Hdfc Bank Limited Stock Z Score

HDB Stock

USD 58.26 0.18 0.31%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out HDFC Bank Piotroski F Score and HDFC Bank Valuation analysis.

At present, HDFC Bank's Capital Lease Obligations is projected to increase significantly based on the last few years of reporting. The current year's Capital Expenditures is expected to grow to about 52.7 B, whereas Capital Surpluse is forecasted to decline to about 674.5 B. At present, HDFC Bank's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 483.3 B, whereas Total Operating Expenses is projected to grow to (465 B).

HDFC Bank Limited Company Z Score Analysis

HDFC Bank's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

HDFC Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for HDFC Bank is extremely important. It helps to project a fair market value of HDFC Stock properly, considering its historical fundamentals such as Z Score. Since HDFC Bank's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of HDFC Bank's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of HDFC Bank's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Retained Earnings	Accounts Payable	Long Term Debt	Good Will	Total Liab	Common Stock	Property Plant Equipment	Net Debt	Net Receivables	Short Term Investments	Total Current Assets	Short Term Debt	Net Tangible Assets	Long Term Investments	Short Long Term Debt	Long Term Debt Total	Capital Surpluse	Earning Assets	Net Invested Capital	Capital Stock
Total Assets		1.0	0.99	0.98	0.98	0.43	1.0	0.52	0.97	0.84	0.92	0.99	1.0	0.9	0.97	0.94	0.72	0.96	0.8	0.86	0.85	0.76
Total Stockholder Equity	1.0		0.99	0.97	0.98	0.42	1.0	0.53	0.97	0.83	0.92	0.99	1.0	0.88	0.97	0.94	0.7	0.95	0.83	0.87	0.84	0.74
Retained Earnings	0.99	0.99		0.97	0.99	0.36	0.99	0.46	0.96	0.81	0.9	0.98	1.0	0.9	0.97	0.94	0.75	0.97	0.78	0.85	0.88	0.78
Accounts Payable	0.98	0.97	0.97		0.96	0.52	0.98	0.6	0.93	0.82	0.86	0.97	0.98	0.88	0.95	0.93	0.73	0.93	0.75	0.83	0.82	0.74
Long Term Debt	0.98	0.98	0.99	0.96		0.34	0.98	0.44	0.97	0.83	0.87	0.97	0.98	0.91	0.95	0.92	0.73	0.97	0.75	0.83	0.86	0.78
Good Will	0.43	0.42	0.36	0.52	0.34		0.43	0.97	0.39	0.37	0.39	0.45	0.43	0.36	0.27	0.26	0.11	0.27	0.31	0.34	0.27	0.23
Total Liab	1.0	1.0	0.99	0.98	0.98	0.43		0.52	0.97	0.84	0.92	0.99	1.0	0.9	0.97	0.94	0.72	0.96	0.8	0.86	0.85	0.76
Common Stock	0.52	0.53	0.46	0.6	0.44	0.97	0.52		0.5	0.48	0.5	0.56	0.53	0.43	0.39	0.38	0.14	0.35	0.47	0.52	0.4	0.27
Property Plant Equipment	0.97	0.97	0.96	0.93	0.97	0.39	0.97	0.5		0.86	0.87	0.96	0.97	0.9	0.9	0.86	0.63	0.93	0.74	0.81	0.81	0.73
Net Debt	0.84	0.83	0.81	0.82	0.83	0.37	0.84	0.48	0.86		0.8	0.82	0.81	0.89	0.81	0.79	0.68	0.78	0.71	0.74	0.61	0.56
Net Receivables	0.92	0.92	0.9	0.86	0.87	0.39	0.92	0.5	0.87	0.8		0.91	0.91	0.78	0.89	0.88	0.62	0.85	0.8	0.81	0.74	0.67
Short Term Investments	0.99	0.99	0.98	0.97	0.97	0.45	0.99	0.56	0.96	0.82	0.91		0.99	0.84	0.95	0.93	0.63	0.92	0.84	0.88	0.82	0.71
Total Current Assets	1.0	1.0	1.0	0.98	0.98	0.43	1.0	0.53	0.97	0.81	0.91	0.99		0.88	0.96	0.93	0.7	0.96	0.79	0.85	0.85	0.76
Short Term Debt	0.9	0.88	0.9	0.88	0.91	0.36	0.9	0.43	0.9	0.89	0.78	0.84	0.88		0.86	0.81	0.87	0.94	0.57	0.67	0.78	0.77
Net Tangible Assets	0.97	0.97	0.97	0.95	0.95	0.27	0.97	0.39	0.9	0.81	0.89	0.95	0.96	0.86		0.99	0.79	0.95	0.83	0.87	0.85	0.74
Long Term Investments	0.94	0.94	0.94	0.93	0.92	0.26	0.94	0.38	0.86	0.79	0.88	0.93	0.93	0.81	0.99		0.77	0.91	0.85	0.88	0.81	0.7
Short Long Term Debt	0.72	0.7	0.75	0.73	0.73	0.11	0.72	0.14	0.63	0.68	0.62	0.63	0.7	0.87	0.79	0.77		0.85	0.41	0.51	0.72	0.74
Long Term Debt Total	0.96	0.95	0.97	0.93	0.97	0.27	0.96	0.35	0.93	0.78	0.85	0.92	0.96	0.94	0.95	0.91	0.85		0.66	0.75	0.89	0.84
Capital Surpluse	0.8	0.83	0.78	0.75	0.75	0.31	0.8	0.47	0.74	0.71	0.8	0.84	0.79	0.57	0.83	0.85	0.41	0.66		0.9	0.65	0.45
Earning Assets	0.86	0.87	0.85	0.83	0.83	0.34	0.86	0.52	0.81	0.74	0.81	0.88	0.85	0.67	0.87	0.88	0.51	0.75	0.9		0.83	0.56
Net Invested Capital	0.85	0.84	0.88	0.82	0.86	0.27	0.85	0.4	0.81	0.61	0.74	0.82	0.85	0.78	0.85	0.81	0.72	0.89	0.65	0.83		0.79
Capital Stock	0.76	0.74	0.78	0.74	0.78	0.23	0.76	0.27	0.73	0.56	0.67	0.71	0.76	0.77	0.74	0.7	0.74	0.84	0.45	0.56	0.79

Click cells to compare fundamentals

To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.

Competition

Predict HDFC Bank

According to the company's disclosures, HDFC Bank Limited has a Z Score of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.

HDFC Z Score Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses HDFC Bank's direct or indirect competition against its Z Score to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of HDFC Bank could also be used in its relative valuation, which is a method of valuing HDFC Bank by comparing valuation metrics of similar companies.

HDFC Bank is currently under evaluation in z score category among related companies.

HDFC Bank Current Valuation Drivers

We derive many important indicators used in calculating different scores of HDFC Bank from analyzing HDFC Bank's financial statements. These drivers represent accounts that assess HDFC Bank's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of HDFC Bank's important valuation drivers and their relationship over time.

	2019	2020	2021	2022	2023	2024 (projected)
Market Cap	5.4T	10.4T	8.6T	10.2T	33.4T	35.0T
Enterprise Value	6.1T	10.9T	9.2T	11.0T	38.4T	40.3T

HDFC Bank Institutional Holders

Institutional Holdings refers to the ownership stake in HDFC Bank that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of HDFC Bank's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing HDFC Bank's value.

		Shares
Fmr Inc	2023-12-31	6 M
Impax Asset Management Group Plc	2023-12-31	5.8 M
Lazard Asset Management Llc		5 M
Amvescap Plc.	2023-12-31	5 M
Lone Pine Capital Llc	2023-12-31	4.6 M
Brown Advisory Holdings Inc	2023-12-31	4.6 M
D1 Capital Partners L.p.	2023-12-31	4.3 M
Fisher Asset Management, Llc	2023-12-31	4.2 M
Wellington Management Company Llp	2023-12-31	4.2 M
Jpmorgan Chase & Co	2023-12-31	19.6 M
Fidelity International Ltd	2023-12-31	13.6 M

HDFC Fundamentals

	Return On Equity	0.17
	Return On Asset	0.02
	Profit Margin	0.28 %
	Operating Margin	0.27 %
	Current Valuation	5.6 T
	Shares Outstanding	2.53 B
	Shares Owned By Institutions	13.95 %
	Number Of Shares Shorted	13.25 M
	Price To Earning	27.26 X
	Price To Book	4.14 X
	Price To Sales	0.07 X
	Revenue	1.21 T
	Gross Profit	1.13 T
	EBITDA	685.05 B
	Net Income	496.26 B
	Cash And Equivalents	1.05 T
	Cash Per Share	94.18 X
	Total Debt	3.24 T
	Debt To Equity	7.89 %
	Book Value Per Share	600.85 X
	Cash Flow From Operations	477.2 B
	Short Ratio	4.46 X
	Earnings Per Share	3.19 X
	Price To Earnings To Growth	0.97 X
	Target Price	69.38
	Beta	0.77
	Market Capitalization	147.99 B
	Total Asset	25.76 T
	Retained Earnings	1.45 T
	Working Capital	(4.98 T)
	Current Asset	621.06 B
	Current Liabilities	5.6 T
	Annual Yield	0.01 %
	Five Year Return	0.58 %
	Net Asset	25.76 T
	Last Dividend Paid	19.5

About HDFC Bank Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze HDFC Bank Limited's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of HDFC Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of HDFC Bank Limited based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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When determining whether HDFC Bank Limited offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of HDFC Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hdfc Bank Limited Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hdfc Bank Limited Stock:

How To Invest In HDFC

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Is HDFC Stock a good investment?

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What is HDFC Bank's Net Worth?

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Check out HDFC Bank Piotroski F Score and HDFC Bank Valuation analysis.

Note that the HDFC Bank Limited information on this page should be used as a complementary analysis to other HDFC Bank's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.

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When running HDFC Bank's price analysis, check to measure HDFC Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HDFC Bank is operating at the current time. Most of HDFC Bank's value examination focuses on studying past and present price action to predict the probability of HDFC Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HDFC Bank's price. Additionally, you may evaluate how the addition of HDFC Bank to your portfolios can decrease your overall portfolio volatility.

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Is HDFC Bank's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HDFC Bank. If investors know HDFC will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HDFC Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.029

Dividend Share

19.5

Earnings Share

3.19

Revenue Per Share

193.7952

Quarterly Revenue Growth

1.132

The market value of HDFC Bank Limited is measured differently than its book value, which is the value of HDFC that is recorded on the company's balance sheet. Investors also form their own opinion of HDFC Bank's value that differs from its market value or its book value, called intrinsic value, which is HDFC Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HDFC Bank's market value can be influenced by many factors that don't directly affect HDFC Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between HDFC Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if HDFC Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HDFC Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Hdfc Bank Limited Stock Z Score

HDFC Bank Limited Company Z Score Analysis

Z Score

Sum Of

5 Factors

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

HDFC Z Score Driver Correlations

HDFC Z Score Peer Comparison

HDFC Bank Current Valuation Drivers

HDFC Bank Institutional Holders

HDFC Fundamentals

About HDFC Bank Fundamental Analysis

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

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