Lendingclub Corp Stock Operating Margin

LC Stock

USD 7.64 0.03 0.39%

LendingClub Corp fundamentals help investors to digest information that contributes to LendingClub Corp's financial success or failures. It also enables traders to predict the movement of LendingClub Stock. The fundamental analysis module provides a way to measure LendingClub Corp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to LendingClub Corp stock.

		Last Reported	Projected for Next Year
	Operating Profit Margin	0.24	0.25

This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.

LendingClub Corp Company Operating Margin Analysis

LendingClub Corp's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

Operating Margin

Operating Income

Revenue

100

More About Operating Margin | All Equity Analysis

Current LendingClub Corp Operating Margin

0.05 %

Most of LendingClub Corp's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, LendingClub Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

LendingClub Operating Margin Driver Correlations

Understanding the fundamental principles of building solid financial models for LendingClub Corp is extremely important. It helps to project a fair market value of LendingClub Stock properly, considering its historical fundamentals such as Operating Margin. Since LendingClub Corp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of LendingClub Corp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of LendingClub Corp's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Current Deferred Revenue	Net Debt	Retained Earnings	Accounts Payable	Net Receivables	Total Liab	Total Current Assets	Common Stock	Net Tangible Assets	Long Term Debt	Long Term Debt Total	Short Term Debt	Property Plant Equipment	Good Will	Short Term Investments	Capital Surpluse	Deferred Long Term Liab	Long Term Investments	Treasury Stock	Intangible Assets	Cash And Equivalents	Net Invested Capital	Short Long Term Debt	Capital Stock
Total Assets		0.96	0.8	-0.87	-0.93	0.96	0.44	0.99	0.99	0.94	-0.15	-0.25	-0.24	-0.19	-0.07	-0.13	0.12	-0.17	-0.15	-0.17	0.14	-0.12	0.2	0.02	-0.11	0.04
Total Stockholder Equity	0.96		0.91	-0.88	-0.99	0.99	0.4	0.91	0.98	0.99	-0.29	-0.23	-0.22	-0.1	-0.26	-0.24	-0.1	-0.3	-0.24	-0.16	0.24	-0.18	-0.04	0.15	0.07	0.15
Current Deferred Revenue	0.8	0.91		-0.72	-0.93	0.88	0.37	0.7	0.82	0.94	-0.52	-0.03	-0.02	-0.03	-0.56	-0.51	-0.38	-0.57	-0.4	-0.02	0.47	-0.42	-0.36	0.53	0.43	0.49
Net Debt	-0.87	-0.88	-0.72		0.9	-0.9	-0.09	-0.83	-0.92	-0.87	0.41	0.64	0.63	0.19	0.2	0.22	-0.07	0.34	0.34	0.42	-0.22	0.12	-0.23	0.12	0.21	0.1
Retained Earnings	-0.93	-0.99	-0.93	0.9		-0.99	-0.34	-0.86	-0.96	-1.0	0.4	0.27	0.27	0.1	0.34	0.32	0.17	0.39	0.3	0.19	-0.29	0.22	0.09	-0.19	-0.1	-0.18
Accounts Payable	0.96	0.99	0.88	-0.9	-0.99		0.37	0.91	0.97	0.98	-0.32	-0.27	-0.28	-0.17	-0.26	-0.23	-0.12	-0.31	-0.25	-0.23	0.22	-0.09	0.0	0.1	-0.01	0.11
Net Receivables	0.44	0.4	0.37	-0.09	-0.34	0.37		0.45	0.36	0.38	0.23	0.41	0.42	-0.05	0.18	-0.07	0.0	0.16	0.52	0.45	-0.24	-0.11	-0.13	0.25	0.15	0.27
Total Liab	0.99	0.91	0.7	-0.83	-0.86	0.91	0.45		0.96	0.87	-0.05	-0.25	-0.24	-0.23	0.04	-0.05	0.25	-0.08	-0.08	-0.16	0.07	-0.08	0.33	-0.07	-0.22	-0.02
Total Current Assets	0.99	0.98	0.82	-0.92	-0.96	0.97	0.36	0.96		0.95	-0.25	-0.32	-0.31	-0.18	-0.14	-0.18	0.11	-0.25	-0.23	-0.2	0.2	-0.2	0.17	0.04	-0.09	0.05
Common Stock	0.94	0.99	0.94	-0.87	-1.0	0.98	0.38	0.87	0.95		-0.39	-0.2	-0.19	-0.14	-0.37	-0.32	-0.18	-0.4	-0.31	-0.15	0.32	-0.24	-0.11	0.25	0.13	0.24
Net Tangible Assets	-0.15	-0.29	-0.52	0.41	0.4	-0.32	0.23	-0.05	-0.25	-0.39		0.28	0.28	0.22	0.81	0.8	0.46	0.95	0.73	0.28	-0.7	0.51	0.31	-0.52	-0.3	-0.48
Long Term Debt	-0.25	-0.23	-0.03	0.64	0.27	-0.27	0.41	-0.25	-0.32	-0.2	0.28		0.99	-0.02	-0.13	0.04	-0.3	0.1	0.17	0.55	0.09	-0.06	-0.45	0.56	0.45	0.55
Long Term Debt Total	-0.24	-0.22	-0.02	0.63	0.27	-0.28	0.42	-0.24	-0.31	-0.19	0.28	0.99		-0.01	-0.12	0.01	-0.27	0.08	0.16	0.6	0.1	-0.12	-0.44	0.59	0.48	0.57
Short Term Debt	-0.19	-0.1	-0.03	0.19	0.1	-0.17	-0.05	-0.23	-0.18	-0.14	0.22	-0.02	-0.01		0.28	0.03	-0.11	0.29	0.35	0.25	-0.4	-0.09	-0.45	-0.1	0.54	-0.21
Property Plant Equipment	-0.07	-0.26	-0.56	0.2	0.34	-0.26	0.18	0.04	-0.14	-0.37	0.81	-0.13	-0.12	0.28		0.61	0.72	0.88	0.78	0.15	-0.88	0.39	0.55	-0.76	-0.5	-0.72
Good Will	-0.13	-0.24	-0.51	0.22	0.32	-0.23	-0.07	-0.05	-0.18	-0.32	0.8	0.04	0.01	0.03	0.61		0.43	0.81	0.41	-0.14	-0.46	0.62	0.37	-0.67	-0.47	-0.72
Short Term Investments	0.12	-0.1	-0.38	-0.07	0.17	-0.12	0.0	0.25	0.11	-0.18	0.46	-0.3	-0.27	-0.11	0.72	0.43		0.47	0.29	-0.02	-0.38	-0.06	0.84	-0.58	-0.6	-0.54
Capital Surpluse	-0.17	-0.3	-0.57	0.34	0.39	-0.31	0.16	-0.08	-0.25	-0.4	0.95	0.1	0.08	0.29	0.88	0.81	0.47		0.79	0.18	-0.83	0.6	0.32	-0.7	-0.41	-0.66
Deferred Long Term Liab	-0.15	-0.24	-0.4	0.34	0.3	-0.25	0.52	-0.08	-0.23	-0.31	0.73	0.17	0.16	0.35	0.78	0.41	0.29	0.79		0.25	-0.81	0.35	0.08	-0.41	-0.17	-0.37
Long Term Investments	-0.17	-0.16	-0.02	0.42	0.19	-0.23	0.45	-0.16	-0.2	-0.15	0.28	0.55	0.6	0.25	0.15	-0.14	-0.02	0.18	0.25		-0.29	-0.3	-0.29	0.37	0.43	0.35
Treasury Stock	0.14	0.24	0.47	-0.22	-0.29	0.22	-0.24	0.07	0.2	0.32	-0.7	0.09	0.1	-0.4	-0.88	-0.46	-0.38	-0.83	-0.81	-0.29		-0.48	-0.23	0.67	0.33	0.65
Intangible Assets	-0.12	-0.18	-0.42	0.12	0.22	-0.09	-0.11	-0.08	-0.2	-0.24	0.51	-0.06	-0.12	-0.09	0.39	0.62	-0.06	0.6	0.35	-0.3	-0.48		0.21	-0.63	-0.55	-0.55
Cash And Equivalents	0.2	-0.04	-0.36	-0.23	0.09	0.0	-0.13	0.33	0.17	-0.11	0.31	-0.45	-0.44	-0.45	0.55	0.37	0.84	0.32	0.08	-0.29	-0.23	0.21		-0.64	-0.86	-0.53
Net Invested Capital	0.02	0.15	0.53	0.12	-0.19	0.1	0.25	-0.07	0.04	0.25	-0.52	0.56	0.59	-0.1	-0.76	-0.67	-0.58	-0.7	-0.41	0.37	0.67	-0.63	-0.64		0.76	0.95
Short Long Term Debt	-0.11	0.07	0.43	0.21	-0.1	-0.01	0.15	-0.22	-0.09	0.13	-0.3	0.45	0.48	0.54	-0.5	-0.47	-0.6	-0.41	-0.17	0.43	0.33	-0.55	-0.86	0.76		0.62
Capital Stock	0.04	0.15	0.49	0.1	-0.18	0.11	0.27	-0.02	0.05	0.24	-0.48	0.55	0.57	-0.21	-0.72	-0.72	-0.54	-0.66	-0.37	0.35	0.65	-0.55	-0.53	0.95	0.62

Click cells to compare fundamentals

A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.

Competition

Predict LendingClub Corp

Operating Profit Margin Over Time

LendingClub Pretax Profit Margin

Pretax Profit Margin

0.0452

At present, LendingClub Corp's Pretax Profit Margin is projected to increase slightly based on the last few years of reporting.

Based on the recorded statements, LendingClub Corp has an Operating Margin of 0.0544%. This is 99.71% lower than that of the Consumer Finance sector and 99.76% lower than that of the Financials industry. The operating margin for all United States stocks is 100.99% lower than that of the firm.

LendingClub Operating Margin Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses LendingClub Corp's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of LendingClub Corp could also be used in its relative valuation, which is a method of valuing LendingClub Corp by comparing valuation metrics of similar companies.

LendingClub Corp is currently under evaluation in operating margin category among related companies.

LendingClub Corp Current Valuation Drivers

We derive many important indicators used in calculating different scores of LendingClub Corp from analyzing LendingClub Corp's financial statements. These drivers represent accounts that assess LendingClub Corp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of LendingClub Corp's important valuation drivers and their relationship over time.

	2019	2020	2021	2022	2023	2024 (projected)
Market Cap	1.1B	955.0M	2.4B	911.2M	948.0M	900.6M
Enterprise Value	2.7B	1.4B	2.1B	(2.4M)	(288.9M)	(274.5M)

LendingClub Fundamentals

	Return On Equity	0.0322
	Return On Asset	0.0044
	Profit Margin	0.03 %
	Operating Margin	0.05 %
	Current Valuation	(357.82 M)
	Shares Outstanding	110.41 M
	Shares Owned By Insiders	3.29 %
	Shares Owned By Institutions	84.04 %
	Number Of Shares Shorted	2.3 M
	Price To Earning	3.90 X
	Price To Book	0.71 X
	Price To Sales	0.79 X
	Revenue	1.27 B
	Gross Profit	536.37 M
	EBITDA	350.61 M
	Net Income	38.94 M
	Cash And Equivalents	1.03 B
	Cash Per Share	9.07 X
	Total Debt	57.22 M
	Debt To Equity	0.11 %
	Book Value Per Share	11.34 X
	Cash Flow From Operations	(1.14 B)
	Short Ratio	2.27 X
	Earnings Per Share	0.36 X
	Price To Earnings To Growth	(18.14) X
	Target Price	10.31
	Number Of Employees	1.02 K
	Beta	1.99
	Market Capitalization	847.96 M
	Total Asset	8.83 B
	Retained Earnings	(388.81 M)
	Net Asset	8.83 B

About LendingClub Corp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze LendingClub Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of LendingClub Corp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of LendingClub Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards LendingClub Corp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, LendingClub Corp's short interest history, or implied volatility extrapolated from LendingClub Corp options trading.

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect

When determining whether LendingClub Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of LendingClub Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lendingclub Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lendingclub Corp Stock:

How To Invest In LendingClub

Details

Is LendingClub Stock a good investment?

Details

What is LendingClub Corp's Net Worth?

Details

Largest Consumer Finance Companies

View

Largest Financial Services Companies

View

Check out LendingClub Corp Piotroski F Score and LendingClub Corp Altman Z Score analysis.

For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.

Note that the LendingClub Corp information on this page should be used as a complementary analysis to other LendingClub Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.

Complementary Tools for LendingClub Stock analysis

When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.

	Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios
	Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities
	Premium Stories Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope
	Portfolio Comparator Compare the composition, asset allocations and performance of any two portfolios in your account
	Risk-Return Analysis View associations between returns expected from investment and the risk you assume
	Portfolio Backtesting Avoid under-diversification and over-optimization by backtesting your portfolios
	Options Analysis Analyze and evaluate options and option chains as a potential hedge for your portfolios
	Funds Screener Find actively-traded funds from around the world traded on over 30 global exchanges
	Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency
	Alpha Finder Use alpha and beta coefficients to find investment opportunities after accounting for the risk

Is LendingClub Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.60)

Earnings Share

0.36

Revenue Per Share

10.468

Quarterly Revenue Growth

(0.13)

Return On Assets

0.0044

The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Lendingclub Corp Stock Operating Margin

LendingClub Corp Company Operating Margin Analysis

Operating Margin

Operating Income

Revenue

100

Current LendingClub Corp Operating Margin

LendingClub Operating Margin Driver Correlations

LendingClub Pretax Profit Margin

Pretax Profit Margin

0.0452

LendingClub Operating Margin Peer Comparison

LendingClub Corp Current Valuation Drivers

LendingClub Fundamentals

About LendingClub Corp Fundamental Analysis

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

Complementary Tools for LendingClub Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY