1867 Western Financials
| WFCL Stock | USD 5,150 0.00 0.00% |
1867 |
Understanding current and past 1867 Western Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of 1867 Western's financial statements are interrelated, with each one affecting the others. For example, an increase in 1867 Western's assets may result in an increase in income on the income statement.
The data published in 1867 Western's official financial statements usually reflect 1867 Western's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of 1867 Western Financial. For example, before you start analyzing numbers published by 1867 accountants, it's critical to develop an understanding of what 1867 Western's liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of 1867 Western's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, 1867 Western's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in 1867 Western's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of 1867 Western Financial. Please utilize our Beneish M Score to check the likelihood of 1867 Western's management manipulating its earnings.
1867 Western Stock Summary
1867 Western competes with Lloyds Banking, Western Alliance, JAPAN POST, and Piraeus Bank. 1867 Western Financial Corporation operates as the bank holding company for Bank of Stockton that provides various banking products and services. Further, the company provides bill pay, ATM, online cash management, payroll direct deposit, payroll preparation, personnel reporting system, merchant, merchant BankCard acceptance, remote deposit, and automatic funds credit services and Internet, mobile, and telephone banking services. 1867 Western Financial Corporation was founded in 1867 and is based in Stockton, California. 1867 Western is traded on OTC Exchange in the United States.| Instrument | USA Pink Sheet View All |
| Exchange | PINK Exchange |
| ISIN | US2825181090 |
| Business Address | 301 East Miner |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Benchmark | NYSE Composite |
| Website | www.bankofstockton.com |
| Phone | 209 929 1600 |
| Currency | USD - US Dollar |
You should never invest in 1867 Western without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of 1867 Pink Sheet, because this is throwing your money away. Analyzing the key information contained in 1867 Western's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.
1867 Western Key Financial Ratios
Generally speaking, 1867 Western's financial ratios allow both analysts and investors to convert raw data from 1867 Western's financial statements into concise, actionable information that can be used to evaluate the performance of 1867 Western over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that 1867 Western Financial reports annually and quarterly.1867 Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining 1867 Western's current stock value. Our valuation model uses many indicators to compare 1867 Western value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across 1867 Western competition to find correlations between indicators driving 1867 Western's intrinsic value. More Info.1867 Western Financial is rated third in number of employees category among related companies. It is rated second in beta category among related companies totaling about 0.07 of Beta per Number Of Employees. The ratio of Number Of Employees to Beta for 1867 Western Financial is roughly 14.71 . Comparative valuation analysis is a catch-all model that can be used if you cannot value 1867 Western by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for 1867 Western's Pink Sheet. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the 1867 Western's earnings, one of the primary drivers of an investment's value.1867 Western Financial Systematic Risk
1867 Western's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. 1867 Western volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on 1867 Western Financial correlated with the market. If Beta is less than 0 1867 Western generally moves in the opposite direction as compared to the market. If 1867 Western Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one 1867 Western Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of 1867 Western is generally in the same direction as the market. If Beta > 1 1867 Western moves generally in the same direction as, but more than the movement of the benchmark.
About 1867 Western Financials
What exactly are 1867 Western Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include 1867 Western's income statement, its balance sheet, and the statement of cash flows. Potential 1867 Western investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although 1867 Western investors may use each financial statement separately, they are all related. The changes in 1867 Western's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on 1867 Western's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.Steps to analyze 1867 Western Financials for Investing
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as 1867 Western is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of 1867 has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it. In summary, you can determine if 1867 Western's financials are consistent with your investment objective using the following steps:- Review 1867 Western's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
- Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
- Study the cash flow inflows and outflows to understand 1867 Western's liquidity and solvency.
- Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
- Compare 1867 Western's financials to those of its peers to see how it stacks up and identify any potential red flags.
- Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if 1867 Western's stock is overvalued or undervalued.
1867 Western April 25, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of 1867 Western help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of 1867 Western Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of 1867 Western Financial based on widely used predictive technical indicators. In general, we focus on analyzing 1867 Pink Sheet price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build 1867 Western's daily price indicators and compare them against related drivers.
| Information Ratio | (0.13) | |||
| Maximum Drawdown | 15.15 |
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in 1867 Western Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. Note that the 1867 Western Financial information on this page should be used as a complementary analysis to other 1867 Western's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.
Complementary Tools for 1867 Pink Sheet analysis
When running 1867 Western's price analysis, check to measure 1867 Western's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy 1867 Western is operating at the current time. Most of 1867 Western's value examination focuses on studying past and present price action to predict the probability of 1867 Western's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move 1867 Western's price. Additionally, you may evaluate how the addition of 1867 Western to your portfolios can decrease your overall portfolio volatility.
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