Ally Financial Stock Fundamentals
| ALLY Stock | USD 36.59 0.64 1.72% |
Ally Financial fundamentals help investors to digest information that contributes to Ally Financial's financial success or failures. It also enables traders to predict the movement of Ally Stock. The fundamental analysis module provides a way to measure Ally Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Ally Financial stock.
At this time, Ally Financial's Selling General Administrative is fairly stable compared to the past year. Other Operating Expenses is likely to rise to about 15.6 B in 2024, whereas Depreciation And Amortization is likely to drop slightly above 1.2 B in 2024. Ally | Select Account or Indicator |
Ally Financial Company Current Valuation Analysis
Ally Financial's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Ally Financial Current Valuation | 27.66 B |
Most of Ally Financial's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Ally Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Ally Current Valuation Historical Pattern
Today, most investors in Ally Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Ally Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Ally Financial current valuation as a starting point in their analysis.
Ally Financial Current Valuation |
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Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
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In accordance with the recently published financial statements, Ally Financial has a Current Valuation of 27.66 B. This is 15.72% lower than that of the Consumer Finance sector and 27.3% lower than that of the Financials industry. The current valuation for all United States stocks is 66.38% lower than that of the firm.
Ally Financial Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Ally Financial's current stock value. Our valuation model uses many indicators to compare Ally Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Ally Financial competition to find correlations between indicators driving Ally Financial's intrinsic value. More Info.Ally Financial is rated fourth in return on equity category among related companies. It is rated fourth in return on asset category among related companies reporting about 0.07 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Ally Financial is roughly 14.49 . At this time, Ally Financial's Return On Equity is fairly stable compared to the past year.Comparative valuation analysis is a catch-all model that can be used if you cannot value Ally Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Ally Financial's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Ally Financial's earnings, one of the primary drivers of an investment's value.Ally Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Ally Financial's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Ally Financial could also be used in its relative valuation, which is a method of valuing Ally Financial by comparing valuation metrics of similar companies.Ally Financial is currently under evaluation in current valuation category among related companies.
Ally Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Ally Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Ally Financial's managers, analysts, and investors.Environment Score | Governance Score | Social Score |
Ally Fundamentals
| Return On Equity | 0.0768 | ||||
| Return On Asset | 0.0053 | ||||
| Profit Margin | 0.14 % | ||||
| Operating Margin | 0.13 % | ||||
| Current Valuation | 27.66 B | ||||
| Shares Outstanding | 303.96 M | ||||
| Shares Owned By Insiders | 10.41 % | ||||
| Shares Owned By Institutions | 80.96 % | ||||
| Number Of Shares Shorted | 9.22 M | ||||
| Price To Earning | 4.50 X | ||||
| Price To Book | 0.99 X | ||||
| Price To Sales | 1.59 X | ||||
| Revenue | 9.07 B | ||||
| Gross Profit | 7.94 B | ||||
| EBITDA | 2.33 B | ||||
| Net Income | 1.02 B | ||||
| Cash And Equivalents | 5 B | ||||
| Cash Per Share | 16.76 X | ||||
| Total Debt | 20.23 B | ||||
| Debt To Equity | 275.80 % | ||||
| Current Ratio | 0.85 X | ||||
| Book Value Per Share | 37.83 X | ||||
| Cash Flow From Operations | 4.66 B | ||||
| Short Ratio | 2.47 X | ||||
| Earnings Per Share | 2.99 X | ||||
| Price To Earnings To Growth | 0.85 X | ||||
| Target Price | 41.65 | ||||
| Number Of Employees | 11.1 K | ||||
| Beta | 1.38 | ||||
| Market Capitalization | 11.32 B | ||||
| Total Asset | 196.39 B | ||||
| Retained Earnings | 154 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.37 % | ||||
| Net Asset | 196.39 B | ||||
| Last Dividend Paid | 1.2 |
About Ally Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Ally Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Ally Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Ally Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | 3.5 B | 2.3 B | |
| Total Revenue | 9.1 B | 8.8 B | |
| Cost Of Revenue | 288.9 M | 274.5 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.35 | 0.45 | |
| Research And Ddevelopement To Revenue | 0.00 | 0.00 | |
| Capex To Revenue | (0.30) | (0.32) | |
| Revenue Per Share | 29.86 | 44.63 | |
| Ebit Per Revenue | 0.12 | 0.11 |
Pair Trading with Ally Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Ally Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Ally Financial will appreciate offsetting losses from the drop in the long position's value.Moving together with Ally Stock
| 0.64 | V | Visa Class A Earnings Call This Week | PairCorr |
| 0.81 | AXP | American Express Earnings Call This Week | PairCorr |
| 0.87 | C | Citigroup Financial Report 12th of July 2024 | PairCorr |
| 0.86 | L | Loews Corp | PairCorr |
Moving against Ally Stock
| 0.72 | HG | Hamilton Insurance Report 21st of October 2024 | PairCorr |
| 0.49 | AC | Associated Capital | PairCorr |
| 0.41 | BY | Byline Bancorp Report 25th of April 2024 | PairCorr |
The ability to find closely correlated positions to Ally Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Ally Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Ally Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Ally Financial to buy it.
The correlation of Ally Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Ally Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Ally Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Ally Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Ally Financial Piotroski F Score and Ally Financial Altman Z Score analysis. For more information on how to buy Ally Stock please use our How to Invest in Ally Financial guide.You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Complementary Tools for Ally Stock analysis
When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.
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Is Ally Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ally Financial. If investors know Ally will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ally Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.81) | Dividend Share 1.2 | Earnings Share 2.99 | Revenue Per Share 23.394 | Quarterly Revenue Growth (0.13) |
The market value of Ally Financial is measured differently than its book value, which is the value of Ally that is recorded on the company's balance sheet. Investors also form their own opinion of Ally Financial's value that differs from its market value or its book value, called intrinsic value, which is Ally Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ally Financial's market value can be influenced by many factors that don't directly affect Ally Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ally Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ally Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ally Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.