Yirendai Stock Current Valuation
| YRD Stock | USD 4.97 0.14 2.90% |
Valuation analysis of Yirendai helps investors to measure Yirendai's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. As of April 23, 2024, Enterprise Value Over EBITDA is expected to decline to -1.52. In addition to that, Enterprise Value Multiple is expected to decline to -1.52. Fundamental drivers impacting Yirendai's valuation include:
Price Book 0.4384 | Enterprise Value -5 B | Enterprise Value Ebitda (0.14) | Price Sales 0.0932 | Forward PE 3.0731 |
Overvalued
Today
Please note that Yirendai's price fluctuation is very risky at this time. Calculation of the real value of Yirendai is based on 3 months time horizon. Increasing Yirendai's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Yirendai is useful when determining the fair value of the Yirendai stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Yirendai. Since Yirendai is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Yirendai Stock. However, Yirendai's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 4.97 | Real 3.11 | Target 2.03 | Hype 4.96 |
The real value of Yirendai Stock, also known as its intrinsic value, is the underlying worth of Yirendai Company, which is reflected in its stock price. It is based on Yirendai's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Yirendai's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Yirendai's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Yirendai helps investors to forecast how Yirendai stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Yirendai more accurately as focusing exclusively on Yirendai's fundamentals will not take into account other important factors: Yirendai Company Current Valuation Analysis
Yirendai's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Yirendai Current Valuation | (4.98 B) |
Most of Yirendai's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Yirendai is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Yirendai Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Yirendai is extremely important. It helps to project a fair market value of Yirendai Stock properly, considering its historical fundamentals such as Current Valuation. Since Yirendai's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Yirendai's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Yirendai's interrelated accounts and indicators.
Click cells to compare fundamentals
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Yirendai has a Current Valuation of (4.98 Billion). This is 115.18% lower than that of the Consumer Finance sector and 113.09% lower than that of the Financials industry. The current valuation for all United States stocks is 129.97% higher than that of the company.
Yirendai Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Yirendai's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Yirendai could also be used in its relative valuation, which is a method of valuing Yirendai by comparing valuation metrics of similar companies.Yirendai is currently under evaluation in current valuation category among related companies.
Yirendai Current Valuation Drivers
We derive many important indicators used in calculating different scores of Yirendai from analyzing Yirendai's financial statements. These drivers represent accounts that assess Yirendai's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Yirendai's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 3.6B | 2.0B | 1.5B | 805.9M | 2.0B | 1.9B | |
| Enterprise Value | 661.1M | (423.1M) | (223.6M) | (2.7B) | (3.8B) | (3.6B) |
Yirendai Fundamentals
| Return On Equity | 0.29 | ||||
| Return On Asset | 0.17 | ||||
| Profit Margin | 0.42 % | ||||
| Operating Margin | 0.54 % | ||||
| Current Valuation | (4.98 B) | ||||
| Shares Outstanding | 88.61 M | ||||
| Shares Owned By Institutions | 2.30 % | ||||
| Number Of Shares Shorted | 252.12 K | ||||
| Price To Earning | 0.68 X | ||||
| Price To Book | 0.44 X | ||||
| Price To Sales | 0.09 X | ||||
| Revenue | 4.71 B | ||||
| Gross Profit | 2.66 B | ||||
| EBITDA | 2.6 B | ||||
| Net Income | 1.99 B | ||||
| Cash And Equivalents | 4.27 B | ||||
| Cash Per Share | 36.07 X | ||||
| Total Debt | 1.1 B | ||||
| Debt To Equity | 0.30 % | ||||
| Current Ratio | 4.84 X | ||||
| Book Value Per Share | 92.17 X | ||||
| Cash Flow From Operations | 158.19 M | ||||
| Short Ratio | 1.36 X | ||||
| Earnings Per Share | 3.08 X | ||||
| Price To Earnings To Growth | 1.24 X | ||||
| Target Price | 2.03 | ||||
| Beta | 0.71 | ||||
| Market Capitalization | 428 M | ||||
| Total Asset | 7.74 B | ||||
| Retained Earnings | (247.83 M) | ||||
| Working Capital | 6.71 B | ||||
| Current Asset | 308.48 M | ||||
| Current Liabilities | 187.31 M | ||||
| Net Asset | 7.74 B |
About Yirendai Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Yirendai's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Yirendai using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Yirendai based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Yirendai in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Yirendai's short interest history, or implied volatility extrapolated from Yirendai options trading.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Yirendai is a strong investment it is important to analyze Yirendai's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Yirendai's future performance. For an informed investment choice regarding Yirendai Stock, refer to the following important reports:Check out Yirendai Piotroski F Score and Yirendai Altman Z Score analysis. For information on how to trade Yirendai Stock refer to our How to Trade Yirendai Stock guide.You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.
Complementary Tools for Yirendai Stock analysis
When running Yirendai's price analysis, check to measure Yirendai's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Yirendai is operating at the current time. Most of Yirendai's value examination focuses on studying past and present price action to predict the probability of Yirendai's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Yirendai's price. Additionally, you may evaluate how the addition of Yirendai to your portfolios can decrease your overall portfolio volatility.
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Is Yirendai's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Yirendai. If investors know Yirendai will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Yirendai listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.194 | Earnings Share 3.08 | Revenue Per Share 55.396 | Quarterly Revenue Growth 0.171 | Return On Assets 0.1724 |
The market value of Yirendai is measured differently than its book value, which is the value of Yirendai that is recorded on the company's balance sheet. Investors also form their own opinion of Yirendai's value that differs from its market value or its book value, called intrinsic value, which is Yirendai's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Yirendai's market value can be influenced by many factors that don't directly affect Yirendai's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Yirendai's value and its price as these two are different measures arrived at by different means. Investors typically determine if Yirendai is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Yirendai's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.