to please all of them. SLM Corp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting SLM Corp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Raymond Quinlan | Executive Chairman of the Board, CEO | Profile | |
| Steven McGarry | CFO, Executive Vice President | Profile | |
| Donna Vieira | Executive Vice President Chief Marketing Officer | Profile | |
| Jonathan Boyles | Senior Vice President Controller | Profile | |
| Paul Thome | Executive Vice President Chief Accounting Officer | Profile | |
| Nicolas Jafarieh | Senior Vice President General Counsel | Profile | |
| Jeffrey Dale | Senior Vice President Chief Risk Officer | Profile | |
| Peter Graham | Executive CFO | Profile | |
| Kerri Palmer | Executive COO | Profile | |
| Frank Puleo | Independent Director | Profile | |
| Marianne Keler | Independent Director | Profile | |
| William Shiebler | Independent Director | Profile | |
| Kirsten Wolberg | Independent Director | Profile | |
| Matthew Santora | Director Relations | Profile | |
| Earl Goode | Independent Director | Profile | |
| Carter Franke | Independent Director | Profile | |
| Jim Matheson | Independent Director | Profile | |
| Paul Child | Lead Independent Director | Profile | |
| Jed Pitcher | Independent Director | Profile | |
| Mark Lavelle | Independent Director | Profile | |
| Vivian SchneckLast | Independent Director | Profile | |
| Robert Strong | Independent Director | Profile | |
| Munish Pahwa | Chief VP | Profile | |
| Melissa CPA | VP Relations | Profile | |
| Richard Nelson | Chief VP | Profile | |
| Brian Cronin | VP Relations | Profile | |
| William Wolf | Executive Officer | Profile | |
| Tim Morrison | Sr Relations | Profile | |
| Daniel Kennedy | Ex COO | Profile | |
| Jonathan Witter | CEO Director | Profile | |
| Joni Reich | Ex Admin | Profile |
About SLM Corp Management Performance
The success or failure of an entity such as SLM Corp often depends on how effective the management is. SLM Corp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of SLM management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the SLM management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | 0.05 | 0.05 | |
| Return On Assets | 0.02 | 0.02 | |
| Return On Equity | 0.31 | 0.32 |
The data published in SLM Corp's official financial statements usually reflect SLM Corp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of SLM Corp. For example, before you start analyzing numbers published by SLM accountants, it's critical to develop an understanding of what SLM Corp's liquidity, profitability, and earnings quality are in the context of the Consumer Finance space in which it operates.
Please note, the presentation of SLM Corp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, SLM Corp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in SLM Corp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of SLM Corp. Please utilize our Beneish M Score to check the likelihood of SLM Corp's management manipulating its earnings.
SLM Corp Workforce Analysis
Traditionally, organizations such as SLM Corp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare SLM Corp within its industry.SLM Corp Manpower Efficiency
Return on SLM Corp Manpower
| Revenue Per Employee | 1.5M | |
| Revenue Per Executive | 83.6M | |
| Net Income Per Employee | 334.1K | |
| Net Income Per Executive | 18.8M |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SLM Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis. To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Complementary Tools for SLM Stock analysis
When running SLM Corp's price analysis, check to measure SLM Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SLM Corp is operating at the current time. Most of SLM Corp's value examination focuses on studying past and present price action to predict the probability of SLM Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move SLM Corp's price. Additionally, you may evaluate how the addition of SLM Corp to your portfolios can decrease your overall portfolio volatility.
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Is SLM Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SLM Corp. If investors know SLM will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SLM Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.62) | Dividend Share 0.44 | Earnings Share 2.41 | Revenue Per Share 6.326 | Quarterly Revenue Growth 8.819 |
The market value of SLM Corp is measured differently than its book value, which is the value of SLM that is recorded on the company's balance sheet. Investors also form their own opinion of SLM Corp's value that differs from its market value or its book value, called intrinsic value, which is SLM Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SLM Corp's market value can be influenced by many factors that don't directly affect SLM Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SLM Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if SLM Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SLM Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.