First Internet Bancorp Stock Retained Earnings
| INBK Stock | USD 33.27 0.38 1.16% |
First Internet Bancorp fundamentals help investors to digest information that contributes to First Internet's financial success or failures. It also enables traders to predict the movement of First Stock. The fundamental analysis module provides a way to measure First Internet's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to First Internet stock.
| Last Reported | Projected for Next Year | ||
| Retained Earnings | 207.5 M | 217.8 M | |
| Retained Earnings Total Equity | 236.5 M | 248.4 M |
First | Retained Earnings |
First Internet Bancorp Company Retained Earnings Analysis
First Internet's Retained Earnings is a balance sheet account that refers to the portion of company income that is retained by the firm. In other words, it is a part of earnings that is not paid out as dividends or otherwise distributed to owners. Retained Earnings are calculated by adding net income to last period retained earnings and subtracting any dividends paid to owners.
More About Retained Earnings | All Equity Analysis
Retained Earnings | = | Beginning RE + Income | - | Dividends |
Current First Internet Retained Earnings | 207.47 M |
Most of First Internet's fundamental indicators, such as Retained Earnings, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, First Internet Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
First Retained Earnings Driver Correlations
Understanding the fundamental principles of building solid financial models for First Internet is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Retained Earnings. Since First Internet's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Internet's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Internet's interrelated accounts and indicators.
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First Retained Earnings Historical Pattern
Today, most investors in First Internet Stock are looking for potential investment opportunities by analyzing not only static indicators but also various First Internet's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's retained earnings growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of First Internet retained earnings as a starting point in their analysis.
First Internet Retained Earnings |
| Timeline |
Retained Earnings shows how the firm utilizes its profits over time. In simple terms, investors can think of retained earnings as the amount of profit the company has reinvested in the business since its inceptions. However the methodology to make a decision over how much profit to retain is different between companies in different industries. For example, growing industries tend to retain more of their earnings than more matured industries as they need more assets investment to sustain their growth.
| Competition |
Based on the latest financial disclosure, First Internet Bancorp has a Retained Earnings of 207.47 M. This is 98.64% lower than that of the Banks sector and significantly higher than that of the Financials industry. The retained earnings for all United States stocks is 97.78% higher than that of the company.
First Retained Earnings Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Internet's direct or indirect competition against its Retained Earnings to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Internet could also be used in its relative valuation, which is a method of valuing First Internet by comparing valuation metrics of similar companies.First Internet is currently under evaluation in retained earnings category among related companies.
First Internet Current Valuation Drivers
We derive many important indicators used in calculating different scores of First Internet from analyzing First Internet's financial statements. These drivers represent accounts that assess First Internet's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of First Internet's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 238.1M | 282.8M | 466.5M | 231.4M | 213.8M | 112.8M | |
| Enterprise Value | 495.2M | 457.5M | 642.7M | 694.3M | 527.7M | 554.0M |
First Fundamentals
| Return On Equity | 0.0231 | |||
| Return On Asset | 0.0017 | |||
| Profit Margin | 0.1 % | |||
| Operating Margin | 0.21 % | |||
| Current Valuation | 592.75 M | |||
| Shares Outstanding | 8.66 M | |||
| Shares Owned By Insiders | 7.57 % | |||
| Shares Owned By Institutions | 67.73 % | |||
| Number Of Shares Shorted | 91.88 K | |||
| Price To Earning | 7.59 X | |||
| Price To Book | 0.75 X | |||
| Price To Sales | 3.23 X | |||
| Revenue | 265.96 M | |||
| Gross Profit | 113.37 M | |||
| EBITDA | 5.75 M | |||
| Net Income | 8.42 M | |||
| Cash And Equivalents | 221.05 M | |||
| Cash Per Share | 23.79 X | |||
| Total Debt | 719.77 M | |||
| Debt To Equity | 11.17 % | |||
| Book Value Per Share | 41.97 X | |||
| Cash Flow From Operations | (2.86 M) | |||
| Short Ratio | 1.85 X | |||
| Earnings Per Share | 0.95 X | |||
| Target Price | 36.1 | |||
| Number Of Employees | 287 | |||
| Beta | 0.71 | |||
| Market Capitalization | 284.87 M | |||
| Total Asset | 5.17 B | |||
| Retained Earnings | 207.47 M | |||
| Annual Yield | 0.01 % | |||
| Five Year Return | 0.91 % | |||
| Net Asset | 5.17 B | |||
| Last Dividend Paid | 0.24 |
About First Internet Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Internet Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Internet using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Internet Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Try AI Portfolio ArchitectCheck out First Internet Piotroski F Score and First Internet Altman Z Score analysis. Note that the First Internet Bancorp information on this page should be used as a complementary analysis to other First Internet's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Complementary Tools for First Stock analysis
When running First Internet's price analysis, check to measure First Internet's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Internet is operating at the current time. Most of First Internet's value examination focuses on studying past and present price action to predict the probability of First Internet's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Internet's price. Additionally, you may evaluate how the addition of First Internet to your portfolios can decrease your overall portfolio volatility.
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Is First Internet's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Internet. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Internet listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.30) | Dividend Share 0.24 | Earnings Share 0.95 | Revenue Per Share 9.547 | Quarterly Revenue Growth (0.07) |
The market value of First Internet Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Internet's value that differs from its market value or its book value, called intrinsic value, which is First Internet's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Internet's market value can be influenced by many factors that don't directly affect First Internet's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Internet's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Internet is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Internet's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.