St Bancorp Stock Fundamentals

STBA Stock  USD 31.83  0.07  0.22%   
ST Bancorp fundamentals help investors to digest information that contributes to ST Bancorp's financial success or failures. It also enables traders to predict the movement of STBA Stock. The fundamental analysis module provides a way to measure ST Bancorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to ST Bancorp stock.
At present, ST Bancorp's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 121.4 M, whereas Depreciation And Amortization is forecasted to decline to about 4.9 M.
  
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STBA Operating Margin Analysis

ST Bancorp's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
 2021 2022 2023 2024 (projected)
Interest Expense13.2M25.0M35.7M37.3M
Depreciation And Amortization11.5M9.0M6.6M4.9M

Operating Margin

 = 

Operating Income

Revenue

X

100

More About Operating Margin | All Equity Analysis

Current ST Bancorp Operating Margin

    
  0.46 %  
Most of ST Bancorp's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, ST Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Competition

STBA Pretax Profit Margin

Pretax Profit Margin

0.45

At present, ST Bancorp's Pretax Profit Margin is projected to increase slightly based on the last few years of reporting.
Based on the recorded statements, ST Bancorp has an Operating Margin of 0.4605%. This is 97.5% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 108.36% lower than that of the firm.

ST Bancorp Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining ST Bancorp's current stock value. Our valuation model uses many indicators to compare ST Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across ST Bancorp competition to find correlations between indicators driving ST Bancorp's intrinsic value. More Info.
ST Bancorp is currently regarded as top stock in price to earnings to growth category among related companies. It is rated fifth in price to book category among related companies fabricating about  0.26  of Price To Book per Price To Earnings To Growth. The ratio of Price To Earnings To Growth to Price To Book for ST Bancorp is roughly  3.91 . As of March 28, 2024, Price To Book Ratio is expected to decline to 0.95. Comparative valuation analysis is a catch-all model that can be used if you cannot value ST Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for ST Bancorp's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the ST Bancorp's earnings, one of the primary drivers of an investment's value.

STBA Cash And Equivalents Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses ST Bancorp's direct or indirect competition against its Cash And Equivalents to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of ST Bancorp could also be used in its relative valuation, which is a method of valuing ST Bancorp by comparing valuation metrics of similar companies.
ST Bancorp is currently under evaluation in cash and equivalents category among related companies.

STBA Fundamentals

About ST Bancorp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze ST Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of ST Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of ST Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for 2024
Total Revenue536.1 M562.9 M
Cost Of Revenue504.9 K479.7 K
Ebit Per Revenue 0.88  0.84 

ST Bancorp Investors Sentiment

The influence of ST Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in STBA. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to ST Bancorp's public news can be used to forecast risks associated with an investment in STBA. The trend in average sentiment can be used to explain how an investor holding STBA can time the market purely based on public headlines and social activities around ST Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
ST Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for ST Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average ST Bancorp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on ST Bancorp.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards ST Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, ST Bancorp's short interest history, or implied volatility extrapolated from ST Bancorp options trading.

Currently Active Assets on Macroaxis

When determining whether ST Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ST Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of St Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on St Bancorp Stock:
Check out ST Bancorp Piotroski F Score and ST Bancorp Altman Z Score analysis.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.
Note that the ST Bancorp information on this page should be used as a complementary analysis to other ST Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the CEOs Directory module to screen CEOs from public companies around the world.

Complementary Tools for STBA Stock analysis

When running ST Bancorp's price analysis, check to measure ST Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ST Bancorp is operating at the current time. Most of ST Bancorp's value examination focuses on studying past and present price action to predict the probability of ST Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ST Bancorp's price. Additionally, you may evaluate how the addition of ST Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is ST Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ST Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.06)
Dividend Share
1.3
Earnings Share
3.74
Revenue Per Share
10.125
Quarterly Revenue Growth
0.007
The market value of ST Bancorp is measured differently than its book value, which is the value of STBA that is recorded on the company's balance sheet. Investors also form their own opinion of ST Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ST Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ST Bancorp's market value can be influenced by many factors that don't directly affect ST Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.