Q2 Holdings Stock Z Score

QTWO Stock

USD 50.37 1.19 2.31%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out Q2 Holdings Piotroski F Score and Q2 Holdings Valuation analysis.

To learn how to invest in QTWO Stock, please use our How to Invest in Q2 Holdings guide.

At this time, Q2 Holdings' Additional Paid In Capital is very stable compared to the past year. As of the 16th of April 2024, Net Working Capital is likely to grow to about 261 M, while Capital Surpluse is likely to drop about 648.9 M. At this time, Q2 Holdings' Other Operating Expenses is very stable compared to the past year. As of the 16th of April 2024, Research Development is likely to grow to about 144.2 M, though Operating Income is likely to grow to (81.8 M).

Q2 Holdings Company Z Score Analysis

Q2 Holdings' Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

QTWO Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for Q2 Holdings is extremely important. It helps to project a fair market value of QTWO Stock properly, considering its historical fundamentals such as Z Score. Since Q2 Holdings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Q2 Holdings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Q2 Holdings' interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Current Deferred Revenue	Net Debt	Retained Earnings	Accounts Payable	Net Receivables	Total Liab	Total Current Assets	Short Term Debt	Common Stock	Long Term Debt	Short Term Investments	Property Plant Equipment	Net Tangible Assets	Good Will	Deferred Long Term Liab	Short Long Term Debt	Treasury Stock	Intangible Assets	Capital Surpluse	Net Invested Capital	Net Working Capital	Long Term Debt Total	Capital Stock
Total Assets		0.98	0.86	0.87	-0.86	0.67	0.87	0.99	0.95	0.71	0.88	0.99	0.82	0.93	-0.77	0.9	0.77	0.72	-0.79	0.93	0.97	0.97	0.86	0.92	0.89
Total Stockholder Equity	0.98		0.82	0.77	-0.82	0.63	0.82	0.95	0.95	0.62	0.89	0.94	0.76	0.91	-0.68	0.87	0.79	0.71	-0.78	0.91	0.95	0.95	0.87	0.87	0.86
Current Deferred Revenue	0.86	0.82		0.88	-1.0	0.9	0.99	0.87	0.84	0.73	0.84	0.87	0.81	0.91	-0.82	0.95	0.75	0.8	-0.78	0.76	0.9	0.91	0.8	0.94	0.95
Net Debt	0.87	0.77	0.88		-0.87	0.74	0.89	0.91	0.75	0.75	0.71	0.92	0.77	0.8	-0.95	0.93	0.63	0.66	-0.71	0.86	0.85	0.9	0.68	0.9	0.86
Retained Earnings	-0.86	-0.82	-1.0	-0.87		-0.89	-0.99	-0.87	-0.84	-0.71	-0.84	-0.86	-0.8	-0.91	0.81	-0.95	-0.75	-0.78	0.75	-0.74	-0.91	-0.9	-0.79	-0.95	-0.96
Accounts Payable	0.67	0.63	0.9	0.74	-0.89		0.87	0.67	0.6	0.58	0.75	0.66	0.53	0.77	-0.81	0.86	0.64	0.81	-0.75	0.65	0.72	0.72	0.54	0.79	0.82
Net Receivables	0.87	0.82	0.99	0.89	-0.99	0.87		0.89	0.86	0.73	0.82	0.89	0.83	0.91	-0.81	0.95	0.72	0.77	-0.76	0.76	0.91	0.92	0.83	0.94	0.95
Total Liab	0.99	0.95	0.87	0.91	-0.87	0.67	0.89		0.93	0.76	0.85	1.0	0.84	0.93	-0.81	0.91	0.73	0.71	-0.79	0.92	0.97	0.97	0.83	0.93	0.89
Total Current Assets	0.95	0.95	0.84	0.75	-0.84	0.6	0.86	0.93		0.68	0.87	0.93	0.89	0.91	-0.59	0.82	0.72	0.69	-0.75	0.8	0.94	0.93	0.95	0.87	0.86
Short Term Debt	0.71	0.62	0.73	0.75	-0.71	0.58	0.73	0.76	0.68		0.71	0.73	0.84	0.76	-0.69	0.63	0.63	0.81	-0.82	0.62	0.66	0.65	0.54	0.66	0.59
Common Stock	0.88	0.89	0.84	0.71	-0.84	0.75	0.82	0.85	0.87	0.71		0.82	0.77	0.92	-0.68	0.8	0.85	0.79	-0.81	0.78	0.85	0.82	0.7	0.82	0.8
Long Term Debt	0.99	0.94	0.87	0.92	-0.86	0.66	0.89	1.0	0.93	0.73	0.82		0.84	0.9	-0.81	0.92	0.7	0.69	-0.77	0.92	0.96	0.98	0.85	0.93	0.9
Short Term Investments	0.82	0.76	0.81	0.77	-0.8	0.53	0.83	0.84	0.89	0.84	0.77	0.84		0.8	-0.6	0.71	0.64	0.64	-0.69	0.65	0.79	0.8	0.82	0.78	0.73
Property Plant Equipment	0.93	0.91	0.91	0.8	-0.91	0.77	0.91	0.93	0.91	0.76	0.92	0.9	0.8		-0.73	0.87	0.8	0.81	-0.84	0.8	0.94	0.89	0.79	0.9	0.89
Net Tangible Assets	-0.77	-0.68	-0.82	-0.95	0.81	-0.81	-0.81	-0.81	-0.59	-0.69	-0.68	-0.81	-0.6	-0.73		-0.9	-0.63	-0.68	0.69	-0.84	-0.75	-0.8	-0.47	-0.82	-0.78
Good Will	0.9	0.87	0.95	0.93	-0.95	0.86	0.95	0.91	0.82	0.63	0.8	0.92	0.71	0.87	-0.9		0.74	0.74	-0.75	0.88	0.92	0.96	0.78	0.95	0.96
Deferred Long Term Liab	0.77	0.79	0.75	0.63	-0.75	0.64	0.72	0.73	0.72	0.63	0.85	0.7	0.64	0.8	-0.63	0.74		0.73	-0.69	0.72	0.75	0.72	0.58	0.76	0.75
Short Long Term Debt	0.72	0.71	0.8	0.66	-0.78	0.81	0.77	0.71	0.69	0.81	0.79	0.69	0.64	0.81	-0.68	0.74	0.73		-0.95	0.7	0.69	0.71	0.58	0.67	0.67
Treasury Stock	-0.79	-0.78	-0.78	-0.71	0.75	-0.75	-0.76	-0.79	-0.75	-0.82	-0.81	-0.77	-0.69	-0.84	0.69	-0.75	-0.69	-0.95		-0.79	-0.73	-0.76	-0.64	-0.67	-0.66
Intangible Assets	0.93	0.91	0.76	0.86	-0.74	0.65	0.76	0.92	0.8	0.62	0.78	0.92	0.65	0.8	-0.84	0.88	0.72	0.7	-0.79		0.85	0.92	0.7	0.81	0.79
Capital Surpluse	0.97	0.95	0.9	0.85	-0.91	0.72	0.91	0.97	0.94	0.66	0.85	0.96	0.79	0.94	-0.75	0.92	0.75	0.69	-0.73	0.85		0.97	0.88	0.97	0.96
Net Invested Capital	0.97	0.95	0.91	0.9	-0.9	0.72	0.92	0.97	0.93	0.65	0.82	0.98	0.8	0.89	-0.8	0.96	0.72	0.71	-0.76	0.92	0.97		0.89	0.94	0.93
Net Working Capital	0.86	0.87	0.8	0.68	-0.79	0.54	0.83	0.83	0.95	0.54	0.7	0.85	0.82	0.79	-0.47	0.78	0.58	0.58	-0.64	0.7	0.88	0.89		0.8	0.83
Long Term Debt Total	0.92	0.87	0.94	0.9	-0.95	0.79	0.94	0.93	0.87	0.66	0.82	0.93	0.78	0.9	-0.82	0.95	0.76	0.67	-0.67	0.81	0.97	0.94	0.8		0.99
Capital Stock	0.89	0.86	0.95	0.86	-0.96	0.82	0.95	0.89	0.86	0.59	0.8	0.9	0.73	0.89	-0.78	0.96	0.75	0.67	-0.66	0.79	0.96	0.93	0.83	0.99

Click cells to compare fundamentals

To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.

Competition

Predict Q2 Holdings

Based on the company's disclosures, Q2 Holdings has a Z Score of 0.0. This is 100.0% lower than that of the Software sector and about the same as Information Technology (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.

Q2 Holdings Institutional Holders

Institutional Holdings refers to the ownership stake in Q2 Holdings that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Q2 Holdings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Q2 Holdings' value.

		Shares
Nuveen Asset Management, Llc	2023-12-31	1.3 M
Geode Capital Management, Llc	2023-12-31	1.2 M
Massachusetts Financial Services Company	2023-12-31	1.1 M
Fred Alger Management, Llc	2023-12-31	1 M
Tremblant Capital Group	2023-12-31	974.7 K
Tensile Capital Management Llc	2023-09-30	886.5 K
Dimensional Fund Advisors, Inc.	2023-12-31	867 K
Adams Street Partners Llc	2023-12-31	777.6 K
Federated Hermes Inc	2023-12-31	701.5 K
Vanguard Group Inc	2023-12-31	7 M
Blackrock Inc	2023-12-31	6.8 M

QTWO Fundamentals

	Return On Equity	-0.15
	Return On Asset	-0.0422
	Profit Margin	(0.10) %
	Operating Margin	(0.11) %
	Current Valuation	3.2 B
	Shares Outstanding	59.07 M
	Shares Owned By Insiders	3.07 %
	Shares Owned By Institutions	96.93 %
	Number Of Shares Shorted	3.04 M
	Price To Earning	(52.99) X
	Price To Book	6.79 X
	Price To Sales	4.88 X
	Revenue	624.62 M
	Gross Profit	256.36 M
	EBITDA	6.75 M
	Net Income	(65.38 M)
	Cash And Equivalents	399.35 M
	Cash Per Share	6.97 X
	Total Debt	546.49 M
	Debt To Equity	1.67 %
	Current Ratio	3.10 X
	Book Value Per Share	7.60 X
	Cash Flow From Operations	70.29 M
	Short Ratio	3.96 X
	Earnings Per Share	(1.12) X
	Price To Earnings To Growth	8.94 X
	Target Price	50.86
	Number Of Employees	2.31 K
	Beta	1.49
	Market Capitalization	3.05 B
	Total Asset	1.2 B
	Retained Earnings	(625.69 M)
	Working Capital	236.4 M
	Current Asset	133.22 M
	Current Liabilities	45.69 M
	Net Asset	1.2 B

About Q2 Holdings Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Q2 Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Q2 Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Q2 Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

Q2 Holdings Investors Sentiment

The influence of Q2 Holdings' investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in QTWO. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.

Investor biases related to Q2 Holdings' public news can be used to forecast risks associated with an investment in QTWO. The trend in average sentiment can be used to explain how an investor holding QTWO can time the market purely based on public headlines and social activities around Q2 Holdings. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Q2 Holdings' market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Q2 Holdings' and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Q2 Holdings' news discussions. The higher the estimated score, the more favorable is the investor's outlook on Q2 Holdings.

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Q2 Holdings in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Q2 Holdings' short interest history, or implied volatility extrapolated from Q2 Holdings options trading.

Becoming a Better Investor with Macroaxis

Macroaxis puts the power of mathematics on your side. We analyze your portfolios and positions such as Q2 Holdings using complex mathematical models and algorithms, but make them easy to understand. There is no real person involved in your portfolio analysis. We perform a number of calculations to compute absolute and relative portfolio volatility, correlation between your assets, value at risk, expected return as well as over 100 different fundamental and technical indicators.

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When determining whether Q2 Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Q2 Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Q2 Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Q2 Holdings Stock:

How To Invest In QTWO

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Is QTWO Stock a good investment?

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What is Q2 Holdings' Net Worth?

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Check out Q2 Holdings Piotroski F Score and Q2 Holdings Valuation analysis.

To learn how to invest in QTWO Stock, please use our How to Invest in Q2 Holdings guide.

You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.

Complementary Tools for QTWO Stock analysis

When running Q2 Holdings' price analysis, check to measure Q2 Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Q2 Holdings is operating at the current time. Most of Q2 Holdings' value examination focuses on studying past and present price action to predict the probability of Q2 Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Q2 Holdings' price. Additionally, you may evaluate how the addition of Q2 Holdings to your portfolios can decrease your overall portfolio volatility.

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Is Q2 Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Q2 Holdings. If investors know QTWO will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Q2 Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Earnings Share

(1.12)

Revenue Per Share

10.704

Quarterly Revenue Growth

0.106

Return On Assets

(0.04)

Return On Equity

(0.15)

The market value of Q2 Holdings is measured differently than its book value, which is the value of QTWO that is recorded on the company's balance sheet. Investors also form their own opinion of Q2 Holdings' value that differs from its market value or its book value, called intrinsic value, which is Q2 Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Q2 Holdings' market value can be influenced by many factors that don't directly affect Q2 Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Q2 Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Q2 Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Q2 Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Q2 Holdings Stock Z Score

Q2 Holdings Company Z Score Analysis

Z Score

Sum Of

5 Factors

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

QTWO Z Score Driver Correlations

Q2 Holdings Institutional Holders

QTWO Fundamentals

About Q2 Holdings Fundamental Analysis

Q2 Holdings Investors Sentiment

Becoming a Better Investor with Macroaxis

Build Optimal Portfolios

Align your risk with return expectations

Complementary Tools for QTWO Stock analysis

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