Discover Financial Services Stock Total Debt

DFS Stock

USD 124.56 4.67 3.90%

Discover Financial Services fundamentals help investors to digest information that contributes to Discover Financial's financial success or failures. It also enables traders to predict the movement of Discover Stock. The fundamental analysis module provides a way to measure Discover Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Discover Financial stock.

Short Long Term Debt Total Total Assets

Total Debt To Capitalization is likely to drop to 0.46 in 2024.

This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.

Discover Financial Services Company Total Debt Analysis

Discover Financial's Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively.

Total Debt

Bonds

+

Notes

More About Total Debt | All Equity Analysis

Current Discover Financial Total Debt

21.33 B

Most of Discover Financial's fundamental indicators, such as Total Debt, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Discover Financial Services is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Discover Total Debt Driver Correlations

Understanding the fundamental principles of building solid financial models for Discover Financial is extremely important. It helps to project a fair market value of Discover Stock properly, considering its historical fundamentals such as Total Debt. Since Discover Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Discover Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Discover Financial's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Total Liab	Retained Earnings	Accounts Payable	Long Term Debt	Net Receivables	Good Will	Short Term Investments	Total Current Assets	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Current Deferred Revenue	Treasury Stock	Deferred Long Term Liab	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Long Term Investments	Short Long Term Debt	Earning Assets	Net Invested Capital	Capital Stock
Total Assets		0.93	-0.05	0.56	0.81	0.06	0.7	0.46	-0.34	0.15	-0.19	0.0	0.65	0.86	0.65	0.44	-0.84	0.82	0.87	0.37	0.89	-0.4	-0.72	0.56	-0.36	0.64
Total Stockholder Equity	0.93		0.07	0.65	0.76	0.15	0.69	0.47	-0.21	0.17	-0.14	0.06	0.78	0.85	0.57	0.34	-0.76	0.74	0.92	0.3	0.79	-0.3	-0.55	0.39	-0.44	0.57
Net Debt	-0.05	0.07		0.25	-0.23	-0.21	0.38	0.49	0.09	0.0	-0.19	0.34	0.18	0.17	-0.5	0.11	0.35	-0.14	-0.01	0.56	-0.17	0.29	0.49	-0.62	0.63	-0.57
Total Liab	0.56	0.65	0.25		0.69	0.16	0.37	0.69	-0.5	0.15	-0.35	-0.01	0.79	0.57	0.11	0.6	-0.55	0.43	0.72	0.31	0.64	-0.51	-0.41	-0.09	-0.44	0.49
Retained Earnings	0.81	0.76	-0.23	0.69		0.13	0.47	0.51	-0.68	0.0	-0.25	-0.05	0.58	0.63	0.67	0.59	-0.97	0.78	0.83	0.33	0.93	-0.52	-0.86	0.59	-0.65	0.79
Accounts Payable	0.06	0.15	-0.21	0.16	0.13		-0.08	-0.38	-0.08	0.02	-0.07	-0.24	0.4	0.2	0.15	-0.06	-0.16	0.09	0.28	-0.41	0.11	-0.16	-0.19	0.1	-0.52	0.3
Long Term Debt	0.7	0.69	0.38	0.37	0.47	-0.08		0.45	-0.14	0.08	-0.19	0.43	0.26	0.79	0.1	-0.01	-0.51	0.66	0.45	0.8	0.45	-0.23	-0.33	0.14	0.04	0.02
Net Receivables	0.46	0.47	0.49	0.69	0.51	-0.38	0.45		-0.42	0.01	-0.36	0.08	0.49	0.46	0.04	0.54	-0.36	0.23	0.48	0.62	0.46	-0.05	-0.22	-0.06	0.03	0.09
Good Will	-0.34	-0.21	0.09	-0.5	-0.68	-0.08	-0.14	-0.42		0.34	0.51	-0.06	-0.22	-0.18	-0.35	-0.69	0.59	-0.52	-0.44	-0.35	-0.65	0.42	0.54	-0.32	0.33	-0.55
Short Term Investments	0.15	0.17	0.0	0.15	0.0	0.02	0.08	0.01	0.34		-0.23	-0.17	0.2	0.3	-0.1	0.02	0.02	-0.13	0.04	-0.09	0.01	-0.1	-0.02	0.03	0.0	0.08
Total Current Assets	-0.19	-0.14	-0.19	-0.35	-0.25	-0.07	-0.19	-0.36	0.51	-0.23		-0.16	-0.25	-0.2	0.03	-0.29	0.2	-0.3	-0.21	-0.26	-0.26	0.18	0.14	0.03	0.09	-0.14
Short Term Debt	0.0	0.06	0.34	-0.01	-0.05	-0.24	0.43	0.08	-0.06	-0.17	-0.16		-0.18	-0.05	-0.23	-0.17	0.03	0.21	-0.05	0.47	-0.05	-0.08	0.34	-0.25	0.22	-0.26
Intangible Assets	0.65	0.78	0.18	0.79	0.58	0.4	0.26	0.49	-0.22	0.2	-0.25	-0.18		0.63	0.38	0.51	-0.48	0.37	0.88	-0.04	0.63	-0.22	-0.34	0.09	-0.46	0.54
Common Stock	0.86	0.85	0.17	0.57	0.63	0.2	0.79	0.46	-0.18	0.3	-0.2	-0.05	0.63		0.36	0.28	-0.62	0.61	0.72	0.43	0.65	-0.25	-0.54	0.37	-0.24	0.41
Property Plant Equipment	0.65	0.57	-0.5	0.11	0.67	0.15	0.1	0.04	-0.35	-0.1	0.03	-0.23	0.38	0.36		0.43	-0.71	0.57	0.69	-0.17	0.74	-0.03	-0.67	0.88	-0.51	0.78
Current Deferred Revenue	0.44	0.34	0.11	0.6	0.59	-0.06	-0.01	0.54	-0.69	0.02	-0.29	-0.17	0.51	0.28	0.43		-0.42	0.3	0.6	0.15	0.72	-0.27	-0.4	0.27	-0.11	0.61
Treasury Stock	-0.84	-0.76	0.35	-0.55	-0.97	-0.16	-0.51	-0.36	0.59	0.02	0.2	0.03	-0.48	-0.62	-0.71	-0.42		-0.85	-0.79	-0.31	-0.91	0.56	0.91	-0.66	0.66	-0.78
Deferred Long Term Liab	0.82	0.74	-0.14	0.43	0.78	0.09	0.66	0.23	-0.52	-0.13	-0.3	0.21	0.37	0.61	0.57	0.3	-0.85		0.71	0.43	0.81	-0.57	-0.72	0.48	-0.42	0.61
Net Tangible Assets	0.87	0.92	-0.01	0.72	0.83	0.28	0.45	0.48	-0.44	0.04	-0.21	-0.05	0.88	0.72	0.69	0.6	-0.79	0.71		0.14	0.89	-0.32	-0.61	0.44	-0.54	0.74
Long Term Debt Total	0.37	0.3	0.56	0.31	0.33	-0.41	0.8	0.62	-0.35	-0.09	-0.26	0.47	-0.04	0.43	-0.17	0.15	-0.31	0.43	0.14		0.28	-0.16	-0.17	-0.07	0.34	-0.22
Capital Surpluse	0.89	0.79	-0.17	0.64	0.93	0.11	0.45	0.46	-0.65	0.01	-0.26	-0.05	0.63	0.65	0.74	0.72	-0.91	0.81	0.89	0.28		-0.51	-0.81	0.6	-0.47	0.83
Long Term Investments	-0.4	-0.3	0.29	-0.51	-0.52	-0.16	-0.23	-0.05	0.42	-0.1	0.18	-0.08	-0.22	-0.25	-0.03	-0.27	0.56	-0.57	-0.32	-0.16	-0.51		0.55	-0.04	0.45	-0.53
Short Long Term Debt	-0.72	-0.55	0.49	-0.41	-0.86	-0.19	-0.33	-0.22	0.54	-0.02	0.14	0.34	-0.34	-0.54	-0.67	-0.4	0.91	-0.72	-0.61	-0.17	-0.81	0.55		-0.71	0.62	-0.76
Earning Assets	0.56	0.39	-0.62	-0.09	0.59	0.1	0.14	-0.06	-0.32	0.03	0.03	-0.25	0.09	0.37	0.88	0.27	-0.66	0.48	0.44	-0.07	0.6	-0.04	-0.71		-0.42	0.67
Net Invested Capital	-0.36	-0.44	0.63	-0.44	-0.65	-0.52	0.04	0.03	0.33	0.0	0.09	0.22	-0.46	-0.24	-0.51	-0.11	0.66	-0.42	-0.54	0.34	-0.47	0.45	0.62	-0.42		-0.74
Capital Stock	0.64	0.57	-0.57	0.49	0.79	0.3	0.02	0.09	-0.55	0.08	-0.14	-0.26	0.54	0.41	0.78	0.61	-0.78	0.61	0.74	-0.22	0.83	-0.53	-0.76	0.67	-0.74

Click cells to compare fundamentals

Discover Total Debt Historical Pattern

Today, most investors in Discover Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Discover Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's total debt growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Discover Financial total debt as a starting point in their analysis.

Discover Financial Total Debt

Timeline

In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.

Competition

Predict Discover Financial

Short Long Term Debt Total Over Time

Discover Short Long Term Debt Total

Short Long Term Debt Total

18.13 Billion

At this time, Discover Financial's Short and Long Term Debt Total is comparatively stable compared to the past year.

Based on the latest financial disclosure, Discover Financial Services has a Total Debt of 21.33 B. This is 47.07% lower than that of the Consumer Finance sector and 83.02% higher than that of the Financials industry. The total debt for all United States stocks is significantly lower than that of the firm.

Discover Total Debt Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Discover Financial's direct or indirect competition against its Total Debt to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Discover Financial could also be used in its relative valuation, which is a method of valuing Discover Financial by comparing valuation metrics of similar companies.

Discover Financial is currently under evaluation in total debt category among related companies.

Discover Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Discover Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Discover Financial's managers, analysts, and investors.

Environment Score

Governance Score

Social Score

Discover Financial Institutional Holders

Institutional Holdings refers to the ownership stake in Discover Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Discover Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Discover Financial's value.

		Shares
Barclays Plc	2023-12-31	2.5 M
Northern Trust Corp	2023-12-31	2.5 M
Brave Warrior Advisors Llc	2023-09-30	2.4 M
Amvescap Plc.	2023-12-31	2.3 M
Southpoint Capital Advisors Lp	2023-12-31	2.2 M
Envestnet Asset Management Inc	2023-12-31	2.1 M
Bank Of New York Mellon Corp	2023-12-31	2.1 M
Legal & General Group Plc	2023-12-31	2.1 M
First Trust Advisors L.p.	2023-12-31	2 M
Vanguard Group Inc	2023-12-31	32.3 M
Capital World Investors	2023-12-31	20.6 M

Discover Fundamentals

	Return On Equity	0.2
	Return On Asset	0.0208
	Profit Margin	0.30 %
	Operating Margin	0.28 %
	Current Valuation	40.66 B
	Shares Outstanding	250.56 M
	Shares Owned By Insiders	0.55 %
	Shares Owned By Institutions	89.25 %
	Number Of Shares Shorted	2.83 M
	Price To Earning	7.05 X
	Price To Book	2.20 X
	Price To Sales	3.08 X
	Revenue	20.61 B
	Gross Profit	10.46 B
	EBITDA	168 M
	Net Income	2.92 B
	Cash And Equivalents	10 B
	Cash Per Share	36.61 X
	Total Debt	21.33 B
	Debt To Equity	1.41 %
	Current Ratio	1.24 X
	Book Value Per Share	55.06 X
	Cash Flow From Operations	8.56 B
	Short Ratio	1.66 X
	Earnings Per Share	11.26 X
	Price To Earnings To Growth	3.28 X
	Target Price	133.31
	Number Of Employees	21.1 K
	Beta	1.44
	Market Capitalization	29.96 B
	Total Asset	151.61 B
	Retained Earnings	30.45 B
	Working Capital	(50.73 M)
	Current Asset	120.27 M
	Current Liabilities	171 M
	Annual Yield	0.02 %
	Five Year Return	2.14 %
	Net Asset	151.61 B
	Last Dividend Paid	2.7

About Discover Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Discover Financial Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Discover Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Discover Financial Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

Discover Financial Investors Sentiment

The influence of Discover Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Discover. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.

Investor biases related to Discover Financial's public news can be used to forecast risks associated with an investment in Discover. The trend in average sentiment can be used to explain how an investor holding Discover can time the market purely based on public headlines and social activities around Discover Financial Services. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Discover Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Discover Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Discover Financial's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Discover Financial.

Discover Financial Implied Volatility

142.39

Discover Financial's implied volatility exposes the market's sentiment of Discover Financial Services stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Discover Financial's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Discover Financial stock will not fluctuate a lot when Discover Financial's options are near their expiration.

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Discover Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Discover Financial's short interest history, or implied volatility extrapolated from Discover Financial options trading.

Pair Trading with Discover Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Discover Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Discover Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Discover Stock

0.88	AXP	American Express Earnings Call Tomorrow	Pair Corr
0.8	SCHW	Charles Schwab Corp Financial Report 16th of July 2024	Pair Corr
0.74	ARES	Ares Management LP Financial Report 26th of April 2024	Pair Corr
0.85	C	Citigroup Financial Report 12th of July 2024	Pair Corr
0.83	L	Loews Corp	Pair Corr

Moving against Discover Stock

0.8	HG	Hamilton Insurance Report 21st of October 2024	Pair Corr
0.74	DHIL	Diamond Hill Investment	Pair Corr
0.71	FG	FG Annuities Life Financial Report 1st of May 2024	Pair Corr
0.62	AC	Associated Capital	Pair Corr
0.61	BY	Byline Bancorp Report 25th of April 2024	Pair Corr

The ability to find closely correlated positions to Discover Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Discover Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Discover Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Discover Financial Services to buy it.

The correlation of Discover Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Discover Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Discover Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Discover Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Discover Financial is a strong investment it is important to analyze Discover Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Discover Financial's future performance. For an informed investment choice regarding Discover Stock, refer to the following important reports:

How To Invest In Discover

Details

Is Discover Stock a good investment?

Details

What is Discover Financial's Net Worth?

Details

Largest Consumer Finance Companies

View

Largest Financial Services Companies

View

Check out Discover Financial Piotroski F Score and Discover Financial Altman Z Score analysis.

Note that the Discover Financial information on this page should be used as a complementary analysis to other Discover Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the CEOs Directory module to screen CEOs from public companies around the world.

Complementary Tools for Discover Stock analysis

When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.

	Technical Analysis Check basic technical indicators and analysis based on most latest market data
	Piotroski F Score Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals
	Funds Screener Find actively-traded funds from around the world traded on over 30 global exchanges
	Headlines Timeline Stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity
	Financial Widgets Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets
	Content Syndication Quickly integrate customizable finance content to your own investment portal

Is Discover Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Discover Financial. If investors know Discover will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Discover Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.59)

Dividend Share

2.7

Earnings Share

11.26

Revenue Per Share

38.748

Quarterly Revenue Growth

(0.19)

The market value of Discover Financial is measured differently than its book value, which is the value of Discover that is recorded on the company's balance sheet. Investors also form their own opinion of Discover Financial's value that differs from its market value or its book value, called intrinsic value, which is Discover Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Discover Financial's market value can be influenced by many factors that don't directly affect Discover Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Discover Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Discover Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Discover Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Discover Financial Services Stock Total Debt

Discover Financial Services Company Total Debt Analysis

Total Debt

Bonds

+

Notes

Current Discover Financial Total Debt

Discover Total Debt Driver Correlations

Discover Total Debt Historical Pattern

Discover Short Long Term Debt Total

Short Long Term Debt Total

18.13 Billion

Discover Total Debt Peer Comparison

Discover Financial ESG Sustainability

Discover Financial Institutional Holders

Discover Fundamentals

About Discover Financial Fundamental Analysis

Discover Financial Investors Sentiment

Discover Financial Implied Volatility

Pair Trading with Discover Financial

Moving together with Discover Stock

Moving against Discover Stock

Complementary Tools for Discover Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY