St Bancorp Stock Analysis

STBA Stock  USD 30.79  0.32  1.05%   
ST Bancorp is fairly valued with Real Value of 30.35 and Target Price of 29.25. The main objective of ST Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what ST Bancorp is worth, separate from its market price. There are two main types of ST Bancorp's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect ST Bancorp's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of ST Bancorp's stock to identify patterns and trends that may indicate its future price movements.
The ST Bancorp stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. ST Bancorp is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. STBA Stock trading window is adjusted to America/New York timezone. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and ST Bancorp's ongoing operational relationships across important fundamental and technical indicators.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.

STBA Stock Analysis Notes

About 66.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.87. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. ST Bancorp last dividend was issued on the 7th of February 2024. The entity had 2:1 split on the 2nd of November 1998. ST Bancorp, Inc. operates as the bank holding company for ST Bank that provides retail and commercial banking products and services. ST Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania. ST Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1160 people. To find out more about ST Bancorp contact Todd Brice at 800 325 2265 or learn more at https://www.stbancorp.com.

ST Bancorp Quarterly Total Revenue

93.68 Million

ST Bancorp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. ST Bancorp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding ST Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
ST Bancorp generated a negative expected return over the last 90 days
ST Bancorp has a poor financial position based on the latest SEC disclosures
About 66.0% of the company shares are owned by institutional investors
Latest headline from finance.yahoo.com: ST Bancorp, Inc. Q1 2024 Earnings Call Transcript

ST Bancorp Upcoming and Recent Events

Earnings reports are used by ST Bancorp to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to ST Bancorp previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

STBA Largest EPS Surprises

Earnings surprises can significantly impact ST Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2020-07-30
2020-06-300.30.340.0413 
2010-07-19
2010-06-300.320.28-0.0412 
2010-01-25
2009-12-310.240.280.0416 
View All Earnings Estimates

STBA Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as ST Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading ST Bancorp backward and forwards among themselves. ST Bancorp's institutional investor refers to the entity that pools money to purchase ST Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
American Century Companies Inc2023-12-31
289.7 K
Bridgeway Capital Management, Llc2023-12-31
275.8 K
Norges Bank2023-12-31
270.9 K
Goldman Sachs Group Inc2023-12-31
264.3 K
Proshare Advisors Llc2023-12-31
263.6 K
Panagora Asset Management Inc2023-12-31
232 K
First Commonwealth Financial Corp2023-12-31
227.8 K
Amvescap Plc.2023-12-31
224.4 K
Principal Financial Group Inc2023-12-31
210.4 K
Blackrock Inc2023-12-31
5.6 M
Vanguard Group Inc2023-12-31
4.6 M
Note, although ST Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

STBA Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.16 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate ST Bancorp's market, we take the total number of its shares issued and multiply it by ST Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

STBA Profitablity

ST Bancorp's profitability indicators refer to fundamental financial ratios that showcase ST Bancorp's ability to generate income relative to its revenue or operating costs. If, let's say, ST Bancorp is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, ST Bancorp's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of ST Bancorp's profitability requires more research than a typical breakdown of ST Bancorp's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.36 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.43 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.43.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed 0.16  0.15 
Return On Assets 0.02  0.01 
Return On Equity 0.11  0.13 

Management Efficiency

ST Bancorp has return on total asset (ROA) of 0.0145 % which means that it generated a profit of $0.0145 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.108 %, meaning that it created $0.108 on every $100 dollars invested by stockholders. ST Bancorp's management efficiency ratios could be used to measure how well ST Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, ST Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 9.8 B, whereas Total Current Assets are forecasted to decline to about 227.1 M.
Last ReportedProjected for Next Year
Book Value Per Share 33.39  35.06 
Net Current Asset Value 0.00  0.00 
Tangible Asset Value 0.00  0.00 
Tangible Book Value Per Share 23.57  14.38 
Enterprise Value Over EBITDA 249.17  261.63 
Price Book Value Ratio 1.00  0.95 
Enterprise Value Multiple 249.17  261.63 
Price Fair Value 1.00  0.95 
Enterprise Value1.6 B876.3 M
The analysis of ST Bancorp's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze ST Bancorp's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of STBA Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Dividend Yield
0.0433
Forward Dividend Yield
0.0433
Forward Dividend Rate
1.32
Beta
0.767

Technical Drivers

As of the 22nd of April, ST Bancorp owns the Risk Adjusted Performance of (0), mean deviation of 1.52, and Standard Deviation of 2.1. Concerning fundamental indicators, the technical analysis model makes it possible for you to check potential technical drivers of ST Bancorp, as well as the relationship between them. Strictly speaking, you can use this information to find out if the company will indeed mirror its model of historical prices and volume patterns, or the prices will eventually revert. We have analyzed thirteen technical drivers for ST Bancorp, which can be compared to its peers in the sector. Please validate ST Bancorp information ratio, and the relationship between the coefficient of variation and value at risk to decide if ST Bancorp is priced correctly, providing market reflects its prevailing price of 30.79 per share. Given that ST Bancorp has information ratio of (0.06), we advise you to double-check ST Bancorp's latest market performance to make sure the company can sustain itself at some future date.

ST Bancorp Price Movement Analysis

Execute Study
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. ST Bancorp middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for ST Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

ST Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific ST Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on ST Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases ST Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

ST Bancorp Predictive Daily Indicators

ST Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of ST Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

ST Bancorp Corporate Filings

8K
18th of April 2024
Report filed with the SEC to announce major events that shareholders should know about
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F4
12th of April 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
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F4
3rd of April 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
1st of April 2024
Other Reports
ViewVerify
10K
27th of February 2024
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
8K
15th of February 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
14th of February 2024
Other Reports
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13A
9th of February 2024
An amended filing to the original Schedule 13G
ViewVerify

ST Bancorp Forecast Models

ST Bancorp's time-series forecasting models are one of many ST Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary ST Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About STBA Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how ST Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling STBA shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as ST Bancorp. By using and applying STBA Stock analysis, traders can create a robust methodology for identifying STBA entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.33  0.45 
Operating Profit Margin 0.88  0.84 
Net Profit Margin 0.27  0.33 
Gross Profit Margin 0.90  0.78 

Current STBA Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. STBA analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. STBA analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
29.25Hold5Odds
ST Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most STBA analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand STBA stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of ST Bancorp, talking to its executives and customers, or listening to STBA conference calls.
STBA Analyst Advice Details

STBA Stock Analysis Indicators

ST Bancorp stock analysis indicators help investors evaluate how ST Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading ST Bancorp shares will generate the highest return on investment. By understating and applying ST Bancorp stock analysis, traders can identify ST Bancorp position entry and exit signals to maximize returns.
Begin Period Cash Flow210 M
Long Term Debt88.6 M
Common Stock Shares Outstanding38.7 M
Total Stockholder Equity1.3 B
Tax Provision35 M
Quarterly Earnings Growth Y O Y-0.206
Property Plant And Equipment Net91.1 M
Cash And Short Term Investments-233.6 M
Cash233.6 M
Net Debt318.7 M
50 Day M A30.9592
Total Current Liabilities6.6 B
Other Operating Expenses357.3 M
Non Current Assets Total9.3 B
Forward Price Earnings9.2851
Non Currrent Assets Other8.5 B
Stock Based Compensation3.9 M
When determining whether ST Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ST Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of St Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on St Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.
Note that the ST Bancorp information on this page should be used as a complementary analysis to other ST Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Stocks Directory module to find actively traded stocks across global markets.

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When running ST Bancorp's price analysis, check to measure ST Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ST Bancorp is operating at the current time. Most of ST Bancorp's value examination focuses on studying past and present price action to predict the probability of ST Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ST Bancorp's price. Additionally, you may evaluate how the addition of ST Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is ST Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ST Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.21)
Dividend Share
0.98
Earnings Share
3.74
Revenue Per Share
9.973
Quarterly Revenue Growth
(0.07)
The market value of ST Bancorp is measured differently than its book value, which is the value of STBA that is recorded on the company's balance sheet. Investors also form their own opinion of ST Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ST Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ST Bancorp's market value can be influenced by many factors that don't directly affect ST Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.