Charles Schwab Corp Stock Z Score

SCHW Stock

USD 74.26 0.84 1.14%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out Charles Schwab Piotroski F Score and Charles Schwab Valuation analysis.

At this time, Charles Schwab's Capital Surpluse is fairly stable compared to the past year. Capital Expenditures is likely to climb to about 735 M in 2024, whereas Net Invested Capital is likely to drop slightly above 58.8 B in 2024. At this time, Charles Schwab's Income Before Tax is fairly stable compared to the past year. Net Income is likely to climb to about 5.3 B in 2024, despite the fact that Total Other Income Expense Net is likely to grow to (2.8 B).

Charles Schwab Corp Company Z Score Analysis

Charles Schwab's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Charles Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for Charles Schwab is extremely important. It helps to project a fair market value of Charles Stock properly, considering its historical fundamentals such as Z Score. Since Charles Schwab's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Charles Schwab's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Charles Schwab's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Net Receivables	Total Liab	Total Current Assets	Cash And Equivalents	Short Term Debt	Intangible Assets	Common Stock	Accounts Payable	Long Term Debt	Good Will	Short Term Investments	Property Plant Equipment	Treasury Stock	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Long Term Investments	Short Long Term Debt	Net Invested Capital	Capital Stock	Current Deferred Revenue
Total Assets		0.98	-0.16	0.91	0.97	1.0	0.81	0.97	-0.11	0.92	0.86	0.88	0.89	0.91	0.69	0.88	-0.8	0.6	0.9	0.91	0.93	0.46	0.78	0.92	-0.63
Total Stockholder Equity	0.98		-0.21	0.85	0.96	0.97	0.85	0.94	-0.16	0.93	0.84	0.89	0.84	0.9	0.75	0.83	-0.72	0.69	0.86	0.9	0.91	0.4	0.78	0.89	-0.5
Net Debt	-0.16	-0.21		0.18	-0.05	-0.16	-0.61	-0.17	-0.16	0.0	-0.05	-0.34	0.25	0.14	-0.71	0.24	-0.16	-0.66	0.21	0.15	-0.33	0.77	0.21	0.02	-0.3
Retained Earnings	0.91	0.85	0.18		0.9	0.91	0.5	0.91	-0.1	0.83	0.82	0.67	0.96	0.89	0.33	0.95	-0.92	0.34	0.96	0.9	0.79	0.72	0.76	0.85	-0.73
Net Receivables	0.97	0.96	-0.05	0.9		0.97	0.77	0.96	-0.23	0.96	0.85	0.89	0.93	0.96	0.64	0.92	-0.79	0.5	0.94	0.96	0.85	0.56	0.87	0.97	-0.72
Total Liab	1.0	0.97	-0.16	0.91	0.97		0.8	0.97	-0.11	0.92	0.86	0.88	0.89	0.9	0.68	0.89	-0.81	0.59	0.9	0.9	0.93	0.47	0.78	0.92	-0.64
Total Current Assets	0.81	0.85	-0.61	0.5	0.77	0.8		0.76	-0.17	0.76	0.69	0.93	0.5	0.65	0.97	0.51	-0.43	0.75	0.54	0.64	0.84	-0.06	0.6	0.74	-0.29
Cash And Equivalents	0.97	0.94	-0.17	0.91	0.96	0.97	0.76		-0.14	0.88	0.8	0.83	0.9	0.89	0.63	0.9	-0.78	0.59	0.91	0.89	0.88	0.48	0.77	0.89	-0.69
Short Term Debt	-0.11	-0.16	-0.16	-0.1	-0.23	-0.11	-0.17	-0.14		-0.32	-0.16	-0.28	-0.21	-0.3	-0.11	-0.2	0.23	0.08	-0.22	-0.3	0.04	-0.26	-0.36	-0.3	0.19
Intangible Assets	0.92	0.93	0.0	0.83	0.96	0.92	0.76	0.88	-0.32		0.81	0.89	0.9	0.98	0.63	0.89	-0.76	0.42	0.91	0.98	0.78	0.54	0.9	0.97	-0.62
Common Stock	0.86	0.84	-0.05	0.82	0.85	0.86	0.69	0.8	-0.16	0.81		0.84	0.77	0.81	0.54	0.74	-0.83	0.34	0.77	0.81	0.78	0.46	0.85	0.84	-0.55
Accounts Payable	0.88	0.89	-0.34	0.67	0.89	0.88	0.93	0.83	-0.28	0.89	0.84		0.7	0.82	0.84	0.7	-0.64	0.52	0.73	0.81	0.84	0.22	0.82	0.91	-0.53
Long Term Debt	0.89	0.84	0.25	0.96	0.93	0.89	0.5	0.9	-0.21	0.9	0.77	0.7		0.96	0.33	0.99	-0.86	0.27	1.0	0.96	0.72	0.78	0.86	0.91	-0.8
Good Will	0.91	0.9	0.14	0.89	0.96	0.9	0.65	0.89	-0.3	0.98	0.81	0.82	0.96		0.5	0.94	-0.81	0.34	0.96	1.0	0.74	0.67	0.92	0.97	-0.7
Short Term Investments	0.69	0.75	-0.71	0.33	0.64	0.68	0.97	0.63	-0.11	0.63	0.54	0.84	0.33	0.5		0.34	-0.25	0.8	0.37	0.49	0.76	-0.23	0.43	0.6	-0.12
Property Plant Equipment	0.88	0.83	0.24	0.95	0.92	0.89	0.51	0.9	-0.2	0.89	0.74	0.7	0.99	0.94	0.34		-0.83	0.27	1.0	0.95	0.74	0.77	0.85	0.92	-0.82
Treasury Stock	-0.8	-0.72	-0.16	-0.92	-0.79	-0.81	-0.43	-0.78	0.23	-0.76	-0.83	-0.64	-0.86	-0.81	-0.25	-0.83		-0.15	-0.85	-0.81	-0.65	-0.62	-0.71	-0.78	0.67
Net Tangible Assets	0.6	0.69	-0.66	0.34	0.5	0.59	0.75	0.59	0.08	0.42	0.34	0.52	0.27	0.34	0.8	0.27	-0.15		0.29	0.33	0.69	-0.22	0.16	0.33	0.08
Long Term Debt Total	0.9	0.86	0.21	0.96	0.94	0.9	0.54	0.91	-0.22	0.91	0.77	0.73	1.0	0.96	0.37	1.0	-0.85	0.29		0.97	0.75	0.75	0.86	0.93	-0.8
Capital Surpluse	0.91	0.9	0.15	0.9	0.96	0.9	0.64	0.89	-0.3	0.98	0.81	0.81	0.96	1.0	0.49	0.95	-0.81	0.33	0.97		0.74	0.69	0.92	0.96	-0.71
Long Term Investments	0.93	0.91	-0.33	0.79	0.85	0.93	0.84	0.88	0.04	0.78	0.78	0.84	0.72	0.74	0.76	0.74	-0.65	0.69	0.75	0.74		0.24	0.64	0.79	-0.47
Short Long Term Debt	0.46	0.4	0.77	0.72	0.56	0.47	-0.06	0.48	-0.26	0.54	0.46	0.22	0.78	0.67	-0.23	0.77	-0.62	-0.22	0.75	0.69	0.24		0.67	0.57	-0.73
Net Invested Capital	0.78	0.78	0.21	0.76	0.87	0.78	0.6	0.77	-0.36	0.9	0.85	0.82	0.86	0.92	0.43	0.85	-0.71	0.16	0.86	0.92	0.64	0.67		0.93	-0.7
Capital Stock	0.92	0.89	0.02	0.85	0.97	0.92	0.74	0.89	-0.3	0.97	0.84	0.91	0.91	0.97	0.6	0.92	-0.78	0.33	0.93	0.96	0.79	0.57	0.93		-0.75
Current Deferred Revenue	-0.63	-0.5	-0.3	-0.73	-0.72	-0.64	-0.29	-0.69	0.19	-0.62	-0.55	-0.53	-0.8	-0.7	-0.12	-0.82	0.67	0.08	-0.8	-0.71	-0.47	-0.73	-0.7	-0.75

Click cells to compare fundamentals

To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.

Competition

Predict Charles Schwab

Based on the company's disclosures, Charles Schwab Corp has a Z Score of 0.0. This is 100.0% lower than that of the Capital Markets sector and 100.0% lower than that of the Financials industry. The z score for all United States stocks is 100.0% higher than that of the company.

Charles Schwab ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Charles Schwab's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Charles Schwab's managers, analysts, and investors.

Environment Score

Governance Score

Social Score

Charles Schwab Institutional Holders

Institutional Holdings refers to the ownership stake in Charles Schwab that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Charles Schwab's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Charles Schwab's value.

		Shares
Alliancebernstein L.p.	2023-12-31	18.8 M
Fisher Asset Management, Llc	2023-12-31	18.6 M
Goldman Sachs Group Inc	2023-12-31	18.1 M
Flossbach Von Storch Ag	2023-12-31	17.3 M
Northern Trust Corp	2023-12-31	15.1 M
Bank Of America Corp	2023-12-31	14.7 M
Amvescap Plc.	2023-12-31	14.3 M
Nuveen Asset Management, Llc	2023-12-31	13.8 M
Norges Bank	2023-12-31	13.8 M
The Toronto-dominion Bank	2023-12-31	226.1 M
Vanguard Group Inc	2023-12-31	119.9 M

Charles Fundamentals

	Return On Equity	0.12
	Return On Asset	0.0096
	Profit Margin	0.26 %
	Operating Margin	0.38 %
	Current Valuation	131.59 B
	Shares Outstanding	1.78 B
	Shares Owned By Insiders	6.26 %
	Shares Owned By Institutions	85.77 %
	Number Of Shares Shorted	15.01 M
	Price To Earning	24.36 X
	Price To Book	4.03 X
	Price To Sales	6.79 X
	Revenue	18.84 B
	Gross Profit	20.17 B
	EBITDA	10.62 B
	Net Income	5.07 B
	Cash And Equivalents	40.2 B
	Cash Per Share	48.82 X
	Total Debt	59.97 B
	Debt To Equity	0.71 %
	Current Ratio	0.40 X
	Book Value Per Share	23.23 X
	Cash Flow From Operations	(4.17 B)
	Short Ratio	1.95 X
	Earnings Per Share	2.39 X
	Price To Earnings To Growth	1.19 X
	Target Price	77.22
	Number Of Employees	32.6 K
	Beta	1.0
	Market Capitalization	134.13 B
	Total Asset	495.55 B
	Retained Earnings	33.9 B
	Working Capital	(115.27 B)
	Current Asset	50 B
	Current Liabilities	165.28 B
	Annual Yield	0.01 %
	Five Year Return	1.19 %
	Net Asset	495.55 B
	Last Dividend Paid	1.0

About Charles Schwab Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Charles Schwab Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Charles Schwab using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Charles Schwab Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

Charles Schwab Investors Sentiment

The influence of Charles Schwab's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Charles. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.

Investor biases related to Charles Schwab's public news can be used to forecast risks associated with an investment in Charles. The trend in average sentiment can be used to explain how an investor holding Charles can time the market purely based on public headlines and social activities around Charles Schwab Corp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Charles Schwab's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Charles Schwab's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Charles Schwab's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Charles Schwab.

Charles Schwab Implied Volatility

28.48

Charles Schwab's implied volatility exposes the market's sentiment of Charles Schwab Corp stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Charles Schwab's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Charles Schwab stock will not fluctuate a lot when Charles Schwab's options are near their expiration.

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Charles Schwab in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Charles Schwab's short interest history, or implied volatility extrapolated from Charles Schwab options trading.

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When determining whether Charles Schwab Corp is a strong investment it is important to analyze Charles Schwab's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Charles Schwab's future performance. For an informed investment choice regarding Charles Stock, refer to the following important reports:

How To Invest In Charles

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Is Charles Stock a good investment?

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What is Charles Schwab's Net Worth?

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Largest Investment Banking & Brokerage Companies

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Largest Financial Services Companies

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Check out Charles Schwab Piotroski F Score and Charles Schwab Valuation analysis.

Note that the Charles Schwab Corp information on this page should be used as a complementary analysis to other Charles Schwab's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.

Complementary Tools for Charles Stock analysis

When running Charles Schwab's price analysis, check to measure Charles Schwab's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Charles Schwab is operating at the current time. Most of Charles Schwab's value examination focuses on studying past and present price action to predict the probability of Charles Schwab's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Charles Schwab's price. Additionally, you may evaluate how the addition of Charles Schwab to your portfolios can decrease your overall portfolio volatility.

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Is Charles Schwab's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Charles Schwab. If investors know Charles will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Charles Schwab listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.18)

Dividend Share

Earnings Share

2.39

Revenue Per Share

10.134

Quarterly Revenue Growth

(0.07)

The market value of Charles Schwab Corp is measured differently than its book value, which is the value of Charles that is recorded on the company's balance sheet. Investors also form their own opinion of Charles Schwab's value that differs from its market value or its book value, called intrinsic value, which is Charles Schwab's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Charles Schwab's market value can be influenced by many factors that don't directly affect Charles Schwab's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Charles Schwab's value and its price as these two are different measures arrived at by different means. Investors typically determine if Charles Schwab is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Charles Schwab's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Charles Schwab Corp Stock Z Score

Charles Schwab Corp Company Z Score Analysis

Z Score

Sum Of

5 Factors

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Charles Z Score Driver Correlations

Charles Schwab ESG Sustainability

Charles Schwab Institutional Holders

Charles Fundamentals

About Charles Schwab Fundamental Analysis

Charles Schwab Investors Sentiment

Charles Schwab Implied Volatility

Currently Active Assets on Macroaxis

Complementary Tools for Charles Stock analysis

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