Tfs Financial Stock Operating Margin
| TFSL Stock | USD 12.31 0.01 0.08% |
TFS Financial fundamentals help investors to digest information that contributes to TFS Financial's financial success or failures. It also enables traders to predict the movement of TFS Stock. The fundamental analysis module provides a way to measure TFS Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to TFS Financial stock.
| Last Reported | Projected for Next Year | ||
| Operating Profit Margin | 0.35 | 0.33 |
TFS | Operating Margin |
TFS Financial Company Operating Margin Analysis
TFS Financial's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current TFS Financial Operating Margin | 0.39 % |
Most of TFS Financial's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, TFS Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
TFS Operating Margin Driver Correlations
Understanding the fundamental principles of building solid financial models for TFS Financial is extremely important. It helps to project a fair market value of TFS Stock properly, considering its historical fundamentals such as Operating Margin. Since TFS Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of TFS Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of TFS Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
TFS Operating Margin Historical Pattern
Today, most investors in TFS Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various TFS Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of TFS Financial operating margin as a starting point in their analysis.
TFS Financial Operating Margin |
| Timeline |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
| Competition |
TFS Pretax Profit Margin
Pretax Profit Margin |
|
Based on the recorded statements, TFS Financial has an Operating Margin of 0.3914%. This is 97.88% lower than that of the Thrifts & Mortgage Finance sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 107.1% lower than that of the firm.
TFS Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses TFS Financial's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of TFS Financial could also be used in its relative valuation, which is a method of valuing TFS Financial by comparing valuation metrics of similar companies.TFS Financial is currently under evaluation in operating margin category among related companies.
TFS Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of TFS Financial from analyzing TFS Financial's financial statements. These drivers represent accounts that assess TFS Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of TFS Financial's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 5.0B | 4.1B | 5.3B | 3.3B | 3.0B | 3.0B | |
| Enterprise Value | 8.6B | 7.1B | 7.9B | 8.1B | 7.3B | 4.0B |
TFS Fundamentals
| Return On Equity | 0.0397 | ||||
| Return On Asset | 0.0045 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.39 % | ||||
| Current Valuation | 7.88 B | ||||
| Shares Outstanding | 280.71 M | ||||
| Shares Owned By Insiders | 0.53 % | ||||
| Shares Owned By Institutions | 90.88 % | ||||
| Number Of Shares Shorted | 2.84 M | ||||
| Price To Earning | 45.06 X | ||||
| Price To Book | 1.80 X | ||||
| Price To Sales | 11.16 X | ||||
| Revenue | 305 M | ||||
| Gross Profit | 290.2 M | ||||
| EBITDA | 93.37 M | ||||
| Net Income | 75.25 M | ||||
| Cash And Equivalents | 387.53 M | ||||
| Cash Per Share | 1.40 X | ||||
| Total Debt | 5.27 B | ||||
| Debt To Equity | 6.77 % | ||||
| Book Value Per Share | 6.71 X | ||||
| Cash Flow From Operations | 46.57 M | ||||
| Short Ratio | 9.00 X | ||||
| Earnings Per Share | 0.25 X | ||||
| Target Price | 14.5 | ||||
| Number Of Employees | 995 | ||||
| Beta | 0.65 | ||||
| Market Capitalization | 3.45 B | ||||
| Total Asset | 16.92 B | ||||
| Retained Earnings | 886.98 M | ||||
| Annual Yield | 0.09 % | ||||
| Five Year Return | 5.82 % | ||||
| Net Asset | 16.92 B | ||||
| Last Dividend Paid | 1.13 |
About TFS Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze TFS Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of TFS Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of TFS Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Currently Active Assets on Macroaxis
When determining whether TFS Financial is a strong investment it is important to analyze TFS Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact TFS Financial's future performance. For an informed investment choice regarding TFS Stock, refer to the following important reports:Check out TFS Financial Piotroski F Score and TFS Financial Altman Z Score analysis. For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Complementary Tools for TFS Stock analysis
When running TFS Financial's price analysis, check to measure TFS Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TFS Financial is operating at the current time. Most of TFS Financial's value examination focuses on studying past and present price action to predict the probability of TFS Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TFS Financial's price. Additionally, you may evaluate how the addition of TFS Financial to your portfolios can decrease your overall portfolio volatility.
| Efficient Frontier Plot and analyze your portfolio and positions against risk-return landscape of the market. | |
| Earnings Calls Check upcoming earnings announcements updated hourly across public exchanges | |
| Risk-Return Analysis View associations between returns expected from investment and the risk you assume | |
| Competition Analyzer Analyze and compare many basic indicators for a group of related or unrelated entities | |
| Alpha Finder Use alpha and beta coefficients to find investment opportunities after accounting for the risk | |
| FinTech Suite Use AI to screen and filter profitable investment opportunities |
Is TFS Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TFS Financial. If investors know TFS will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TFS Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.11) | Dividend Share 1.13 | Earnings Share 0.25 | Revenue Per Share 1.087 | Quarterly Revenue Growth (0.06) |
The market value of TFS Financial is measured differently than its book value, which is the value of TFS that is recorded on the company's balance sheet. Investors also form their own opinion of TFS Financial's value that differs from its market value or its book value, called intrinsic value, which is TFS Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TFS Financial's market value can be influenced by many factors that don't directly affect TFS Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TFS Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if TFS Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TFS Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.