Ally Financial Stock Performance
| ALLY Stock | USD 39.76 0.05 0.13% |
Ally Financial has a performance score of 4 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.74, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Ally Financial will likely underperform. Ally Financial right now shows a risk of 1.91%. Please confirm Ally Financial treynor ratio, as well as the relationship between the expected short fall and day median price , to decide if Ally Financial will be following its price patterns.
Risk-Adjusted Performance
4 of 100
Weak | Strong |
Modest
Compared to the overall equity markets, risk-adjusted returns on investments in Ally Financial are ranked lower than 4 (%) of all global equities and portfolios over the last 90 days. In spite of fairly weak essential indicators, Ally Financial may actually be approaching a critical reversion point that can send shares even higher in May 2024. ...more
Actual Historical Performance (%)
One Day Return (0.58) | Five Day Return 1.31 | Year To Date Return 11.65 | Ten Year Return 61.94 | All Time Return 52.02 |
Forward Dividend Yield 0.0302 | Payout Ratio 0.3419 | Last Split Factor 310:1 | Forward Dividend Rate 1.2 | Dividend Date 2024-05-15 |
| Ally Financial dividend paid on 1st of February 2024 | 02/01/2024 |
| Ally Financial dividend paid on 15th of February 2024 | 02/15/2024 |
1 | Jimmys Jazz Blues Club Features Acclaimed Blues-Rock Guitarist, Singer Songwriter ALLY VENABLE on Thursday March 22 at 730 P.M. | 03/04/2024 |
2 | Ally Financial Stock Buy, Sell, or Hold | 03/18/2024 |
3 | Prosperity Bancshares Completes Lone Star Acquisition | 04/02/2024 |
4 | Acquisition by David Reilly of 801 shares of Ally Financial subject to Rule 16b-3 | 04/04/2024 |
5 | Stocks making the biggest moves premarket American Eagle Outfitters, Ally Financial, Molson Coors Beverage and more | 04/09/2024 |
6 | New York Community Banks online arm is paying the nations highest interest rate | 04/10/2024 |
7 | Ascendion Receives Ally Financial Innovation Award at 2024 Supplier Symposium | 04/16/2024 |
8 | Discover Financial Profit Dives 68 percent as Compliance Costs Bite | 04/17/2024 |
9 | ALLY Stock Earnings Ally Financial Beats EPS, Beats Revenue for Q1 2024 | 04/18/2024 |
10 | BMO raises Ally Financial share target on earnings beat | 04/19/2024 |
11 | Acquisition by Bradley Brown of 29003 shares of Ally Financial at 25.86 subject to Rule 16b-3 | 04/23/2024 |
| Begin Period Cash Flow | 6.2 B |
Ally |
Ally Financial Relative Risk vs. Return Landscape
If you would invest 3,732 in Ally Financial on January 26, 2024 and sell it today you would earn a total of 244.00 from holding Ally Financial or generate 6.54% return on investment over 90 days. Ally Financial is currently generating 0.12% in daily expected returns and assumes 1.9078% risk (volatility on return distribution) over the 90 days horizon. In different words, 16% of stocks are less volatile than Ally, and 98% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Ally Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Ally Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Ally Financial, and traders can use it to determine the average amount a Ally Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0629
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Estimated Market Risk
| 1.91 actual daily | 16 84% of assets are more volatile |
Expected Return
| 0.12 actual daily | 2 98% of assets have higher returns |
Risk-Adjusted Return
| 0.06 actual daily | 4 96% of assets perform better |
Based on monthly moving average Ally Financial is performing at about 4% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Ally Financial by adding it to a well-diversified portfolio.
Ally Financial Fundamentals Growth
Ally Stock prices reflect investors' perceptions of the future prospects and financial health of Ally Financial, and Ally Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Ally Stock performance.
| Return On Equity | 0.0636 | ||||
| Return On Asset | 0.0044 | ||||
| Profit Margin | 0.12 % | ||||
| Operating Margin | 0.10 % | ||||
| Current Valuation | 23.25 B | ||||
| Shares Outstanding | 303.98 M | ||||
| Price To Earning | 4.50 X | ||||
| Price To Book | 0.99 X | ||||
| Price To Sales | 1.59 X | ||||
| Revenue | 9.07 B | ||||
| Gross Profit | 7.94 B | ||||
| EBITDA | 2.33 B | ||||
| Net Income | 1.02 B | ||||
| Cash And Equivalents | 5 B | ||||
| Cash Per Share | 16.76 X | ||||
| Total Debt | 20.23 B | ||||
| Debt To Equity | 275.80 % | ||||
| Current Ratio | 0.85 X | ||||
| Book Value Per Share | 37.28 X | ||||
| Cash Flow From Operations | 4.66 B | ||||
| Earnings Per Share | 2.45 X | ||||
| Market Capitalization | 12.07 B | ||||
| Total Asset | 196.39 B | ||||
| Retained Earnings | 154 M | ||||
About Ally Financial Performance
To evaluate Ally Financial Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when Ally Financial generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare Ally Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand Ally Financial market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents Ally's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 0.00 | 0.00 | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.05 |
Things to note about Ally Financial performance evaluation
Checking the ongoing alerts about Ally Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Ally Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Ally Financial has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations | |
| The company currently holds 20.23 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist Ally Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Ally Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Ally Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Ally to invest in growth at high rates of return. When we think about Ally Financial's use of debt, we should always consider it together with cash and equity. | |
| Ally Financial has a strong financial position based on the latest SEC filings | |
| Over 81.0% of Ally Financial shares are held by institutions such as insurance companies | |
| Latest headline from MacroaxisInsider: Acquisition by Bradley Brown of 29003 shares of Ally Financial at 25.86 subject to Rule 16b-3 |
- Analyzing Ally Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Ally Financial's stock is overvalued or undervalued compared to its peers.
- Examining Ally Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Ally Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Ally Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Ally Financial's stock. These opinions can provide insight into Ally Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ally Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis. For more information on how to buy Ally Stock please use our How to Invest in Ally Financial guide.You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.
Complementary Tools for Ally Stock analysis
When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.
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Is Ally Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ally Financial. If investors know Ally will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ally Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.56) | Dividend Share 1.2 | Earnings Share 2.45 | Revenue Per Share 22.683 | Quarterly Revenue Growth (0.10) |
The market value of Ally Financial is measured differently than its book value, which is the value of Ally that is recorded on the company's balance sheet. Investors also form their own opinion of Ally Financial's value that differs from its market value or its book value, called intrinsic value, which is Ally Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ally Financial's market value can be influenced by many factors that don't directly affect Ally Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ally Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ally Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ally Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.