Nbt Bancorp Stock Total Debt
| NBTB Stock | USD 34.61 1.32 3.97% |
NBT Bancorp fundamentals help investors to digest information that contributes to NBT Bancorp's financial success or failures. It also enables traders to predict the movement of NBT Stock. The fundamental analysis module provides a way to measure NBT Bancorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to NBT Bancorp stock.
The current year's Total Debt To Capitalization is expected to grow to 0.54. NBT | Total Debt |
NBT Bancorp Company Total Debt Analysis
NBT Bancorp's Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively.
Current NBT Bancorp Total Debt | 665.61 M |
Most of NBT Bancorp's fundamental indicators, such as Total Debt, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, NBT Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
NBT Total Debt Driver Correlations
Understanding the fundamental principles of building solid financial models for NBT Bancorp is extremely important. It helps to project a fair market value of NBT Stock properly, considering its historical fundamentals such as Total Debt. Since NBT Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of NBT Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of NBT Bancorp's interrelated accounts and indicators.
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NBT Total Debt Historical Pattern
Today, most investors in NBT Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various NBT Bancorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's total debt growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of NBT Bancorp total debt as a starting point in their analysis.
NBT Bancorp Total Debt |
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In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.
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NBT Short Long Term Debt Total
Short Long Term Debt Total |
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Based on the latest financial disclosure, NBT Bancorp has a Total Debt of 665.61 M. This is 98.35% lower than that of the Banks sector and significantly higher than that of the Financials industry. The total debt for all United States stocks is 87.48% higher than that of the company.
NBT Total Debt Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses NBT Bancorp's direct or indirect competition against its Total Debt to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of NBT Bancorp could also be used in its relative valuation, which is a method of valuing NBT Bancorp by comparing valuation metrics of similar companies.NBT Bancorp is currently under evaluation in total debt category among related companies.
NBT Bancorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of NBT Bancorp from analyzing NBT Bancorp's financial statements. These drivers represent accounts that assess NBT Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of NBT Bancorp's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 1.6B | 1.5B | 1.7B | 1.9B | 1.7B | 1.8B |
NBT Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in NBT Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of NBT Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing NBT Bancorp's value.| Shares | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 369.1 K | Norges Bank | 2023-12-31 | 299.4 K | Manufacturers Life Insurance Co | 2023-12-31 | 293.9 K | Nbt Bank National Association | 2023-12-31 | 293.7 K | Hsbc Holdings Plc | 2023-12-31 | 269.6 K | Principal Financial Group Inc | 2023-12-31 | 261 K | Eagle Asset Management, Inc. | 2023-12-31 | 238 K | Rhumbline Advisers | 2023-12-31 | 146.2 K | Alliancebernstein L.p. | 2023-12-31 | 139.9 K | Blackrock Inc | 2023-12-31 | 6.7 M | Vanguard Group Inc | 2023-12-31 | 5.6 M |
NBT Fundamentals
| Return On Equity | 0.0914 | ||||
| Return On Asset | 0.0095 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.35 % | ||||
| Current Valuation | 2.13 B | ||||
| Shares Outstanding | 47.16 M | ||||
| Shares Owned By Insiders | 3.40 % | ||||
| Shares Owned By Institutions | 59.21 % | ||||
| Number Of Shares Shorted | 1.15 M | ||||
| Price To Earning | 15.56 X | ||||
| Price To Book | 1.12 X | ||||
| Price To Sales | 3.26 X | ||||
| Revenue | 665.04 M | ||||
| Gross Profit | 500.62 M | ||||
| EBITDA | 4.73 M | ||||
| Net Income | 118.78 M | ||||
| Cash And Equivalents | 321.06 M | ||||
| Cash Per Share | 7.50 X | ||||
| Total Debt | 665.61 M | ||||
| Debt To Equity | 0.26 % | ||||
| Book Value Per Share | 30.26 X | ||||
| Cash Flow From Operations | 159.45 M | ||||
| Short Ratio | 4.42 X | ||||
| Earnings Per Share | 2.65 X | ||||
| Price To Earnings To Growth | 3.82 X | ||||
| Target Price | 41.17 | ||||
| Number Of Employees | 2.03 K | ||||
| Beta | 0.51 | ||||
| Market Capitalization | 1.57 B | ||||
| Total Asset | 13.31 B | ||||
| Retained Earnings | 1.02 B | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 2.90 % | ||||
| Net Asset | 13.31 B | ||||
| Last Dividend Paid | 1.24 |
About NBT Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze NBT Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of NBT Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of NBT Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Try AI Portfolio ArchitectCheck out NBT Bancorp Piotroski F Score and NBT Bancorp Altman Z Score analysis. For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
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Is NBT Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NBT Bancorp. If investors know NBT will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NBT Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.24) | Dividend Share 1.24 | Earnings Share 2.65 | Revenue Per Share 11.013 | Quarterly Revenue Growth 0.013 |
The market value of NBT Bancorp is measured differently than its book value, which is the value of NBT that is recorded on the company's balance sheet. Investors also form their own opinion of NBT Bancorp's value that differs from its market value or its book value, called intrinsic value, which is NBT Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NBT Bancorp's market value can be influenced by many factors that don't directly affect NBT Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NBT Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if NBT Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NBT Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.