Ofg Bancorp Stock Fundamentals

OFG Stock  USD 36.81  0.35  0.96%   
OFG Bancorp fundamentals help investors to digest information that contributes to OFG Bancorp's financial success or failures. It also enables traders to predict the movement of OFG Stock. The fundamental analysis module provides a way to measure OFG Bancorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to OFG Bancorp stock.
At this time, OFG Bancorp's Total Operating Expenses is most likely to decrease significantly in the upcoming years. The OFG Bancorp's current Income Before Tax is estimated to increase to about 278.5 M, while EBIT is projected to decrease to 0.00.
  
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OFG Current Valuation Analysis

OFG Bancorp's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
 2021 2022 2023 2024 (projected)
Gross Profit540.6M613.8M777.3M816.1M
Total Revenue540.6M613.8M776.9M815.8M

Enterprise Value

 = 

Market Cap + Debt

-

Cash

More About Current Valuation | All Equity Analysis

Current OFG Bancorp Current Valuation

    
  1.19 B  
Most of OFG Bancorp's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, OFG Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
Competition

In accordance with the recently published financial statements, OFG Bancorp has a Current Valuation of 1.19 B. This is 96.36% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 92.82% higher than that of the company.

OFG Bancorp Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining OFG Bancorp's current stock value. Our valuation model uses many indicators to compare OFG Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across OFG Bancorp competition to find correlations between indicators driving OFG Bancorp's intrinsic value. More Info.
OFG Bancorp is considered to be number one stock in price to book category among related companies. It is considered to be number one stock in shares outstanding category among related companies creating about  32,423,080  of Shares Outstanding per Price To Book. The current Common Stock Shares Outstanding is estimated to decrease to about 36.8 M. Comparative valuation analysis is a catch-all model that can be used if you cannot value OFG Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for OFG Bancorp's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the OFG Bancorp's earnings, one of the primary drivers of an investment's value.

OFG Cash And Equivalents Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses OFG Bancorp's direct or indirect competition against its Cash And Equivalents to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of OFG Bancorp could also be used in its relative valuation, which is a method of valuing OFG Bancorp by comparing valuation metrics of similar companies.
OFG Bancorp is currently under evaluation in cash and equivalents category among related companies.

OFG Fundamentals

About OFG Bancorp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze OFG Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of OFG Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of OFG Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for 2024
Total Revenue776.9 M815.8 M
Cost Of Revenue-280.8 K-266.8 K
Ebit Per Revenue 0.81  1.05 

OFG Bancorp Investors Sentiment

The influence of OFG Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in OFG. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to OFG Bancorp's public news can be used to forecast risks associated with an investment in OFG. The trend in average sentiment can be used to explain how an investor holding OFG can time the market purely based on public headlines and social activities around OFG Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
OFG Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for OFG Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average OFG Bancorp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on OFG Bancorp.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards OFG Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, OFG Bancorp's short interest history, or implied volatility extrapolated from OFG Bancorp options trading.

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When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:
Check out OFG Bancorp Piotroski F Score and OFG Bancorp Altman Z Score analysis.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
Note that the OFG Bancorp information on this page should be used as a complementary analysis to other OFG Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.

Complementary Tools for OFG Stock analysis

When running OFG Bancorp's price analysis, check to measure OFG Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OFG Bancorp is operating at the current time. Most of OFG Bancorp's value examination focuses on studying past and present price action to predict the probability of OFG Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OFG Bancorp's price. Additionally, you may evaluate how the addition of OFG Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is OFG Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.019
Dividend Share
0.88
Earnings Share
3.83
Revenue Per Share
13.302
Quarterly Revenue Growth
0.017
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.