Berkshire Hills Bancorp Stock Fundamentals
| BHLB Stock | USD 20.53 0.02 0.1% |
Berkshire Hills Bancorp fundamentals help investors to digest information that contributes to Berkshire Hills' financial success or failures. It also enables traders to predict the movement of Berkshire Stock. The fundamental analysis module provides a way to measure Berkshire Hills' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Berkshire Hills stock.
At present, Berkshire Hills' Depreciation And Amortization is projected to increase significantly based on the last few years of reporting. The current year's Interest Expense is expected to grow to about 53.2 M, whereas Selling General Administrative is forecasted to decline to about 94.6 M. Berkshire | Select Account or Indicator |
Berkshire Hills Bancorp Company Operating Margin Analysis
Berkshire Hills' Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current Berkshire Hills Operating Margin | 0.01 % |
Most of Berkshire Hills' fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Berkshire Hills Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
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Berkshire Pretax Profit Margin
Pretax Profit Margin |
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Based on the recorded statements, Berkshire Hills Bancorp has an Operating Margin of 0.0108%. This is 99.94% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 100.2% lower than that of the firm.
Berkshire Hills Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Berkshire Hills's current stock value. Our valuation model uses many indicators to compare Berkshire Hills value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Berkshire Hills competition to find correlations between indicators driving Berkshire Hills's intrinsic value. More Info.Berkshire Hills Bancorp is rated second in return on equity category among related companies. It is rated third in return on asset category among related companies reporting about 0.08 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Berkshire Hills Bancorp is roughly 12.21 . At present, Berkshire Hills' Return On Equity is projected to slightly decrease based on the last few years of reporting.Comparative valuation analysis is a catch-all model that can be used if you cannot value Berkshire Hills by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Berkshire Hills' Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Berkshire Hills' earnings, one of the primary drivers of an investment's value.Berkshire Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Berkshire Hills' direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Berkshire Hills could also be used in its relative valuation, which is a method of valuing Berkshire Hills by comparing valuation metrics of similar companies.Berkshire Hills is currently under evaluation in operating margin category among related companies.
Berkshire Fundamentals
| Return On Equity | 0.0708 | ||||
| Return On Asset | 0.0058 | ||||
| Profit Margin | 0.18 % | ||||
| Operating Margin | 0.01 % | ||||
| Current Valuation | 267.83 M | ||||
| Shares Outstanding | 43.46 M | ||||
| Shares Owned By Insiders | 1.02 % | ||||
| Shares Owned By Institutions | 84.95 % | ||||
| Number Of Shares Shorted | 850.7 K | ||||
| Price To Earning | 10.45 X | ||||
| Price To Book | 0.90 X | ||||
| Price To Sales | 2.39 X | ||||
| Revenue | 618.56 M | ||||
| Gross Profit | 402.53 M | ||||
| EBITDA | 4.82 M | ||||
| Net Income | 69.6 M | ||||
| Cash And Equivalents | 694.91 M | ||||
| Cash Per Share | 14.54 X | ||||
| Total Debt | 568.29 M | ||||
| Debt To Equity | 0.11 % | ||||
| Book Value Per Share | 23.70 X | ||||
| Cash Flow From Operations | 155.08 M | ||||
| Short Ratio | 3.40 X | ||||
| Earnings Per Share | 1.60 X | ||||
| Price To Earnings To Growth | 1.74 X | ||||
| Target Price | 26.2 | ||||
| Beta | 0.87 | ||||
| Market Capitalization | 891.44 M | ||||
| Total Asset | 12.45 B | ||||
| Retained Earnings | (33.14 M) | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.23 % | ||||
| Net Asset | 12.45 B | ||||
| Last Dividend Paid | 0.72 |
About Berkshire Hills Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Berkshire Hills Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Berkshire Hills using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Berkshire Hills Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -10.5 M | -11.1 M | |
| Total Revenue | 618.6 M | 649.5 M | |
| Cost Of Revenue | 253.4 M | 266 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.27 | 0.32 | |
| Research And Ddevelopement To Revenue | 0.00 | 0.00 | |
| Capex To Revenue | (0) | (0) | |
| Revenue Per Share | 14.29 | 7.20 | |
| Ebit Per Revenue | 0.51 | 0.36 |
Pair Trading with Berkshire Hills
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Berkshire Hills position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Berkshire Hills will appreciate offsetting losses from the drop in the long position's value.Moving together with Berkshire Stock
| 0.83 | AX | Axos Financial Financial Report 25th of April 2024 | PairCorr |
| 0.91 | BY | Byline Bancorp Report 25th of April 2024 | PairCorr |
| 0.81 | PB | Prosperity Bancshares Earnings Call This Week | PairCorr |
Moving against Berkshire Stock
| 0.67 | NU | Nu Holdings Financial Report 20th of May 2024 | PairCorr |
| 0.65 | KB | KB Financial Group Earnings Call Next Week | PairCorr |
| 0.64 | WF | Woori Financial Group Earnings Call Tomorrow | PairCorr |
| 0.64 | TECTP | Tectonic Financial | PairCorr |
| 0.56 | CFG-PD | Citizens Financial | PairCorr |
The ability to find closely correlated positions to Berkshire Hills could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Berkshire Hills when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Berkshire Hills - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Berkshire Hills Bancorp to buy it.
The correlation of Berkshire Hills is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Berkshire Hills moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Berkshire Hills Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Berkshire Hills can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Berkshire Hills Piotroski F Score and Berkshire Hills Altman Z Score analysis. You can also try the Stock Tickers module to use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites.
Complementary Tools for Berkshire Stock analysis
When running Berkshire Hills' price analysis, check to measure Berkshire Hills' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Berkshire Hills is operating at the current time. Most of Berkshire Hills' value examination focuses on studying past and present price action to predict the probability of Berkshire Hills' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Berkshire Hills' price. Additionally, you may evaluate how the addition of Berkshire Hills to your portfolios can decrease your overall portfolio volatility.
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Is Berkshire Hills' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Berkshire Hills. If investors know Berkshire will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Berkshire Hills listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.075 | Dividend Share 0.72 | Earnings Share 1.6 | Revenue Per Share 8.774 | Quarterly Revenue Growth (0.31) |
The market value of Berkshire Hills Bancorp is measured differently than its book value, which is the value of Berkshire that is recorded on the company's balance sheet. Investors also form their own opinion of Berkshire Hills' value that differs from its market value or its book value, called intrinsic value, which is Berkshire Hills' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Berkshire Hills' market value can be influenced by many factors that don't directly affect Berkshire Hills' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Berkshire Hills' value and its price as these two are different measures arrived at by different means. Investors typically determine if Berkshire Hills is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Berkshire Hills' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.