Pacific Premier Bancorp Stock Fundamentals
| PPBI Stock | USD 22.13 0.14 0.63% |
Pacific Premier Bancorp fundamentals help investors to digest information that contributes to Pacific Premier's financial success or failures. It also enables traders to predict the movement of Pacific Stock. The fundamental analysis module provides a way to measure Pacific Premier's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Pacific Premier stock.
As of now, Pacific Premier's Selling And Marketing Expenses is increasing as compared to previous years. The Pacific Premier's current Total Revenue is estimated to increase to about 932.4 M, while Other Operating Expenses is projected to decrease to under 6.7 M. Pacific | Select Account or Indicator |
Pacific Premier Bancorp Company Return On Equity Analysis
Pacific Premier's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Pacific Premier Return On Equity | 0.0109 |
Most of Pacific Premier's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Pacific Premier Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Pacific Return On Equity Historical Pattern
Today, most investors in Pacific Premier Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Pacific Premier's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's return on equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Pacific Premier return on equity as a starting point in their analysis.
Pacific Premier Return On Equity |
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For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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Pacific Total Stockholder Equity
Total Stockholder Equity |
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Based on the latest financial disclosure, Pacific Premier Bancorp has a Return On Equity of 0.0109. This is 99.25% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 103.52% lower than that of the firm.
Pacific Premier Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Pacific Premier's current stock value. Our valuation model uses many indicators to compare Pacific Premier value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Pacific Premier competition to find correlations between indicators driving Pacific Premier's intrinsic value. More Info.Pacific Premier Bancorp is regarded fourth in return on equity category among related companies. It is regarded fourth in return on asset category among related companies reporting about 0.14 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Pacific Premier Bancorp is roughly 7.27 . As of now, Pacific Premier's Return On Equity is decreasing as compared to previous years.Comparative valuation analysis is a catch-all model that can be used if you cannot value Pacific Premier by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Pacific Premier's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Pacific Premier's earnings, one of the primary drivers of an investment's value.Pacific Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Pacific Premier's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Pacific Premier could also be used in its relative valuation, which is a method of valuing Pacific Premier by comparing valuation metrics of similar companies.Pacific Premier is currently under evaluation in return on equity category among related companies.
Pacific Premier Current Valuation Drivers
We derive many important indicators used in calculating different scores of Pacific Premier from analyzing Pacific Premier's financial statements. These drivers represent accounts that assess Pacific Premier's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Pacific Premier's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 2.0B | 2.5B | 3.7B | 3.0B | 2.7B | 2.9B | |
| Enterprise Value | 2.4B | 2.1B | 4.3B | 3.2B | 2.8B | 2.9B |
Pacific Fundamentals
| Return On Equity | 0.0109 | ||||
| Return On Asset | 0.0015 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 2.06 % | ||||
| Current Valuation | 2.07 B | ||||
| Shares Outstanding | 96.48 M | ||||
| Shares Owned By Insiders | 1.92 % | ||||
| Shares Owned By Institutions | 94.40 % | ||||
| Number Of Shares Shorted | 1.67 M | ||||
| Price To Earning | 31.43 X | ||||
| Price To Book | 0.73 X | ||||
| Price To Sales | 4.79 X | ||||
| Revenue | 887.99 M | ||||
| Gross Profit | 781.03 M | ||||
| EBITDA | 34.04 M | ||||
| Net Income | 28.79 M | ||||
| Cash And Equivalents | 740.94 M | ||||
| Cash Per Share | 7.80 X | ||||
| Total Debt | 978.96 M | ||||
| Debt To Equity | 8.33 % | ||||
| Book Value Per Share | 30.07 X | ||||
| Cash Flow From Operations | 250.28 M | ||||
| Short Ratio | 2.68 X | ||||
| Earnings Per Share | 0.31 X | ||||
| Price To Earnings To Growth | 2.98 X | ||||
| Target Price | 28.29 | ||||
| Number Of Employees | 1.34 K | ||||
| Beta | 1.17 | ||||
| Market Capitalization | 2.15 B | ||||
| Total Asset | 19.06 B | ||||
| Retained Earnings | 604.14 M | ||||
| Annual Yield | 0.06 % | ||||
| Net Asset | 19.06 B | ||||
| Last Dividend Paid | 1.32 |
About Pacific Premier Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Pacific Premier Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Pacific Premier using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Pacific Premier Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | 165.2 M | 146.9 M | |
| Total Revenue | 888 M | 932.4 M | |
| Cost Of Revenue | 73.6 M | 77.2 M | |
| Stock Based Compensation To Revenue | 0.02 | 0.02 | |
| Sales General And Administrative To Revenue | 0.25 | 0.42 | |
| Research And Ddevelopement To Revenue | 0.00 | 0.00 | |
| Capex To Revenue | (0.01) | (0.01) | |
| Revenue Per Share | 9.44 | 15.73 | |
| Ebit Per Revenue | 0.04 | 0.04 |
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Check out Pacific Premier Piotroski F Score and Pacific Premier Altman Z Score analysis. Note that the Pacific Premier Bancorp information on this page should be used as a complementary analysis to other Pacific Premier's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Complementary Tools for Pacific Stock analysis
When running Pacific Premier's price analysis, check to measure Pacific Premier's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pacific Premier is operating at the current time. Most of Pacific Premier's value examination focuses on studying past and present price action to predict the probability of Pacific Premier's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pacific Premier's price. Additionally, you may evaluate how the addition of Pacific Premier to your portfolios can decrease your overall portfolio volatility.
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Is Pacific Premier's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pacific Premier. If investors know Pacific will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pacific Premier listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.38) | Dividend Share 1.32 | Earnings Share 0.31 | Revenue Per Share 4.677 | Quarterly Revenue Growth (0.18) |
The market value of Pacific Premier Bancorp is measured differently than its book value, which is the value of Pacific that is recorded on the company's balance sheet. Investors also form their own opinion of Pacific Premier's value that differs from its market value or its book value, called intrinsic value, which is Pacific Premier's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pacific Premier's market value can be influenced by many factors that don't directly affect Pacific Premier's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pacific Premier's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pacific Premier is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pacific Premier's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.