Synchrony Financial Company Top Insiders

SYF Stock  USD 45.02  2.16  5.04%   
Synchrony Financial's insiders are aggressively selling. The analysis of insider sentiment suggests that almost all Synchrony Financial insiders are, at present, panicking. Synchrony Financial employs about 20 K people. The company is managed by 34 executives with a total tenure of roughly 173 years, averaging almost 5.0 years of service per executive, having 588.24 employees per reported executive.
David Fasoli  CEO
Executive Vice President and CEO—CareCredit
Neeraj Mehta  CEO
Executive Vice President, Chief Executive Officer of Payment Solutions and Chief Commercial Officer

Synchrony Financial's Insider Buying Vs Selling

0

 
Selling
 
Buying

Latest Trades

2024-03-15Curtis HowseDisposed 6179 @ 42.82View
2024-03-05Brian D DoublesDisposed 134696 @ 41.26View
2024-02-01David P MelitoDisposed 7283 @ 38.99View
2023-12-14Bart SchallerDisposed 4644 @ 37.5View
2023-12-12Carol JuelDisposed 533 @ 36View
2023-08-09David P MelitoDisposed 15015 @ 35View
2023-08-01Brian D DoublesDisposed 36610 @ 34.5View
Monitoring Synchrony Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.

Synchrony Financial's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Synchrony Financial's future performance. Based on our forecasts, it is anticipated that Synchrony will maintain a workforce of roughly 20000 employees by May 2024.
 
Yuan Drop
 
Covid

Synchrony Financial's latest congressional trading

Congressional trading in companies like Synchrony Financial, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Synchrony Financial by those in governmental positions are based on the same information available to the general public.
2023-04-10Representative Daniel GoldmanAcquired Under $15KVerify
2023-03-23Representative Ann WagnerAcquired $100K to $250KVerify
2022-11-08Representative Kurt SchraderAcquired Under $15KVerify
2022-08-03Representative Kathy ManningAcquired Under $15KVerify
2022-04-28Representative Zoe LofgrenDisposed Under $15KVerify
2021-09-30Representative Susie LeeAcquired Under $15KVerify
2021-02-16Representative Peter MeijerAcquired $15K to $50KVerify
2021-02-05Representative Josh GottheimerAcquired Under $15KVerify
2020-04-29Representative Gilbert CisnerosAcquired Under $15KVerify
2020-04-02Representative Dean PhillipsAcquired Under $15KVerify
2017-03-02Senator James M. InhofeAcquired $50K to $100KVerify

Synchrony Financial Management Team Effectiveness

The company has Return on Asset of 0.0202 % which means that on every $100 spent on assets, it made $0.0202 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1672 %, implying that it generated $0.1672 on every 100 dollars invested. Synchrony Financial's management efficiency ratios could be used to measure how well Synchrony Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Synchrony Financial's Return On Equity is most likely to slightly decrease in the upcoming years. At this time, Synchrony Financial's Net Tangible Assets are most likely to increase significantly in the upcoming years. The Synchrony Financial's current Return On Tangible Assets is estimated to increase to 0.03, while Non Current Assets Total are projected to decrease to roughly 1.7 B.

Synchrony Financial Quarterly Income Before Tax

539 Million

The Synchrony Financial's current Common Stock Shares Outstanding is estimated to increase to about 562.4 M, while Net Income Applicable To Common Shares is projected to decrease to roughly 2.8 B.

Synchrony Financial Workforce Comparison

Synchrony Financial is rated below average in number of employees category among related companies. The total workforce of Financials industry is at this time estimated at about 275,835. Synchrony Financial holds roughly 20,000 in number of employees claiming about 7% of equities under Financials industry.

Synchrony Financial Profit Margins

The company has Net Profit Margin of 0.29 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.47 %, which entails that for every 100 dollars of revenue, it generated $0.47 of operating income.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.950.7618
Fairly Up
Pretty Stable
Net Profit Margin0.180.1642
Significantly Up
Very volatile
Operating Profit Margin0.20.2131
Notably Down
Slightly volatile
Pretax Profit Margin0.340.2131
Way Up
Pretty Stable
Return On Assets0.03120.0191
Way Up
Slightly volatile
Return On Equity0.250.161
Way Up
Slightly volatile

Synchrony Financial Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Synchrony Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Synchrony Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Synchrony Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-03-01
1.3415
55
41
 879,233 
 827,714 
2023-12-01
3.1429
22
7
 19,426 
 31,087 
2023-09-01
4.2857
30
7
 55,042 
 77,981 
2023-06-01
2.5455
28
11
 18,009 
 18,160 
2023-03-01
1.5625
50
32
 1,085,120 
 644,165 
2022-12-01
6.2
31
5
 17,646 
 127,896 
2022-09-01
16.0
32
2
 18,978 
 1,066 
2022-06-01
2.1333
32
15
 20,645 
 109,526 
2022-03-01
2.8125
45
16
 416,562 
 221,463 
2021-12-01
33.0
33
1
 13,140 
 821.00 
2021-09-01
2.0
46
23
 278,111 
 564,711 
2021-06-01
1.1379
33
29
 73,925 
 287,398 
2021-03-01
1.0694
77
72
 1,653,959 
 1,679,157 
2020-12-01
5.0
35
7
 128,540 
 240,350 
2020-09-01
10.6667
32
3
 33,045 
 0.00 
2020-06-01
2.6667
32
12
 44,964 
 102,367 
2020-03-01
1.7097
53
31
 967,525 
 814,428 
2019-12-01
17.0
34
2
 31,124 
 12,489 
2019-09-01
2.6364
29
11
 16,193 
 22,767 
2019-06-01
2.0
40
20
 177,568 
 402,782 
2019-03-01
1.8519
50
27
 799,969 
 417,451 
2018-09-01
1.75
28
16
 39,566 
 350,987 
2018-06-01
1.96
49
25
 584,277 
 110,791 
2018-03-01
1.4545
32
22
 51,403 
 226,247 
2017-12-01
3.0909
34
11
 48,936 
 10,778 
2017-09-01
0.8182
9
11
 11,703 
 17,777 
2017-06-01
2.6
26
10
 578,215 
 26,164 
2017-03-01
1.0909
12
11
 25,785 
 39,502 
2016-12-01
1.0
12
12
 24,471 
 39,981 
2016-09-01
1.2857
9
7
 8,357 
 8,447 
2016-06-01
2.4
24
10
 437,306 
 10,928 
2015-12-01
5.0
10
2
 8,676 
 705,270,833 
2015-09-01
0.5
4
8
 3,516 
 10,857 
2015-06-01
19.0
19
1
 248,275 
 63,532 

Synchrony Financial Notable Stakeholders

A Synchrony Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Synchrony Financial often face trade-offs trying to please all of them. Synchrony Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Synchrony Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
David FasoliExecutive Vice President and CEO—CareCreditProfile
Neeraj MehtaExecutive Vice President, Chief Executive Officer of Payment Solutions and Chief Commercial OfficerProfile
Glenn MarinoChief Commercial Officer, Executive VP and CEO of Payment SolutionsProfile
Margaret KeaneChief Executive Officer, DirectorProfile
Alberto CasellasExecutive Vice President, Chief Executive Officer - Health and WellnessProfile
Bart SchallerExecutive Vice President, Chief Executive Officer - DigitalProfile
Curtis HowseExecutive Vice President, Chief Executive Officer - Payment Solutions, Chief Commercial OfficerProfile
Thomas QuindlenExecutive Vice President, Chief Executive Officer - Diversified and Value and LifestyleProfile
Richard HartnackNon-Executive Independent Chairman of the BoardProfile
Brian DoublesCFO, Executive VP, Treasurer and Chairman of Asset and Liability Management CommitteeProfile
Henry GreigChief Risk Officer, Executive VP and Chairman of Enterprise Risk Management CommitteeProfile
David MelitoSenior Vice President Chief Accounting Officer, ControllerProfile
Paul WhynottExecutive Vice President Chief Risk OfficerProfile
Brian WenzelChief Financial Officer, Executive Vice PresidentProfile
Jonathan MothnerExecutive Vice President General Counsel, SecretaryProfile
Brian SrExecutive CFOProfile
Roy GuthrieIndependent DirectorProfile
Arthur CovielloIndependent DirectorProfile
Fernando AguirreIndependent DirectorProfile
Ellen ZaneIndependent DirectorProfile
Jeffrey NaylorLead Independent DirectorProfile
Paget AlvesIndependent DirectorProfile
Laurel RichieIndependent DirectorProfile
William GraylinIndependent DirectorProfile
P ParkerIndependent DirectorProfile
Olympia SnoweIndependent DirectorProfile
DJ CastoExecutive OfficerProfile
Jonathan EsqExecutive OfficerProfile
Kamila ChytilDirectorProfile
Mike BoppExecutive Vice President Chief Growth OfficerProfile
Trish MosconiChief EVPProfile
Michael BoppExecutive OfficerProfile
Kathryn MillerSenior RelationsProfile
Carol JuelExecutive Vice President Chief Technology and Operating OfficerProfile

About Synchrony Financial Management Performance

The success or failure of an entity such as Synchrony Financial often depends on how effective the management is. Synchrony Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Synchrony management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Synchrony management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.03 
Return On Capital Employed 0.03  0.02 
Return On Assets 0.02  0.03 
Return On Equity 0.16  0.25 
The data published in Synchrony Financial's official financial statements usually reflect Synchrony Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Synchrony Financial. For example, before you start analyzing numbers published by Synchrony accountants, it's critical to develop an understanding of what Synchrony Financial's liquidity, profitability, and earnings quality are in the context of the Consumer Finance space in which it operates.
Please note, the presentation of Synchrony Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Synchrony Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Synchrony Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Synchrony Financial. Please utilize our Beneish M Score to check the likelihood of Synchrony Financial's management manipulating its earnings.

Synchrony Financial Workforce Analysis

Traditionally, organizations such as Synchrony Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Synchrony Financial within its industry.

Synchrony Financial Manpower Efficiency

Return on Synchrony Financial Manpower

Revenue Per Employee681.4K
Revenue Per Executive400.8M
Net Income Per Employee111.9K
Net Income Per Executive65.8M
When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.
You can also try the CEOs Directory module to screen CEOs from public companies around the world.

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Is Synchrony Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Dividend Share
0.96
Earnings Share
5.19
Revenue Per Share
18.191
Quarterly Revenue Growth
(0.02)
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.