Popular Stock Z Score

BPOP Stock

USD 87.88 2.63 3.09%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out Popular Piotroski F Score and Popular Valuation analysis.

To learn how to invest in Popular Stock, please use our How to Invest in Popular guide.

At this time, Popular's Capital Lease Obligations is relatively stable compared to the past year. As of 04/24/2024, Capital Stock is likely to grow to about 26 M, though Change In Working Capital is likely to grow to (4.3 M). At this time, Popular's Tax Provision is relatively stable compared to the past year.

Popular Company Z Score Analysis

Popular's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Popular Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for Popular is extremely important. It helps to project a fair market value of Popular Stock properly, considering its historical fundamentals such as Z Score. Since Popular's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Popular's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Popular's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Net Receivables	Good Will	Total Liab	Total Current Assets	Short Term Debt	Common Stock	Accounts Payable	Long Term Debt	Short Term Investments	Treasury Stock	Intangible Assets	Property Plant Equipment	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Long Term Investments	Short Long Term Debt	Earning Assets	Net Invested Capital	Capital Stock	Current Deferred Revenue
Total Assets		0.71	-0.76	0.72	0.77	0.77	1.0	0.31	0.02	0.56	-0.56	-0.54	0.86	-0.72	-0.8	-0.11	0.46	-0.83	0.73	0.37	-0.53	0.87	-0.09	-0.76	0.63
Total Stockholder Equity	0.71		-0.44	0.29	0.29	0.68	0.67	0.58	-0.17	0.79	-0.06	-0.21	0.59	-0.13	-0.42	0.32	0.73	-0.84	0.27	-0.15	-0.46	0.51	0.34	-0.2	0.28
Net Debt	-0.76	-0.44		-0.65	-0.77	-0.36	-0.76	-0.28	0.26	-0.13	0.61	0.64	-0.88	0.66	0.67	0.42	-0.62	0.43	-0.55	-0.36	0.57	-0.74	-0.04	0.79	-0.71
Retained Earnings	0.72	0.29	-0.65		0.59	0.66	0.73	-0.3	-0.06	0.25	-0.74	-0.82	0.83	-0.94	-0.8	-0.2	0.36	-0.61	0.89	0.32	-0.59	0.84	-0.6	-0.85	0.58
Net Receivables	0.77	0.29	-0.77	0.59		0.44	0.79	0.33	0.06	0.17	-0.64	-0.53	0.74	-0.73	-0.63	-0.42	0.23	-0.44	0.48	0.5	-0.24	0.65	-0.18	-0.82	0.74
Good Will	0.77	0.68	-0.36	0.66	0.44		0.76	0.21	0.19	0.84	-0.29	-0.32	0.61	-0.59	-0.7	0.3	0.34	-0.94	0.61	0.09	-0.39	0.59	-0.38	-0.53	0.36
Total Liab	1.0	0.67	-0.76	0.73	0.79	0.76		0.28	0.03	0.52	-0.59	-0.56	0.86	-0.75	-0.81	-0.14	0.42	-0.81	0.75	0.4	-0.53	0.87	-0.12	-0.78	0.64
Total Current Assets	0.31	0.58	-0.28	-0.3	0.33	0.21	0.28		-0.11	0.46	0.34	0.24	0.15	0.29	0.01	0.14	0.36	-0.32	-0.38	-0.21	0.05	-0.04	0.55	0.11	0.06
Short Term Debt	0.02	-0.17	0.26	-0.06	0.06	0.19	0.03	-0.11		0.05	-0.24	0.08	-0.08	-0.1	-0.16	0.29	-0.36	-0.03	0.01	0.54	0.2	-0.03	-0.13	-0.04	0.03
Common Stock	0.56	0.79	-0.13	0.25	0.17	0.84	0.52	0.46	0.05		0.06	0.07	0.33	-0.16	-0.48	0.51	0.37	-0.89	0.23	-0.21	-0.21	0.25	-0.06	-0.17	0.14
Accounts Payable	-0.56	-0.06	0.61	-0.74	-0.64	-0.29	-0.59	0.34	-0.24	0.06		0.65	-0.71	0.82	0.68	0.45	-0.24	0.27	-0.68	-0.75	0.34	-0.68	0.29	0.81	-0.67
Long Term Debt	-0.54	-0.21	0.64	-0.82	-0.53	-0.32	-0.56	0.24	0.08	0.07	0.65		-0.8	0.73	0.59	0.14	-0.41	0.35	-0.66	-0.21	0.56	-0.76	0.36	0.66	-0.47
Short Term Investments	0.86	0.59	-0.88	0.83	0.74	0.61	0.86	0.15	-0.08	0.33	-0.71	-0.8		-0.78	-0.82	-0.22	0.68	-0.68	0.69	0.38	-0.7	0.91	-0.14	-0.8	0.7
Treasury Stock	-0.72	-0.13	0.66	-0.94	-0.73	-0.59	-0.75	0.29	-0.1	-0.16	0.82	0.73	-0.78		0.83	0.32	-0.14	0.51	-0.88	-0.52	0.44	-0.79	0.63	0.94	-0.66
Intangible Assets	-0.8	-0.42	0.67	-0.8	-0.63	-0.7	-0.81	0.01	-0.16	-0.48	0.68	0.59	-0.82	0.83		0.04	-0.35	0.73	-0.77	-0.4	0.58	-0.78	0.38	0.83	-0.66
Property Plant Equipment	-0.11	0.32	0.42	-0.2	-0.42	0.3	-0.14	0.14	0.29	0.51	0.45	0.14	-0.22	0.32	0.04		-0.02	-0.32	-0.16	-0.5	0.07	-0.27	0.0	0.37	-0.31
Net Tangible Assets	0.46	0.73	-0.62	0.36	0.23	0.34	0.42	0.36	-0.36	0.37	-0.24	-0.41	0.68	-0.14	-0.35	-0.02		-0.49	0.15	-0.07	-0.65	0.5	0.36	-0.24	0.39
Long Term Debt Total	-0.83	-0.84	0.43	-0.61	-0.44	-0.94	-0.81	-0.32	-0.03	-0.89	0.27	0.35	-0.68	0.51	0.73	-0.32	-0.49		-0.57	0.01	0.46	-0.63	0.19	0.48	-0.36
Capital Surpluse	0.73	0.27	-0.55	0.89	0.48	0.61	0.75	-0.38	0.01	0.23	-0.68	-0.66	0.69	-0.88	-0.77	-0.16	0.15	-0.57		0.4	-0.53	0.81	-0.48	-0.82	0.55
Long Term Investments	0.37	-0.15	-0.36	0.32	0.5	0.09	0.4	-0.21	0.54	-0.21	-0.75	-0.21	0.38	-0.52	-0.4	-0.5	-0.07	0.01	0.4		-0.15	0.45	-0.06	-0.54	0.5
Short Long Term Debt	-0.53	-0.46	0.57	-0.59	-0.24	-0.39	-0.53	0.05	0.2	-0.21	0.34	0.56	-0.7	0.44	0.58	0.07	-0.65	0.46	-0.53	-0.15		-0.75	0.02	0.43	-0.42
Earning Assets	0.87	0.51	-0.74	0.84	0.65	0.59	0.87	-0.04	-0.03	0.25	-0.68	-0.76	0.91	-0.79	-0.78	-0.27	0.5	-0.63	0.81	0.45	-0.75		-0.18	-0.75	0.62
Net Invested Capital	-0.09	0.34	-0.04	-0.6	-0.18	-0.38	-0.12	0.55	-0.13	-0.06	0.29	0.36	-0.14	0.63	0.38	0.0	0.36	0.19	-0.48	-0.06	0.02	-0.18		0.43	-0.07
Capital Stock	-0.76	-0.2	0.79	-0.85	-0.82	-0.53	-0.78	0.11	-0.04	-0.17	0.81	0.66	-0.8	0.94	0.83	0.37	-0.24	0.48	-0.82	-0.54	0.43	-0.75	0.43		-0.83
Current Deferred Revenue	0.63	0.28	-0.71	0.58	0.74	0.36	0.64	0.06	0.03	0.14	-0.67	-0.47	0.7	-0.66	-0.66	-0.31	0.39	-0.36	0.55	0.5	-0.42	0.62	-0.07	-0.83

Click cells to compare fundamentals

To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.

Competition

Predict Popular

In accordance with the company's disclosures, Popular has a Z Score of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.

Popular Current Valuation Drivers

We derive many important indicators used in calculating different scores of Popular from analyzing Popular's financial statements. These drivers represent accounts that assess Popular's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Popular's important valuation drivers and their relationship over time.

	2019	2020	2021	2022	2023	2024 (projected)
Market Cap	5.7B	4.8B	6.7B	5.0B	5.9B	6.2B
Enterprise Value	3.1B	(6.1B)	(10.2B)	151.4M	(303.0M)	(287.9M)

Popular Institutional Holders

Institutional Holdings refers to the ownership stake in Popular that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Popular's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Popular's value.

		Shares
Ameriprise Financial Inc	2023-12-31	1.6 M
Geode Capital Management, Llc	2023-12-31	1.2 M
American Century Companies Inc	2023-12-31	937.8 K
Norges Bank	2023-12-31	814.9 K
Charles Schwab Investment Management Inc	2023-12-31	733.1 K
Earnest Partners Llc	2023-12-31	699.1 K
Lsv Asset Management	2023-12-31	698.4 K
Frontier Capital Management Co Inc	2023-12-31	644.9 K
Principal Financial Group Inc	2023-12-31	641.9 K
Vanguard Group Inc	2023-12-31	9 M
T. Rowe Price Associates, Inc.	2023-12-31	4.3 M

Popular Fundamentals

	Return On Equity	0.12
	Return On Asset	0.0078
	Profit Margin	0.21 %
	Operating Margin	0.17 %
	Current Valuation	(7.22 M)
	Shares Outstanding	72.28 M
	Shares Owned By Insiders	1.78 %
	Shares Owned By Institutions	89.20 %
	Number Of Shares Shorted	479.04 K
	Price To Earning	6.35 X
	Price To Book	1.17 X
	Price To Sales	2.32 X
	Revenue	3.91 B
	Gross Profit	2.98 B
	EBITDA	3.18 M
	Net Income	541.34 M
	Cash And Equivalents	2.05 B
	Cash Per Share	28.17 X
	Total Debt	1.23 B
	Debt To Equity	6.01 %
	Book Value Per Share	71.03 X
	Cash Flow From Operations	695.67 M
	Short Ratio	0.83 X
	Earnings Per Share	7.52 X
	Price To Earnings To Growth	1.75 X
	Target Price	101.11
	Number Of Employees	9.09 K
	Beta	0.83
	Market Capitalization	6.35 B
	Total Asset	70.76 B
	Retained Earnings	4.19 B
	Annual Yield	0.03 %
	Five Year Return	2.43 %
	Net Asset	70.76 B
	Last Dividend Paid	2.27

About Popular Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Popular's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Popular using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Popular based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

Pair Trading with Popular

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Popular position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Popular will appreciate offsetting losses from the drop in the long position's value.

The ability to find closely correlated positions to Popular could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Popular when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Popular - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Popular to buy it.

The correlation of Popular is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Popular moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Popular moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Popular can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Popular is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Popular Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Popular Stock. Highlighted below are key reports to facilitate an investment decision about Popular Stock:

How To Invest In Popular

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Is Popular Stock a good investment?

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What is Popular's Net Worth?

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Largest Banks - Regional Companies

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Largest Financial Services Companies

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Check out Popular Piotroski F Score and Popular Valuation analysis.

To learn how to invest in Popular Stock, please use our How to Invest in Popular guide.

You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.

Complementary Tools for Popular Stock analysis

When running Popular's price analysis, check to measure Popular's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Popular is operating at the current time. Most of Popular's value examination focuses on studying past and present price action to predict the probability of Popular's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Popular's price. Additionally, you may evaluate how the addition of Popular to your portfolios can decrease your overall portfolio volatility.

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Is Popular's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Popular. If investors know Popular will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Popular listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.63)

Dividend Share

2.27

Earnings Share

7.52

Revenue Per Share

35.889

Quarterly Revenue Growth

(0.03)

The market value of Popular is measured differently than its book value, which is the value of Popular that is recorded on the company's balance sheet. Investors also form their own opinion of Popular's value that differs from its market value or its book value, called intrinsic value, which is Popular's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Popular's market value can be influenced by many factors that don't directly affect Popular's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Popular's value and its price as these two are different measures arrived at by different means. Investors typically determine if Popular is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Popular's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

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Popular Stock Z Score

Popular Company Z Score Analysis

Z Score

Sum Of

5 Factors

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Popular Z Score Driver Correlations

Popular Current Valuation Drivers

Popular Institutional Holders

Popular Fundamentals

About Popular Fundamental Analysis

Pair Trading with Popular

Complementary Tools for Popular Stock analysis

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