Synchrony Financial Company Top Insiders
SYF Stock | USD 45.02 2.16 5.04% |
Synchrony Financial's insiders are aggressively selling. The analysis of insider sentiment suggests that almost all Synchrony Financial insiders are, at present, panicking. Synchrony Financial employs about 20 K people. The company is managed by 34 executives with a total tenure of roughly 173 years, averaging almost 5.0 years of service per executive, having 588.24 employees per reported executive.
David Fasoli CEO Executive Vice President and CEO—CareCredit |
Neeraj Mehta CEO Executive Vice President, Chief Executive Officer of Payment Solutions and Chief Commercial Officer |
Synchrony Financial's Insider Buying Vs Selling
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Selling | Buying |
Latest Trades
2024-03-15 | Curtis Howse | Disposed 6179 @ 42.82 | View | ||
2024-03-05 | Brian D Doubles | Disposed 134696 @ 41.26 | View | ||
2024-02-01 | David P Melito | Disposed 7283 @ 38.99 | View | ||
2023-12-14 | Bart Schaller | Disposed 4644 @ 37.5 | View | ||
2023-12-12 | Carol Juel | Disposed 533 @ 36 | View | ||
2023-08-09 | David P Melito | Disposed 15015 @ 35 | View | ||
2023-08-01 | Brian D Doubles | Disposed 36610 @ 34.5 | View |
Monitoring Synchrony Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Synchrony |
Synchrony Financial's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Synchrony Financial's future performance. Based on our forecasts, it is anticipated that Synchrony will maintain a workforce of roughly 20000 employees by May 2024.Synchrony Financial's latest congressional trading
Congressional trading in companies like Synchrony Financial, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Synchrony Financial by those in governmental positions are based on the same information available to the general public.
2023-04-10 | Representative Daniel Goldman | Acquired Under $15K | Verify | ||
2023-03-23 | Representative Ann Wagner | Acquired $100K to $250K | Verify | ||
2022-11-08 | Representative Kurt Schrader | Acquired Under $15K | Verify | ||
2022-08-03 | Representative Kathy Manning | Acquired Under $15K | Verify | ||
2022-04-28 | Representative Zoe Lofgren | Disposed Under $15K | Verify | ||
2021-09-30 | Representative Susie Lee | Acquired Under $15K | Verify | ||
2021-02-16 | Representative Peter Meijer | Acquired $15K to $50K | Verify | ||
2021-02-05 | Representative Josh Gottheimer | Acquired Under $15K | Verify | ||
2020-04-29 | Representative Gilbert Cisneros | Acquired Under $15K | Verify | ||
2020-04-02 | Representative Dean Phillips | Acquired Under $15K | Verify | ||
2017-03-02 | Senator James M. Inhofe | Acquired $50K to $100K | Verify |
Synchrony Financial Management Team Effectiveness
The company has Return on Asset of 0.0202 % which means that on every $100 spent on assets, it made $0.0202 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1672 %, implying that it generated $0.1672 on every 100 dollars invested. Synchrony Financial's management efficiency ratios could be used to measure how well Synchrony Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Synchrony Financial's Return On Equity is most likely to slightly decrease in the upcoming years. At this time, Synchrony Financial's Net Tangible Assets are most likely to increase significantly in the upcoming years. The Synchrony Financial's current Return On Tangible Assets is estimated to increase to 0.03, while Non Current Assets Total are projected to decrease to roughly 1.7 B.Synchrony Financial Quarterly Income Before Tax |
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Synchrony Financial Workforce Comparison
Synchrony Financial is rated below average in number of employees category among related companies. The total workforce of Financials industry is at this time estimated at about 275,835. Synchrony Financial holds roughly 20,000 in number of employees claiming about 7% of equities under Financials industry.
Synchrony Financial Profit Margins
The company has Net Profit Margin of 0.29 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.47 %, which entails that for every 100 dollars of revenue, it generated $0.47 of operating income.Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Gross Profit Margin | 0.95 | 0.7618 |
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Net Profit Margin | 0.18 | 0.1642 |
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Operating Profit Margin | 0.2 | 0.2131 |
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Pretax Profit Margin | 0.34 | 0.2131 |
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Return On Assets | 0.0312 | 0.0191 |
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Return On Equity | 0.25 | 0.161 |
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Synchrony Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Synchrony Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Synchrony Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Synchrony Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
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2024-03-01 | 1.3415 | 55 | 41 | 879,233 | 827,714 |
2023-12-01 | 3.1429 | 22 | 7 | 19,426 | 31,087 |
2023-09-01 | 4.2857 | 30 | 7 | 55,042 | 77,981 |
2023-06-01 | 2.5455 | 28 | 11 | 18,009 | 18,160 |
2023-03-01 | 1.5625 | 50 | 32 | 1,085,120 | 644,165 |
2022-12-01 | 6.2 | 31 | 5 | 17,646 | 127,896 |
2022-09-01 | 16.0 | 32 | 2 | 18,978 | 1,066 |
2022-06-01 | 2.1333 | 32 | 15 | 20,645 | 109,526 |
2022-03-01 | 2.8125 | 45 | 16 | 416,562 | 221,463 |
2021-12-01 | 33.0 | 33 | 1 | 13,140 | 821.00 |
2021-09-01 | 2.0 | 46 | 23 | 278,111 | 564,711 |
2021-06-01 | 1.1379 | 33 | 29 | 73,925 | 287,398 |
2021-03-01 | 1.0694 | 77 | 72 | 1,653,959 | 1,679,157 |
2020-12-01 | 5.0 | 35 | 7 | 128,540 | 240,350 |
2020-09-01 | 10.6667 | 32 | 3 | 33,045 | 0.00 |
2020-06-01 | 2.6667 | 32 | 12 | 44,964 | 102,367 |
2020-03-01 | 1.7097 | 53 | 31 | 967,525 | 814,428 |
2019-12-01 | 17.0 | 34 | 2 | 31,124 | 12,489 |
2019-09-01 | 2.6364 | 29 | 11 | 16,193 | 22,767 |
2019-06-01 | 2.0 | 40 | 20 | 177,568 | 402,782 |
2019-03-01 | 1.8519 | 50 | 27 | 799,969 | 417,451 |
2018-09-01 | 1.75 | 28 | 16 | 39,566 | 350,987 |
2018-06-01 | 1.96 | 49 | 25 | 584,277 | 110,791 |
2018-03-01 | 1.4545 | 32 | 22 | 51,403 | 226,247 |
2017-12-01 | 3.0909 | 34 | 11 | 48,936 | 10,778 |
2017-09-01 | 0.8182 | 9 | 11 | 11,703 | 17,777 |
2017-06-01 | 2.6 | 26 | 10 | 578,215 | 26,164 |
2017-03-01 | 1.0909 | 12 | 11 | 25,785 | 39,502 |
2016-12-01 | 1.0 | 12 | 12 | 24,471 | 39,981 |
2016-09-01 | 1.2857 | 9 | 7 | 8,357 | 8,447 |
2016-06-01 | 2.4 | 24 | 10 | 437,306 | 10,928 |
2015-12-01 | 5.0 | 10 | 2 | 8,676 | 705,270,833 |
2015-09-01 | 0.5 | 4 | 8 | 3,516 | 10,857 |
2015-06-01 | 19.0 | 19 | 1 | 248,275 | 63,532 |
Synchrony Financial Notable Stakeholders
A Synchrony Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Synchrony Financial often face trade-offs trying to please all of them. Synchrony Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Synchrony Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
David Fasoli | Executive Vice President and CEO—CareCredit | Profile | |
Neeraj Mehta | Executive Vice President, Chief Executive Officer of Payment Solutions and Chief Commercial Officer | Profile | |
Glenn Marino | Chief Commercial Officer, Executive VP and CEO of Payment Solutions | Profile | |
Margaret Keane | Chief Executive Officer, Director | Profile | |
Alberto Casellas | Executive Vice President, Chief Executive Officer - Health and Wellness | Profile | |
Bart Schaller | Executive Vice President, Chief Executive Officer - Digital | Profile | |
Curtis Howse | Executive Vice President, Chief Executive Officer - Payment Solutions, Chief Commercial Officer | Profile | |
Thomas Quindlen | Executive Vice President, Chief Executive Officer - Diversified and Value and Lifestyle | Profile | |
Richard Hartnack | Non-Executive Independent Chairman of the Board | Profile | |
Brian Doubles | CFO, Executive VP, Treasurer and Chairman of Asset and Liability Management Committee | Profile | |
Henry Greig | Chief Risk Officer, Executive VP and Chairman of Enterprise Risk Management Committee | Profile | |
David Melito | Senior Vice President Chief Accounting Officer, Controller | Profile | |
Paul Whynott | Executive Vice President Chief Risk Officer | Profile | |
Brian Wenzel | Chief Financial Officer, Executive Vice President | Profile | |
Jonathan Mothner | Executive Vice President General Counsel, Secretary | Profile | |
Brian Sr | Executive CFO | Profile | |
Roy Guthrie | Independent Director | Profile | |
Arthur Coviello | Independent Director | Profile | |
Fernando Aguirre | Independent Director | Profile | |
Ellen Zane | Independent Director | Profile | |
Jeffrey Naylor | Lead Independent Director | Profile | |
Paget Alves | Independent Director | Profile | |
Laurel Richie | Independent Director | Profile | |
William Graylin | Independent Director | Profile | |
P Parker | Independent Director | Profile | |
Olympia Snowe | Independent Director | Profile | |
DJ Casto | Executive Officer | Profile | |
Jonathan Esq | Executive Officer | Profile | |
Kamila Chytil | Director | Profile | |
Mike Bopp | Executive Vice President Chief Growth Officer | Profile | |
Trish Mosconi | Chief EVP | Profile | |
Michael Bopp | Executive Officer | Profile | |
Kathryn Miller | Senior Relations | Profile | |
Carol Juel | Executive Vice President Chief Technology and Operating Officer | Profile |
About Synchrony Financial Management Performance
The success or failure of an entity such as Synchrony Financial often depends on how effective the management is. Synchrony Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Synchrony management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Synchrony management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.02 | 0.03 | |
Return On Capital Employed | 0.03 | 0.02 | |
Return On Assets | 0.02 | 0.03 | |
Return On Equity | 0.16 | 0.25 |
The data published in Synchrony Financial's official financial statements usually reflect Synchrony Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Synchrony Financial. For example, before you start analyzing numbers published by Synchrony accountants, it's critical to develop an understanding of what Synchrony Financial's liquidity, profitability, and earnings quality are in the context of the Consumer Finance space in which it operates.
Please note, the presentation of Synchrony Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Synchrony Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Synchrony Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Synchrony Financial. Please utilize our Beneish M Score to check the likelihood of Synchrony Financial's management manipulating its earnings.
Synchrony Financial Workforce Analysis
Traditionally, organizations such as Synchrony Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Synchrony Financial within its industry.Synchrony Financial Manpower Efficiency
Return on Synchrony Financial Manpower
Revenue Per Employee | 681.4K | |
Revenue Per Executive | 400.8M | |
Net Income Per Employee | 111.9K | |
Net Income Per Executive | 65.8M |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing. For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.You can also try the CEOs Directory module to screen CEOs from public companies around the world.
Complementary Tools for Synchrony Stock analysis
When running Synchrony Financial's price analysis, check to measure Synchrony Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synchrony Financial is operating at the current time. Most of Synchrony Financial's value examination focuses on studying past and present price action to predict the probability of Synchrony Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Synchrony Financial's price. Additionally, you may evaluate how the addition of Synchrony Financial to your portfolios can decrease your overall portfolio volatility.
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Is Synchrony Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.18) | Dividend Share 0.96 | Earnings Share 5.19 | Revenue Per Share 18.191 | Quarterly Revenue Growth (0.02) |
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.