Tfs Financial Stock Today

TFSL Stock  USD 12.60  0.34  2.77%   

Performance

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Odds Of Distress

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TFS Financial is selling for 12.60 as of the 28th of March 2024. This is a 2.77 percent up since the beginning of the trading day. The stock's lowest day price was 12.29. TFS Financial has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Equity ratings for TFS Financial are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 27th of February 2024 and ending today, the 28th of March 2024. Click here to learn more.
Business Domain
Banks
IPO Date
23rd of April 2007
Category
Financial Services
Classification
Financials
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC. Tfs Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 280.71 M outstanding shares of which 2.81 M shares are at this time shorted by private and institutional investors with about 9.43 trading days to cover. More on TFS Financial

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Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

TFS Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. TFS Financial's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding TFS Financial or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
ChairmanMarc Stefanski
Business ConcentrationThrifts & Mortgage Finance, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Financial 100, NASDAQ Composite Total, Financials, Thrifts & Mortgage Finance, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering TFS Financial report their recommendations after researching TFS Financial's financial statements, talking to executives and customers, or listening in on TFS Financial's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering TFS Financial. The TFS consensus assessment is calculated by taking the average forecast from all of the analysts covering TFS Financial.
Financial Strength
Based on the analysis of TFS Financial's profitability, liquidity, and operating efficiency, TFS Financial is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in April. Financial strength of TFS Financial is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00360.004
Moderately Down
Pretty Stable
Asset Turnover0.01730.0162
Notably Up
Pretty Stable
Total Current Liabilities4.7 M9.3 M
Way Down
Slightly volatile
Non Current Liabilities Total6.4 B6.1 B
Sufficiently Up
Slightly volatile
Total Assets13.2 B19.5 B
Way Down
Slightly volatile
Total Current Assets1.1 B1.2 B
Notably Down
Slightly volatile
TFS Financial's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to TFS Financial's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand TFS Financial's financial leverage. It provides some insight into what part of TFS Financial's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on TFS Financial's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how TFS Financial deploys its capital and how much of that capital is borrowed.
Liquidity
TFS Financial cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 5.27 B in liabilities with Debt to Equity (D/E) ratio of 6.77, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist TFS Financial until it has trouble settling it off, either with new capital or with free cash flow. So, TFS Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like TFS Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for TFS to invest in growth at high rates of return. When we think about TFS Financial's use of debt, we should always consider it together with cash and equity.

Other Cashflows From Financing Activities

(562,590)
TFS Financial (TFSL) is traded on NASDAQ Exchange in USA. It is located in 7007 Broadway Avenue, Cleveland, OH, United States, 44105 and employs 995 people. TFS Financial is listed under Thrifts & Mortgage Finance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 3.44 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate TFS Financial's market, we take the total number of its shares issued and multiply it by TFS Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. TFS Financial conducts business under Thrifts & Mortgage Finance sector and is part of Financials industry. The entity has 280.71 M outstanding shares of which 2.81 M shares are at this time shorted by private and institutional investors with about 9.43 trading days to cover. TFS Financial currently holds about 387.53 M in cash with 46.57 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.4.
Check TFS Financial Probability Of Bankruptcy
Ownership Allocation
TFS Financial shows a total of 280.71 Million outstanding shares. The majority of TFS Financial outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in TFS Financial to benefit from reduced commissions. Therefore, institutions are subject to a different set of regulations than regular investors in TFS Financial. Please pay attention to any change in the institutional holdings of TFS Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check TFS Ownership Details

TFS Stock Price Odds Analysis

Proceeding from a normal probability distribution, the odds of TFS Financial jumping above the current price in 90 days from now is about 80.16%. The TFS Financial probability density function shows the probability of TFS Financial stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days TFS Financial has a beta of -0.1734. This usually implies as returns on benchmark increase, returns on holding TFS Financial are expected to decrease at a much lower rate. During the bear market, however, TFS Financial is likely to outperform the market. Additionally, tFS Financial has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming NYSE Composite.
  Odds Below 12.6HorizonTargetOdds Above 12.6
19.69%90 days
 12.60 
80.16%
Based on a normal probability distribution, the odds of TFS Financial to move above the current price in 90 days from now is about 80.16 (This TFS Financial probability density function shows the probability of TFS Stock to fall within a particular range of prices over 90 days) .

TFS Stock Institutional Holders

Institutional Holdings refers to the ownership stake in TFS Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of TFS Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing TFS Financial's value.
InstituionRecorded OnShares
Morgan Stanley - Brokerage Accounts2023-09-30
516.2 K
Brandywine Global Investment Mgmt Llc2023-12-31
498.2 K
Charles Schwab Investment Management Inc2023-09-30
409.2 K
Northern Trust Corp2023-09-30
350.9 K
Alaska Permanent Fund Corp2023-09-30
271.7 K
Norges Bank2023-12-31
192.3 K
Nuveen Asset Management, Llc2023-09-30
183.4 K
Goldman Sachs Group Inc2023-09-30
169.9 K
Bank Of America Corp2023-09-30
148.7 K
Vanguard Group Inc2023-09-30
5.3 M
Renaissance Technologies Corp2023-09-30
3.8 M
View TFS Financial Diagnostics

TFS Financial Historical Income Statement

TFS Financial Income Statement is one of the three primary financial statements used for reporting TFS's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of TFS Financial revenue and expense. TFS Financial Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, TFS Financial's Reconciled Depreciation is quite stable compared to the past year. View More Fundamentals

TFS Stock Against Markets

Picking the right benchmark for TFS Financial stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in TFS Financial stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for TFS Financial is critical whether you are bullish or bearish towards TFS Financial at a given time. Please also check how TFS Financial's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in TFS Financial without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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TFS Financial Corporate Directors

TFS Financial corporate directors refer to members of a TFS Financial board of directors. The board of directors generally takes responsibility for the TFS Financial's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of TFS Financial's board members must vote for the resolution. The TFS Financial board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Anthony AsherIndependent DirectorProfile
Terrence OzanIndependent DirectorProfile
William MulliganIndependent DirectorProfile
Meredith WeilVP, Director, Member of Nominating Committee and COO of Third Federal Savings and LoanProfile

How to buy TFS Stock?

Before investing in TFS Financial, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in TFS Financial. To buy TFS Financial stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of TFS Financial. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase TFS Financial stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located TFS Financial stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased TFS Financial stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as TFS Financial, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy TFS Stock please use our How to Invest in TFS Financial guide.

Already Invested in TFS Financial?

The danger of trading TFS Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of TFS Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than TFS Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile TFS Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether TFS Financial is a strong investment it is important to analyze TFS Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact TFS Financial's future performance. For an informed investment choice regarding TFS Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.
You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.

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When running TFS Financial's price analysis, check to measure TFS Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TFS Financial is operating at the current time. Most of TFS Financial's value examination focuses on studying past and present price action to predict the probability of TFS Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TFS Financial's price. Additionally, you may evaluate how the addition of TFS Financial to your portfolios can decrease your overall portfolio volatility.
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Is TFS Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TFS Financial. If investors know TFS will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TFS Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.11)
Dividend Share
1.13
Earnings Share
0.25
Revenue Per Share
1.087
Quarterly Revenue Growth
(0.06)
The market value of TFS Financial is measured differently than its book value, which is the value of TFS that is recorded on the company's balance sheet. Investors also form their own opinion of TFS Financial's value that differs from its market value or its book value, called intrinsic value, which is TFS Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TFS Financial's market value can be influenced by many factors that don't directly affect TFS Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TFS Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if TFS Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TFS Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.