X Financial Class Stock Today
| XYF Stock | USD 3.78 0.01 0.26% |
Performance0 of 100
| Odds Of DistressLess than 1
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X Financial is trading at 3.78 as of the 19th of April 2024. This is a -0.26 percent decrease since the beginning of the trading day. The stock's lowest day price was 3.74. X Financial has a very small chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Equity ratings for X Financial Class are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 19th of February 2024 and ending today, the 19th of April 2024. Click here to learn more.
Business Domain Financial Services | IPO Date 18th of September 2018 | Classification Financials |
X Financial provides personal finance services in the Peoples Republic of China. X Financial was founded in 2014 and is headquartered in Shenzhen, the Peoples Republic of China. X Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. The company has 48.15 M outstanding shares of which 13.89 K shares are at this time shorted by investors with about 0.33 days to cover. More on X Financial Class
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XYF Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. X Financial's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding X Financial or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| Vice Chairman of the Board | Shaoyong Cheng | |||||||||||||||||||||||||||||||||||
| Business Concentration | Consumer Finance, Financial Services, NYSE Composite, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||
| Average Analyst Recommendation Analysts covering X Financial report their recommendations after researching X Financial's financial statements, talking to executives and customers, or listening in on X Financial's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering X Financial Class. The XYF consensus assessment is calculated by taking the average forecast from all of the analysts covering X Financial. | ||||||||||||||||||||||||||||||||||||
| Financial Strength Based on the analysis of X Financial's profitability, liquidity, and operating efficiency, X Financial Class is performing exceptionally good at the present time. It has a great chance to report excellent financial results in May. Financial strength of X Financial Class is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
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X Financial's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to X Financial's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit. | ||||||||||||||||||||||||||||||||||||
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand X Financial's financial leverage. It provides some insight into what part of X Financial's total assets is financed by creditors.
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X Financial Class (XYF) is traded on New York Stock Exchange in USA. It is located in Aerospace Science and Technology Plaza, Shenzhen, China, 518067 and employs 11 people. X Financial is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a total capitalization of 182.01 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate X Financial's market, we take the total number of its shares issued and multiply it by X Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. X Financial Class runs under Consumer Finance sector within Financials industry. The entity has 48.15 M outstanding shares of which 13.89 K shares are at this time shorted by investors with about 0.33 days to cover.
X Financial Class has about 584.76 M in cash with 322.7 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 12.19, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check X Financial Probability Of Bankruptcy
Ownership AllocationX Financial Class owns a total of 48.15 Million outstanding shares. Roughly 96.0 (%) of X Financial outstanding shares are held by general public with 1.64 % owned by insiders and only 1.98 percent by institutional investors. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check XYF Ownership Details
XYF Stock Price Odds Analysis
In reference to a normal probability distribution, the odds of X Financial jumping above the current price in 90 days from now is about 90.88%. The X Financial Class probability density function shows the probability of X Financial stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon X Financial Class has a beta of -0.5895. This entails as returns on the benchmark increase, returns on holding X Financial are expected to decrease at a much lower rate. During a bear market, however, X Financial Class is likely to outperform the market. Additionally, x Financial Class has an alpha of 0.0033, implying that it can generate a 0.003323 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
Based on a normal probability distribution, the odds of X Financial to move above the current price in 90 days from now is about 90.88 (This X Financial Class probability density function shows the probability of XYF Stock to fall within a particular range of prices over 90 days) .
XYF Stock Institutional Holders
Institutional Holdings refers to the ownership stake in X Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of X Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing X Financial's value.| Instituion | Recorded On | Shares | |
| Amvescap Plc. | 2023-12-31 | 0.0 | |
| Jpmorgan Chase & Co | 2023-12-31 | 0.0 | |
| Virtu Financial Llc | 2023-12-31 | 0.0 | |
| Greenwoods Asset Management Hong Kong Ltd. | 2023-09-30 | 0.0 | |
| Awh Capital, L.p. | 2023-12-31 | 258.1 K | |
| Goldman Sachs Group Inc | 2023-12-31 | 128.5 K | |
| Renaissance Technologies Corp | 2023-12-31 | 95.6 K | |
| Falcon Edge Capital Lp | 2023-12-31 | 57.6 K | |
| Acadian Asset Management Llc | 2023-12-31 | 38 K | |
| Citadel Advisors Llc | 2023-09-30 | 24 K | |
| Morgan Stanley - Brokerage Accounts | 2023-12-31 | 14.1 K |
X Financial Historical Income Statement
X Financial Class Income Statement is one of the three primary financial statements used for reporting XYF's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of X Financial Class revenue and expense. X Financial Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, X Financial's Interest Income is most likely to increase significantly in the upcoming years. The X Financial's current Depreciation And Amortization is estimated to increase to about 8.8 M, while Selling And Marketing Expenses is projected to decrease to roughly 13.2 M. View More FundamentalsXYF Stock Against Markets
Picking the right benchmark for X Financial stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in X Financial stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for X Financial is critical whether you are bullish or bearish towards X Financial Class at a given time. Please also check how X Financial's historical prices are related to one of the top price index indicators.
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X Financial Corporate Management
Elected by the shareholders, the X Financial's board of directors comprises two types of representatives: X Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of XYF. The board's role is to monitor X Financial's management team and ensure that shareholders' interests are well served. X Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, X Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Kan Li | Chief Risk Officer | Profile | |
| Shengwen Rong | Independent Director | Profile | |
| Zheng Xue | Independent Director | Profile | |
| Yufan Jiang | Chief Officer | Profile |
How to buy XYF Stock?
Before investing in X Financial, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in X Financial. To buy X Financial stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of X Financial. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase X Financial stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located X Financial Class stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased X Financial Class stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as X Financial Class, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy XYF Stock please use our How to Invest in X Financial guide.
Already Invested in X Financial Class?
The danger of trading X Financial Class is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of X Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than X Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile X Financial Class is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing. You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Complementary Tools for XYF Stock analysis
When running X Financial's price analysis, check to measure X Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy X Financial is operating at the current time. Most of X Financial's value examination focuses on studying past and present price action to predict the probability of X Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move X Financial's price. Additionally, you may evaluate how the addition of X Financial to your portfolios can decrease your overall portfolio volatility.
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Is X Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.26) | Dividend Share 1.191 | Earnings Share 3.61 | Revenue Per Share 100.27 | Quarterly Revenue Growth 0.248 |
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.