Optimumbank Holdings Stock Fundamentals
| OPHC Stock | USD 4.18 0.03 0.71% |
OptimumBank Holdings fundamentals help investors to digest information that contributes to OptimumBank Holdings' financial success or failures. It also enables traders to predict the movement of OptimumBank Stock. The fundamental analysis module provides a way to measure OptimumBank Holdings' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to OptimumBank Holdings stock.
At present, OptimumBank Holdings' Gross Profit is projected to increase significantly based on the last few years of reporting. The current year's Other Operating Expenses is expected to grow to about 31.9 M, whereas Depreciation And Amortization is forecasted to decline to about 401.1 K. OptimumBank | Select Account or Indicator |
OptimumBank Holdings Company Return On Equity Analysis
OptimumBank Holdings' Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current OptimumBank Holdings Return On Equity | 0.0948 |
Most of OptimumBank Holdings' fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, OptimumBank Holdings is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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OptimumBank Total Stockholder Equity
Total Stockholder Equity |
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Based on the latest financial disclosure, OptimumBank Holdings has a Return On Equity of 0.0948. This is 93.46% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 130.58% lower than that of the firm.
OptimumBank Holdings Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining OptimumBank Holdings's current stock value. Our valuation model uses many indicators to compare OptimumBank Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across OptimumBank Holdings competition to find correlations between indicators driving OptimumBank Holdings's intrinsic value. More Info.OptimumBank Holdings is considered to be number one stock in return on equity category among related companies. It is considered to be number one stock in return on asset category among related companies reporting about 0.10 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for OptimumBank Holdings is roughly 10.42 . At present, OptimumBank Holdings' Return On Equity is projected to drop slightly based on the last few years of reporting.Comparative valuation analysis is a catch-all model that can be used if you cannot value OptimumBank Holdings by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for OptimumBank Holdings' Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the OptimumBank Holdings' earnings, one of the primary drivers of an investment's value.OptimumBank Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses OptimumBank Holdings' direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of OptimumBank Holdings could also be used in its relative valuation, which is a method of valuing OptimumBank Holdings by comparing valuation metrics of similar companies.OptimumBank Holdings is currently under evaluation in return on equity category among related companies.
OptimumBank Fundamentals
| Return On Equity | 0.0948 | |||
| Return On Asset | 0.0091 | |||
| Profit Margin | 0.27 % | |||
| Operating Margin | 0.49 % | |||
| Current Valuation | 34.07 M | |||
| Shares Outstanding | 9.38 M | |||
| Shares Owned By Insiders | 26.66 % | |||
| Shares Owned By Institutions | 8.27 % | |||
| Number Of Shares Shorted | 9 K | |||
| Price To Earning | 2.45 X | |||
| Price To Book | 0.55 X | |||
| Price To Sales | 1.73 X | |||
| Revenue | 39.23 M | |||
| Gross Profit | 15.33 M | |||
| EBITDA | 8.46 M | |||
| Net Income | 6.28 M | |||
| Cash And Equivalents | 77.27 M | |||
| Cash Per Share | 12.82 X | |||
| Total Debt | 77.85 M | |||
| Debt To Equity | 41.97 % | |||
| Book Value Per Share | 9.66 X | |||
| Cash Flow From Operations | 6.88 M | |||
| Short Ratio | 1.37 X | |||
| Earnings Per Share | 0.87 X | |||
| Number Of Employees | 60 | |||
| Beta | 0.31 | |||
| Market Capitalization | 39.2 M | |||
| Total Asset | 792.44 M | |||
| Retained Earnings | (15.97 M) | |||
| Net Asset | 792.44 M |
About OptimumBank Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze OptimumBank Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of OptimumBank Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of OptimumBank Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 39.2 M | 41.2 M | |
| Cost Of Revenue | 3.1 M | 4 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.21 | 0.20 | |
| Research And Ddevelopement To Revenue | 0.00 | 0.00 | |
| Capex To Revenue | (0.02) | (0.02) | |
| Revenue Per Share | 5.42 | 5.15 | |
| Ebit Per Revenue | 0.22 | 0.23 |
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Try AI Portfolio ArchitectCheck out OptimumBank Holdings Piotroski F Score and OptimumBank Holdings Altman Z Score analysis. For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.Note that the OptimumBank Holdings information on this page should be used as a complementary analysis to other OptimumBank Holdings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Complementary Tools for OptimumBank Stock analysis
When running OptimumBank Holdings' price analysis, check to measure OptimumBank Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OptimumBank Holdings is operating at the current time. Most of OptimumBank Holdings' value examination focuses on studying past and present price action to predict the probability of OptimumBank Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OptimumBank Holdings' price. Additionally, you may evaluate how the addition of OptimumBank Holdings to your portfolios can decrease your overall portfolio volatility.
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Is OptimumBank Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OptimumBank Holdings. If investors know OptimumBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OptimumBank Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.551 | Earnings Share 0.87 | Revenue Per Share 3.194 | Quarterly Revenue Growth 0.514 | Return On Assets 0.0091 |
The market value of OptimumBank Holdings is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings' value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OptimumBank Holdings' market value can be influenced by many factors that don't directly affect OptimumBank Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OptimumBank Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if OptimumBank Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OptimumBank Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.