Unitedhealth Group Incorporated Stock Today

UNH Stock  USD 493.18  14.19  2.96%   

Performance

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Odds Of Distress

Less than 9

 
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UnitedHealth Group is trading at 493.18 as of the 19th of April 2024. This is a 2.96 percent up since the beginning of the trading day. The stock's open price was 478.99. UnitedHealth Group has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Equity ratings for UnitedHealth Group Incorporated are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 20th of March 2024 and ending today, the 19th of April 2024. Click here to learn more.
Business Domain
Health Care Equipment & Services
IPO Date
26th of October 1984
Category
Healthcare
Classification
Health Care
UnitedHealth Group Incorporated operates as a diversified health care company in the United States. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota. Unitedhealth operates under Healthcare Plans classification in the United States and is traded on New York Stock Exchange. The company has 921.93 M outstanding shares of which 7.77 M shares are at this time shorted by investors with about 1.73 days to cover. More on UnitedHealth Group Incorporated

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UnitedHealth Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. UnitedHealth Group's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding UnitedHealth Group or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary, UnitedHealth Group's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to UnitedHealth Group's managers, analysts, and investors.
Environment Score
Governance Score
Social Score
CEOAndrew Witty
Thematic IdeaObamacare Repeal (View all Themes)
Business ConcentrationHealth Care Providers & Services, Health Care Equipment & Services, Health Care, NYSE Composite, Dow Jones Industrial, SP 500 Index, SP 100 Index, SP 100, Dow Jones Composite, NYSE 100 Index, ARCA Institutional, BETTERINVESTING 100 INDEX, BTRINVSTNG 100 INDEX, Obamacare Repeal, Health Care, Health Care Providers & Services, Healthcare Plans, Healthcare (View all Sectors)
Excise Tax ActivitiesCatholic
Average Analyst Recommendation
Analysts covering UnitedHealth Group report their recommendations after researching UnitedHealth Group's financial statements, talking to executives and customers, or listening in on UnitedHealth Group's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering UnitedHealth Group. The UnitedHealth consensus assessment is calculated by taking the average forecast from all of the analysts covering UnitedHealth Group.
Financial Strength
Based on the analysis of UnitedHealth Group's profitability, liquidity, and operating efficiency, UnitedHealth Group Incorporated is doing better financially then in previous quarter. It has a moderate probability of reporting better financial numbers in May. Financial strength of UnitedHealth Group is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.05820.0804
Way Down
Slightly volatile
Asset Turnover1.711.3348
Significantly Up
Slightly volatile
Gross Profit Margin0.290.2448
Fairly Up
Very volatile
Total Current Liabilities104 B99.1 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total84.5 B80.4 B
Sufficiently Up
Slightly volatile
Total Assets292.3 B278.4 B
Sufficiently Up
Slightly volatile
Total Current Assets82.4 B78.4 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities30.5 B29.1 B
Sufficiently Up
Slightly volatile
UnitedHealth Group's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to UnitedHealth Group's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
UnitedHealth Group's bond ratings measure its overall creditworthiness, which in many ways corresponds to the cost of borrowing for an issuer. These ratings assign a letter grade to all of UnitedHealth Group's outstanding corporate bonds that indicate their credit quality. We use reports published by private self-sufficient rating services such as Standard & Poor's or Fitch Ratings Inc. to evaluate a bond issuer's financial strength or its ability to pay a bond's principal and interest.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand UnitedHealth Group's financial leverage. It provides some insight into what part of UnitedHealth Group's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on UnitedHealth Group's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how UnitedHealth Group deploys its capital and how much of that capital is borrowed.
Liquidity
UnitedHealth Group cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company has 67.44 B in debt with debt to equity (D/E) ratio of 0.59, which is OK given its current industry classification. UnitedHealth Group has a current ratio of 0.76, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Debt can assist UnitedHealth Group until it has trouble settling it off, either with new capital or with free cash flow. So, UnitedHealth Group's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like UnitedHealth Group sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for UnitedHealth to invest in growth at high rates of return. When we think about UnitedHealth Group's use of debt, we should always consider it together with cash and equity.

Begin Period Cash Flow

24.53 Billion
UnitedHealth Group Incorporated (UNH) is traded on New York Stock Exchange in USA. It is located in UnitedHealth Group Center, Minnetonka, MN, United States, 55343 and employs 440,000 people. UnitedHealth Group is listed under Health Care Providers & Services category by Fama And French industry classification. The company currently falls under 'Mega-Cap' category with a total capitalization of 432.29 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate UnitedHealth Group's market, we take the total number of its shares issued and multiply it by UnitedHealth Group's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. UnitedHealth Group runs under Health Care Providers & Services sector within Health Care industry. The entity has 921.93 M outstanding shares of which 7.77 M shares are at this time shorted by investors with about 1.73 days to cover. UnitedHealth Group Incorporated has about 27.91 B in cash with 29.07 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 45.51.
Check UnitedHealth Group Probability Of Bankruptcy
Ownership Allocation
UnitedHealth Group maintains a total of 921.93 Million outstanding shares. The majority of UnitedHealth Group outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in UnitedHealth Group to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in UnitedHealth Group. Please pay attention to any change in the institutional holdings of UnitedHealth Group Incorporated as this could imply that something significant has changed or is about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check UnitedHealth Ownership Details

UnitedHealth Stock Price Odds Analysis

Coming from a normal probability distribution, the odds of UnitedHealth Group jumping above the current price in 90 days from now is about 50.04%. The UnitedHealth Group Incorporated probability density function shows the probability of UnitedHealth Group stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon UnitedHealth Group has a beta of 0.1501. This usually implies as returns on the market go up, UnitedHealth Group average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding UnitedHealth Group Incorporated will be expected to be much smaller as well. Additionally, unitedHealth Group Incorporated has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
  Odds Below 493.18HorizonTargetOdds Above 493.18
49.70%90 days
 493.18 
50.04%
Based on a normal probability distribution, the odds of UnitedHealth Group to move above the current price in 90 days from now is about 50.04 (This UnitedHealth Group Incorporated probability density function shows the probability of UnitedHealth Stock to fall within a particular range of prices over 90 days) .

UnitedHealth Stock Institutional Holders

Institutional Holdings refers to the ownership stake in UnitedHealth Group that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of UnitedHealth Group's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing UnitedHealth Group's value.
InstituionRecorded OnShares
Alliancebernstein L.p.2023-12-31
12 M
Capital Research & Mgmt Co - Division 32023-12-31
11.9 M
Goldman Sachs Group Inc2023-12-31
11.2 M
Bank Of America Corp2023-12-31
11.1 M
Norges Bank2023-12-31
11 M
Royal Bank Of Canada2023-12-31
10 M
Northern Trust Corp2023-12-31
9.6 M
Legal & General Group Plc2023-12-31
8.5 M
Bank Of New York Mellon Corp2023-12-31
8.3 M
Vanguard Group Inc2023-12-31
83.9 M
Blackrock Inc2023-12-31
72.4 M
View UnitedHealth Group Diagnostics

UnitedHealth Group Historical Income Statement

UnitedHealth Group Incorporated Income Statement is one of the three primary financial statements used for reporting UnitedHealth's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of UnitedHealth Group revenue and expense. UnitedHealth Group Income Statement primarily focuses on the company's revenues and expenses during a particular period.
As of now, UnitedHealth Group's Other Operating Expenses is increasing as compared to previous years. The UnitedHealth Group's current Operating Income is estimated to increase to about 34 B, while Total Other Income Expense Net is forecasted to increase to (3.1 B). View More Fundamentals

UnitedHealth Stock Against Markets

Picking the right benchmark for UnitedHealth Group stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in UnitedHealth Group stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for UnitedHealth Group is critical whether you are bullish or bearish towards UnitedHealth Group Incorporated at a given time. Please also check how UnitedHealth Group's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in UnitedHealth Group without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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UnitedHealth Group Corporate Directors

UnitedHealth Group corporate directors refer to members of an UnitedHealth Group board of directors. The board of directors generally takes responsibility for the UnitedHealth Group's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of UnitedHealth Group's board members must vote for the resolution. The UnitedHealth Group board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Gail WilenskyIndependent DirectorProfile
TimothyIndependent DirectorProfile
Valerie RiceIndependent DirectorProfile
William McNabbIndependent DirectorProfile

How to buy UnitedHealth Stock?

Before investing in UnitedHealth Group, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in UnitedHealth Group. To buy UnitedHealth Group stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of UnitedHealth Group. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase UnitedHealth Group stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located UnitedHealth Group Incorporated stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased UnitedHealth Group Incorporated stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as UnitedHealth Group Incorporated, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy UnitedHealth Stock please use our How to Invest in UnitedHealth Group guide.

Already Invested in UnitedHealth Group Incorporated?

The danger of trading UnitedHealth Group Incorporated is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of UnitedHealth Group is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than UnitedHealth Group. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile UnitedHealth Group is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether UnitedHealth Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of UnitedHealth Group's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Unitedhealth Group Incorporated Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Unitedhealth Group Incorporated Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UnitedHealth Group Incorporated. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.

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Is UnitedHealth Group's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UnitedHealth Group. If investors know UnitedHealth will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UnitedHealth Group listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.16
Dividend Share
7.52
Earnings Share
23.87
Revenue Per Share
411.257
Quarterly Revenue Growth
0.086
The market value of UnitedHealth Group is measured differently than its book value, which is the value of UnitedHealth that is recorded on the company's balance sheet. Investors also form their own opinion of UnitedHealth Group's value that differs from its market value or its book value, called intrinsic value, which is UnitedHealth Group's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UnitedHealth Group's market value can be influenced by many factors that don't directly affect UnitedHealth Group's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UnitedHealth Group's value and its price as these two are different measures arrived at by different means. Investors typically determine if UnitedHealth Group is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UnitedHealth Group's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.